Senior Officer Branch Relationship Manager Consumer Banking Group

DBS Bank; Vadodara; In loco; INR 600.000 - 900.000; Tempo pieno

Descrizione del lavoro

DBS Bank Ltd in Vadodara seeks a Product Sales professional to acquire and engage high-net clients, grow AUM and drive cross-sell across DBS products. You will work with branch teams to deliver exceptional service.

The role emphasizes relationship management, activation of digital channels, and adherence to DBS sales standards while building trusted client partnerships.

Competenze

• Minimum 2 years of experience in a reputed bank and proficient in banking products.
• In-depth knowledge of local market and competition.
• AMFI / IRDAI / FEDAI certified candidates with BCSBI certification would be an added advantage.
• Graduate (10+2+3).

Mansioni

• Acquire and engage with DBS clients having an AUM > INR 1 million.
• Manage customer satisfaction and service levels through pro-active client engagement & relationship management.
• Acquire and upgrade quality clients in the branch location areas to Treasures segment.
• Engage with existing customers to deepen the wallet share through retention and growth of AUM.
• Achieve monthly & annual volume and revenue objectives as agreed.
• Ensure activation of e-Channels (I-Banking / M-Banking/ Online MF/Debit Card) and Savings Book growth.
• Ensure proper implementation & execution of product strategies through effective relationship management.
• Develop client trust and loyalty for entrenched relationships with DBS through lifestyle propositions.
• Ensure optimum product mix and new-to-product clients aimed at profitability and coverage.
• Drive exemplary customer service in the local market and uphold DBS standards.
• Ensure regulatory compliance and due diligence while on-boarding.

Conoscenze

Client engagement

Relationship management

Sales skills

Banking products

Formazione

Graduate degree

AMFI/IRDAI/FEDAI certifications

Descrizione del lavoro

Job Description

Business Function

As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions across ~500 branches in the country. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits (incl. structured solutions for NRI), investments, insurance, mortgages, credit cards and personal loans to help our customers realise their dreams and aspirations at every life stage.

Requirements

• To deliver exceptional volume and revenue performance by acquiring and engaging with DBS clients having an AUM => INR 1 million through “need-based approach” and ensure client coverage and product penetration through cross-sell and up-sell of DBS products and services.


• To manage & maintain the highest customer satisfaction and service levels through pro-active client engagement & relationship management, coordinating internally with DBS Service and Distribution and Product team


• Acquire and upgrade quality clients in the branch location areas to Treasures segment.


• Engage with existing customers to deepen the wallet share through retention and growth of AUM.


• Accountable for achieving monthly & annual volume and revenue objective, as agreed.


• Ensure activation of e-Channels (I-Banking / M-Banking/ Online MF/Debit Card) and Savings Book growth


• Ensure proper implementation & execution of product strategies through effective relationship management.


• Develop the client trust and loyalty for entrenched relationship with DBS through lifestyle and beyond banking propositions


• Ensure optimum product mix and new- to- product clients aimed at customer level profitability and enhancing client coverage.


• Drive and deliver exemplary customer service in the local market and uphold DBS service standards.


• Ensure internal and regulatory compliance through strict adherence to DBS sales process, timely risk reviews and exercising due diligence while on-boarding.


• Ensure exemplary service delivery of these clients by building appropriate workflows and processes incl. doorstep banking etc.


• Establish, manage and grow the AUM of mapped Client segment by acquiring and nurturing the client having AUM => INR 1 M


• Ensure complete knowledge of all products & services through continuous skill and knowledge improvement.


• Resolve customer queries and complaints within the agreed TAT as per the DBS customer service policy.


• Coordinate and work closely with CBG colleagues, Service teams, Product specialist to ensure that team objectives are met through an environment that nurtures harmony and collaboration through teamwork


• Work closely with the Line Manager and City / Cluster Head to ensure achievement of common team and Branch objectives.


• Ensure internal and regulatory compliance and address operational risks if any, e.g. Health & Safety standards, security of premises, AML / KYC and ongoing risk reviews.


• To exercise appropriate due diligence while on-boarding and engaging with clients.


• Establish DBS as a primary banker for clients and as a prominent banking provider in India.

Requirements

• Minimum 2 years of experience in a reputed bank and proficient in banking products.


• In-depth knowledge of local market and competition.


• AMFI / IRDAI / FEDAI certified candidates with BCSBI certification would be an added advantage.


• Graduate (10+2+3).

Location:

Vadodara

Job:

Product Sales

Schedule:

Regular

Employee Status:

Full time