Senior Product Manager

Circle Internet Management Services LLC; India; On-site; INR 3,000,000 - 6,000,000; Full time

Job summary

Circle Internet Management Services LLC is building a global, regulated payments infrastructure enabling stablecoins and fiat payments across geographies. The Senior Product Manager will own lanes within Managed Payments, defining capabilities for pay-ins, payouts, and lifecycle management across multiple rails and hubs.

The role requires strong product vision, cross-functional leadership, and a track record of improving reliability, adoption, and customer experience in B2B financial systems.

Qualifications

• 4+ years of product management in payments, fintech, or financial infrastructure.
• Own product vision, roadmaps, and execution for B2B capabilities such as payments, pay-ins, payouts, settlement, APIs, or treasury ops.
• Demonstrated ability to lead complex cross-functional initiatives spanning Engineering and Compliance, Operations, Legal, Treasury, or commercial teams.
• Strong analytical and technical fluency with data-driven decision making across customer, product, payment, and operational data.
• Track record of delivering measurable improvements to customer experience, product adoption, or operational efficiency.

Responsibilities

• Own roadmap for managed pay-ins, payouts, fiat endpoints, conversion, and lifecycle management across stablecoin and fiat rails.
• Define and launch capabilities expanding Managed Payments across Circle's regulated hubs, new entities, corridors, and payout methods.
• Shape simple, reliable experiences for accepting funds, converting value, and disbursing globally across assets and rails.
• Improve onboarding, account setup, transaction visibility, reporting, reconciliation, and refunds; optimize workflows for customers and operators.
• Lead cross-functional initiatives with Engineering, Compliance, Operations, Legal, Treasury, BD, and Product, navigating trade-offs and alignment.

Skills

Product mgmt

Payments domain

Cross-functional leadership

Data analysis

Stakeholder mgmt

Job description

Circle (NYSE: CRCL) is one of the world’s leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle’s platform includes the world’s largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises, financial institutions, and developers use Circle to power trusted, internet-scale financial innovation. Learn more at circle.com.

What you’ll be part of:

Circle is committed to visibility and stability in everything we do. As we grow as an organization, we’re expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.

What you’ll be responsible for

You will own product areas within Managed Payments, Circle’s regulated payments infrastructure that enables PSPs, financial institutions, banks, and enterprises to use stablecoin-powered payment rails without operating crypto infrastructure themselves. You will define and evolve product capabilities that support managed pay-ins, payouts, conversion, and transaction lifecycle management across stablecoin and fiat endpoints. Working closely with Engineering, Compliance, Operations, Treasury, and commercial teams, you will translate complex customer and business needs into clear product priorities, lead cross-functional execution, and deliver measurable improvements to how customers move money across geographies and payment rails.

What you’ll work on

Own the roadmap for product areas across managed pay-ins, payouts, fiat endpoints, conversion, and transaction lifecycle management, aligning priorities with customer needs and Circle’s goals. Define and launch capabilities that expand Managed Payments across Circle’s regulated hubs, including new entities, corridors, payout methods, and geographic coverage. Shape simple, reliable customer experiences for accepting funds, converting value, and disbursing globally across stablecoin and fiat rails, including integrations with CPN and other Circle systems. Improve customer and operator workflows across onboarding, account setup, transaction visibility, reporting, exception handling, reconciliation, refunds, RFIs, and bulk payments. Use customer, product, payment, and operational data to identify friction, prioritize investments, and measure improvements in reliability, efficiency, adoption, and customer experience. Evaluate opportunities to support new payment rails, payout use cases, and digital assets based on customer demand, regulatory requirements, technical feasibility, and business priorities. Lead complex cross-functional initiatives with Engineering, Compliance, Operations, Legal, Treasury, BD, and Product, navigating technical and business trade-offs and driving alignment from definition through launch.

What you’ll bring to Circle

Core requirements

• 4+ years of relevant experience, including product management experience building payments, fintech, financial infrastructure, or similarly complex B2B products.
• Experience owning product vision, roadmaps, and execution for B2B capabilities such as payments, pay-ins, payouts, settlement, treasury infrastructure, APIs, or financial operations.
• Demonstrated ability to independently lead complex cross-functional initiatives spanning Engineering and partners such as Compliance, Operations, Legal, Treasury, or commercial teams.
• Strong analytical and technical fluency, with experience using customer, product, payment, and operational data to identify opportunities and guide product decisions.
• Track record of delivering measurable improvements to customer experience, product adoption, operational efficiency, reliability, or business performance.
• Ability to evaluate technical and business trade-offs, resolve ambiguity, and translate complex requirements into clear product priorities and execution plans.

Preferred requirements

• Knowledge of cross-border payments, PSP infrastructure, settlement systems, correspondent banking, or other payment network concepts.
• Familiarity with stablecoins, blockchain-based financial infrastructure, or crypto-enabled payment systems.
• Experience with enterprise APIs, payment networks, or compliance-forward systems involving payment lifecycle states, reconciliation, exception handling, sanctions screening, RFIs, or SLAs.

Why this role matters

Managed Payments is a core part of Circle’s strategy to make stablecoin-powered payments accessible to businesses beyond crypto-native customers. Customers increasingly need complete payment programs that allow them to accept funds, manage balances, convert across assets, and disburse globally without assembling wallets, banking partners, liquidity providers, compliance systems, and payout networks themselves. As Senior Product Manager, you will help turn that complexity into an integrated customer experience and scale Managed Payments into a reliable, global, enterprise-grade product. Circle is on a mission to create an inclusive financial future, with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages. Starting pay is determined by various factors, including but not limited to: relevant experience, skill set, qualifications, and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status, or any other protected status required by the laws in the locations where we hire. Additionally, Circle participates in the E-Verify Program in certain locations, as required by law. Should you require accommodations or assistance in our interview process because of a disability, please reach out to [e-mail] for support. We respect your privacy and will connect with you separately from our interview process to accommodate your needs. Circle believes in a future where digital dollars work securely around the world to create a more prosperous global economy for everyone. To accomplish this, we created USDC, a digital currency backed by the US dollar and always redeemable 1:1. We work closely with regulators to ensure our digital dollar guides and surpasses the standards for stablecoins. By doing this, USDC has the potential to change how money moves around the world. Our values of Multistakeholder, Mindful, Driven by excellence, and High integrity drive us to succeed. Valuing our employees as stakeholders is about creating an environment where people can thrive and grow, be challenged and learn constantly – an environment that thrives on diversity by drawing competitive strength from within. Employees take pride in Circle’s culture and values. That’s why community members from around the world say we’re a top place to work.