Senior Data Scientist

Bandhan Life Insurance Limited; Mumbai; On-site; INR 2,200,000 - 4,000,000; Full time

Job summary

Bandhan Life Insurance Limited seeks a Senior Data Scientist to leadApplied AI initiatives across the life insurance value chain, including AI-powered underwriting, sales coaching, and decisioning using GenAI and ML. You will collaborate with Product, Sales, Risk, Underwriting, Actuarial, and Tech teams to deliver scalable AI solutions that drive growth and efficiency.

The role focuses on building end-to-end ML/GenAI pipelines, leveraging structured and unstructured data, and deploying AI

Qualifications

• A first-principles problem solver who challenges the status quo, thinks creatively, and has a strong bias for action.
• 2-4 years of strong hands-on experience in Advanced Analytics, Data Science, Predictive Modelling, and Deep Learning.
• Solid understanding of statistics, machine learning, and model evaluation techniques.
• Strong proficiency in Python, SQL, and ML/DL libraries (PyTorch/TensorFlow, scikit-learn, etc.).
• Proven experience with LLMs: prompt engineering, fine-tuning (LoRA/PEFT), RAG, agents, and orchestration frameworks (LangChain, LlamaIndex, or similar).
• Experience with NLP, text mining, speech AI (ASR/STT, TTS), and conversational AI pipelines.
• Experience with computer vision and video models, embeddings, and familiarity with transformer-based video architectures (e.g., VideoMAE, TimeSformer, etc.).
• Experience building multimodal systems combining text, voice, vision, and structured data for decisioning.
• Experience deploying AI systems on cloud platforms (AWS/Azure/GCP); strong exposure to AWS services (Lambda, S3, SNS, SQS, EC2, RDS, KMS, SageMaker). Familiarity with Docker, Kubernetes, CI/CD, and scalable inference pipelines.
• Experience in Insurance, BFSI, FinTech, or HealthTech preferred.
• Exposure to digital analytics platforms (e.g., Google Analytics, BigQuery) is a plus.
• Bachelor’s or Master’s degree in Engineering, Technology, Statistics, Data Science, or related fields from a reputed institute; MBA is a plus.

Skills

Advanced Analytics

Data Science

Predictive Modelling

Deep Learning

Statistics

Machine Learning

LLMs

Prompt Engineering

Fine-tuning

NLP

Speech AI

ASR/STT

TTS

Multimodal systems

Computer Vision

Video Models

Embeddings

LangChain

LlamaIndex

AWS/Azure/GCP

Docker

Kubernetes

CI/CD

SageMaker

Google Analytics

BigQuery

Python

SQL

Education

Bachelor’s or Master’s degree in Engineering, Technology, Statistics, Data Science, or related fields

Tools

PyTorch

TensorFlow

scikit-learn

LangChain

LlamaIndex

AWS

Azure

GCP

Docker

Kubernetes

SageMaker

VideoMAE

TimeSformer

BigQuery

Job description

Job Description

5 - 6 Years

Permanent

Senior DataScientist

About Us

Bandhan Life is your trusted partnerin financial security, making every Indian household financially secure. As apart of the renowned Bandhan Group, we are bolstering our collaborativestrengths of digital innovation and robust distribution to enhance the valuefor all our stakeholders. Welcome to a new era of insurance, where growth,innovation, customer, and employee welfare are paramount.

Role Overview

This is a high-impact role for a hands on Applied AIleader who thrives at the intersection of advanced data science, GenAI, andbusiness strategy, and is passionate about using AI to make life insurance moreaccessible, personalized, and efficient.

To design and build next-generation AI systems across thelife insurance value chain, including AI-powered sales coaching, automatedunderwriting, and intelligent decisioning, solving problems such as customeracquisition, risk assessment, cross-sell, persistency, and claims automationusing advanced analytics, deep learning, and GenAI.

To collaborate closely with Product, Sales, Marketing,Risk, Underwriting, Actuarial, and Technology teams to build scalable AIsolutions that directly impact business growth, efficiency, and customerexperience.

Key Focus Areas

• Drive Analytics& AI-led strategy to solve complex business problems using data, decisionscience, and GenAI.
• Identify customerand process friction points and propose innovative, AI-driven solutions.
• Architectstructured approaches and roadmaps for Analytics & AI use cases.
• Design and developAI systems and models leveraging both structured and unstructured data (text,voice, images, video).
• Build end-to-end ML/ GenAI pipelines — from data ingestion and modeling to deployment andmonitoring.
• Partner withbusiness stakeholders (Product, Marketing, Sales, Risk, Underwriting, CustomerService, Actuarial) to deliver measurable business impact.

Qualifications & Competencies

• A first-principles problem solverwho challenges the status quo, thinks creatively, and has a strong bias foraction.
• 2-4 years of strong hands-onexperience in Advanced Analytics, Data Science, Predictive Modelling, and DeepLearning.
• Solid understanding of statistics,machine learning, and model evaluation techniques.
• Strong proficiency in Python,SQL, and ML/DL libraries (PyTorch/TensorFlow, scikit-learn, etc.).
• Proven experience with LLMs:prompt engineering, fine-tuning (LoRA/PEFT), RAG, agents, and orchestrationframeworks (LangChain, LlamaIndex, or similar).
• Experience with NLP, textmining, speech AI (ASR/STT, TTS), and conversational AI pipelines.
• Experience with computer visionand video models, embeddings, and familiarity with transformer-based videoarchitectures (e.g., VideoMAE, TimeSformer, etc.).
• Experience building multimodalsystems combining text, voice, vision, and structured data for decisioning.
• Experience deploying AI systems oncloud platforms (AWS/Azure/GCP); strong exposure to AWS services(Lambda, S3, SNS, SQS, EC2, RDS, KMS, SageMaker). Familiarity with Docker,Kubernetes, CI/CD, and scalable inference pipelines.
• Experience in Insurance, BFSI,FinTech, or HealthTech preferred.
• Exposure to digital analyticsplatforms (e.g., Google Analytics, BigQuery) is a plus.
• Bachelor’s or Master’s degree inEngineering, Technology, Statistics, Data Science, or related fields from areputed institute; MBA is a plus.