Senior Lead Analyst

American Express; Gurugram District; Hybrid; INR 900,000 - 1,300,000; Full time

Benefits offered by this job

Competitive base salaries

Bonus incentives

Support for financial-well-being and退休

Job summary

American Express in Gurugram, India, seeks a Balance Sheet Assurance professional to manage research and clearance-based accounting and reconciliation of balance sheet accounts for merchant payments and related processes. The role collaborates with controllership, technology/product, and servicing teams to ensure financial integrity.

Ideal candidates have a B.Com with 3–6 years or MBA/postgrad with 2–4 years, US GAAP knowledge, and strong analytical skills; proficiency in Excel, Power BI, and

Qualifications

• B.com with 3-6 years or MBA/post grad with 2-4 years of work experience.
• US GAAP knowledge and Audit experience is a plus.
• Knowledge of Excel, PowerPoint, Power BI and other data applications like Cornerstone, TM1 will be preferred.
• Well-developed analytical skills, ability to understand the linkages to processes.
• Demonstrated Accounting expertise.
• Ability to think innovatively and to pursue ideas with conviction.
• Excellent team player with strong Inter-Personal skills and communication skills
• Demonstrate leadership skills needed to create, develop and communicate with diverse workforce.

Responsibilities

• This Band 28 role will manage research and clearance-based accounting and reconciliation of B/sheet accounts for merchant payment related processes which includes spend and non-spend merchant transactions.
• Month-on-Month trend analysis to identify any anomaly in general ledgers, preparing journals, metrics analysis, managing queries from key stakeholders, and support ongoing/upcoming business and technology initiatives including any enterprise-wide project.
• Maintain financial integrity of all merchant processes.
• Drive self and team goals with continuous focus on process improvement.
• Ensure operational resilience through knowledge retention and building back-ups in the team.
• Proactively highlight, communicate and mitigate risks.
• Communicate effectively with senior leaders across the organization and build relationships.
• Contribute to team strategy and long-term plans.
• Manage multiple projects to support enterprise goals.
• Coordinate with technology for development / automation opportunities.

Skills

US GAAP knowledge

Audit experience

Excel

Power BI

Cornerstone

TM1

Education

B.Com / MBA

Tools

Cornerstone

TM1

Power BI

Job description

Job Description Balance Sheet Assurance (BSA) team in Global Financial Operations, Controllership, manages the foundational accounting for Cardmember spend, Remittances and Merchant payments along with various other operational accounting processes that is core to a Credit Card domain. The team liaison with broader controllership, technology / product, and servicing teams to ensure financial integrity is embedded in the end-to-end process.

Job Description Balance Sheet Assurance (BSA) team in Global Financial Operations, Controllership, manages the foundational accounting for Cardmember spend, Remittances and Merchant payments along with various other operational accounting processes that is core to a Credit Card domain. The team liaison with broader controllership, technology / product, and servicing teams to ensure financial integrity is embedded in the end-to-end process.

Responsibilities

This Band 28 role will manage research and clearance-based accounting and reconciliation of B/sheet accounts for merchant payment related processes which includes spend and non-spend merchant transactions. In addition, this role will also be responsible to perform other critical activities like Month-on-Month trend analysis to identify any anomaly in general ledgers, preparing journals, metrics analysis, managing queries from key stakeholders, and support ongoing/upcoming business and technology initiatives including any enterprise-wide project.

• Part of the team is responsible for maintaining financial integrity of all merchant processes.
• Ability to drive self and team goals with continuous focus on process improvement.
• Ensure operational resilience through knowledge retention and building back-ups in the team.
• Be able to proactively highlight, communicate and mitigate risks.
• Ability to communicate effectively with senior leaders across the organization and build relationships.
• Be able to contribute to the team strategy and long-term plans.
• Ability to manage multiple projects to support enterprise goals.
• Ensuring financial integrity by reviewing financial information and resolving for any aberration in the financials
• Effectively coordinate with technology for development / automation opportunities

Qualifications

Minimum Qualifications

• B.com with 3-6 years or MBA/post grad with 2-4 years of work experience
• US GAAP knowledge and Audit experience is a plus.
• Knowledge of Excel, PowerPoint, Power BI and other data applications like Cornerstone, TM1 will be preferred.

Preferred Qualifications

• Well-developed analytical skills, ability to understand the linkages to processes.
• Demonstrated Accounting expertise.
• Ability to think innovatively and to pursue ideas with conviction.
• Excellent team player with strong Inter-Personal skills and communication skills
• Demonstrate leadership skills needed to create, develop and communicate with diverse workforce.

About Us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About The Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.