Senior Financial Planner

Fee Only Investment Advisers; Mumbai; Hybrid; INR 1,200,000 - 2,200,000; Full time

Benefits offered by this job

Hybrid work model

No sales pressure—fee-only advisory

5-day work week

Job summary

Fee Only Investment Advisers LLP in Mumbai seeks a Senior Financial Planner to deliver comprehensive, client-centric financial plans for HNI portfolios. You will be the primary relationship manager, handling interactions and guiding strategy across investments, retirement, estate planning, and tax considerations, with mentorship from senior leadership.

We offer a hybrid work model, a fee-only, conflict-free advisory environment, and a 5-day week with focused professional development to support

Qualifications

• Empathy and active listening are essential.
• Based in Mumbai with willingness to work hybrid.
• Strong interest in financial planning and analytical ability.

Responsibilities

• Develop comprehensive financial plans tailored to client goals.
• Serve as primary relationship manager for assigned clients.
• Independently handle client interactions and ongoing engagement.
• Provide advice across investments, retirement, estate planning, and related areas.
• Prepare clear, structured presentations for client discussions.
• Review portfolio analysis, asset allocation, and client reporting.
• Coordinate with internal teams and support client servicing.
• Stay updated on financial products, regulations, and market developments.
• Mentor Para Planners.

Skills

Empathy

Active listening

Relationship management

Mumbai-based

Analytical ability

Small-team environment

Education

CFP / CA / CFA (any one)

NISM XA/XB mandatory

Job description

Job Summary

Fee Only Investment Advisers LLP is a SEBI registered Investment Advisor having a niche base of HNI financial planning clients within and outside India. The principal officer and partner Harsh Roongta is a well-known media personality who is an acknowledged expert on tax and personal finance matters. Harsh writes a fortnightly column in Business Standard called "Truth be Told" and also appears on various TV shows. Harsh is also a director and ex chair of the Association of Registered Investment Advisers (ARIA), Governing Council Member - Sahamati; He is a member of the AIF advisory committee formed by SEBI.

Company Profile Fee Only Investment Advisers LLP is a SEBI-registered Investment Advisor (RIA) following a fee-only, conflict-free advisory model, serving a niche base of HNI clients in India and globally. We help clients feel secure and confident in their life journeys, going beyond product-based advice. Our services include:

• Life-oriented financial planning
• Investor behaviour management
• Asset allocation
• Estate planning
• Tax advisory
• NRI-related services

Our fee structure is transparent, uniform, and publicly disclosed, reflecting our commitment to integrity and client-first advice:

We currently advise 71 client families with assets under advice of approximately 400 crores (average ~ 5 crores per client). Our team includes experienced financial planners supported by a strong para-planning and operations team, based in Mumbai. About Our Philosophy We help Clients make friends with money. Making friends with money helps resolve conflicts between goals, available resources, and risk-taking ability. We enable clients to relax and truly stop to smell the roses. A Key Attraction of the Role - Working with CA Harsh Roongta Harsh is one of India s most respected voices in personal finance.

This role offers the opportunity to work closely with him, including:

• Exposure to high-quality thinking in personal finance
• Learning how to handle complex, real-world client situations
• Mentorship grounded in clarity, ethics, and long-term perspective

For candidates serious about building (or rebuilding) a career in financial planning, this is a rare and meaningful learning environment.

Role Overview & Opportunity

We are looking for a Senior Financial Planner to join our team. This role is suitable for:

• Professionals currently working in financial planning, or
• Professionals returning to the workforce after a career break, for any reason

We value capability, maturity, and intent over linear career continuity. A well-considered break is not seen as a disadvantage. The role offers an opportunity to engage in pure, advice-driven financial planning-without sales pressures.

Key Responsibilities

• Develop comprehensive financial plans tailored to client goals
• Serve as the primary relationship manager for assigned clients
• Independently handle client interactions and ongoing engagement
• Provide advice across investments, retirement, estate planning, and related areas
• Prepare clear, structured presentations for client discussions
• Review portfolio analysis, asset allocation, and client reporting
• Coordinate with internal teams and support client servicing
• Stay updated on financial products, regulations, and market developments
• Work closely with a team of experienced professionals
• Mentor Para Planners

What You Will NOT Be Required To Do

• No sales or business development responsibilities
• Compensation is not linked to revenue generation

Who We Are Looking For

• Around 5 years of relevant experience as a Financial Planner (can include experience prior to a career break)
• High level of empathy and listening ability
• Must be currently based in Mumbai
• Strong interest in financial planning
• Good analytical ability and practical financial understanding
• Comfortable working in a small, high-accountability environment

Required Qualifications

• CFP / CA / CFA (any one mandatory)
• NISM XA/XB is mandatory regulatory requirement

Work Structure (Important to Note)

• 5-day work week: Tuesday to Saturday
• Weekly off: Sunday & Monday
• Work mode: Hybrid (Work From Home plus Work From Office - BKC)
• Saturday physical office attendance is mandatory

This structure is integral to how we operate and is non-negotiable.

Benefits/Why This Role Works Well for Returning Professionals

• No sales pressure-focus on thinking, advice, and client outcomes
• Opportunity to re-engage with meaningful, intellectually engaging work
• Supportive team structure with strong back-end and peer collaboration
• Exposure to high-quality clients and real financial decision-making
• Learning-oriented environment with structured upskilling support
• A role that values judgment, maturity, and perspective
• Ethical, fee-only advisory environment