Senior Manager/AVP - Credit & Risk

FINAGG Technologies Private Limited; Dadri; On-site; INR 2,500,000 - 4,200,000; Full time

Job summary

FinAGG Technologies Private Limited in Noida is seeking a Senior Manager/AVP for Credit & Risk to shape risk strategy, develop underwriting frameworks, and oversee portfolio risk management. This on-site full-time role requires strong expertise in credit assessment, financial modeling, and analytical decision-making across a growing fintech portfolio.

You will lead risk policies, collaborate with cross-functional teams, and drive performance improvements within a fast-paced, high-growth

Qualifications

• Proven experience in Credit Risk Management & Underwriting
• Strong analytical skills with expertise in financial modeling
• Deep understanding of credit assessment, finance, and risk management
• Background in financial services, fintech, or banking
• Ability to thrive in a fast-paced, high-growth environment
• Bachelor’s or Master’s degree in Finance, Economics, Business, or a related field

Responsibilities

• Oversee credit risk management frameworks and policies
• Conduct in-depth financial assessments and underwriting activities
• Implement risk management strategies to optimize portfolio performance
• Utilize analytical tools to evaluate creditworthiness and risk exposure
• Collaborate with cross-functional teams to enhance credit models and decision-making

Skills

Credit Risk Management

Underwriting

Financial Modeling

Analytical Skills

Fintech/Banking domain

Cross-functional collaboration

Education

Bachelor’s or Master’s in Finance/Economics/Business

Job description

About FinAGG Technologies

FinAGG Technologies Private Limited is a dynamic fintech company revolutionizing credit access for Indias Distributor and Retailer ecosystem. Founded and led by industry veterans with a track record of successful exits to global firms, FinAGG is at the forefront of digital lending innovation. Trusted by 20 leading corporate houses, we are transforming SME/MSME financing and driving the vision of Atmanirbhar Bharat by empowering businesses with seamless working capital solutions.

Role: Senior Manager/AVP - Credit & Risk

Location: Noida (On-site)

Full-time

As a Senior Manager/AVP - Credit & Risk, you will play a key role in shaping FinAGGs risk strategy and credit policies. You will be responsible for assessing and mitigating credit risks, developing robust underwriting frameworks, and driving financial risk management strategies to support our growing portfolio.

Key Responsibilities

• Oversee credit risk management frameworks and policies
• Conduct in-depth financial assessments and underwriting activities
• Implement risk management strategies to optimize portfolio performance
• Utilize analytical tools to evaluate creditworthiness and risk exposure
• Collaborate with cross-functional teams to enhance credit models and decision-making

Qualifications & Skills

• Proven experience in Credit Risk Management & Underwriting
• Strong analytical skills with expertise in financial modeling
• Deep understanding of credit assessment, finance, and risk management
• Background in financial services, fintech, or banking
• Ability to thrive in a fast-paced, high-growth environment
• Bachelors or Masters degree in Finance, Economics, Business, or a related field

Join us in redefining MSME financing and driving Indias economic growth!