Senior Finance Manager

Home Credit India; Gurugram District; On-site; INR 1,500,000 - 2,500,000; Full time

Job summary

Home Credit India is seeking a senior finance professional to partner with business units, drive profitability, and optimize costs while managing credit losses.

The role focuses on financial insights, AOP execution, pricing optimization, and strategic decision support, requiring CA or MBA and 5–10 years in business finance.

Qualifications

• 5-10 years of experience in Business Finance and financial modelling.
• Ability to develop business cases for product/pricing interventions, pro-forma financial statements, informational & other analytical reports as requested.
• CA or MBA (Full Time) required.

Responsibilities

• Partner with business units to provide financial insights.
• Drive execution of AOP in close collaboration with business; work closely with business and functional heads to maximize volume, productivity and collection efficiency.
• Work closely with business and functional heads to drive projects related to pricing optimization, cost-reduction programs, and profitability enhancement.
• Analyze product-line, customer, and channel profitability, and identify value drivers.
• Design & evaluate Collection Incentive, Contest proposal, CBA (if any) and post launch performance.
• Evaluation of new products/ business expansion business proposals.
• Support FP&A team for management reporting, variance and trend analysis and for AOP related activities.
• Provide support to senior management on strategic decision- making activities.
• MIS and Governance frameworks to monitor status of projects.

Skills

Financial modelling

Business case development

Financial analysis

Pricing interventions

Education

CA or MBA (Full Time)

Job description

The position holder is responsible for partnering with business to drive profitability, volume growth, optimization of cost and credit losses.

Key Responsibilities:

• Partner with business units to provide financial insights
• Drive execution of AOP in close collaboration with business; work closely with business and functional heads to maximize volume, productivity and collection efficiency
• Work closely with business and functional heads to drive projects related to pricing optimization, cost-reduction programs, and profitability enhancement
• Analyze product-line, customer, and channel profitability, and identify value drivers
• Design & evaluate Collection Incentive, Contest proposal, CBA (if any) and post launch performance
• Evaluation of new products/ business expansion business proposals
• Support FP&A team for management reporting, variance and trend analysis and for AOP related activities
• Provide support to senior management on strategic decision- making activities
• MIS and Governance frameworks to monitor status of projects

Desired Experience & Expertise:

• 5 -10 years of experience in Business Finance and financial modelling
• Ability to develop business cases for product/ pricing interventions, pro-forma financial statements, informational & other analytical reports as requested
• CA or MBA (Full Time)

Mandatory Skills