Senior Credit Analyst

GlobalFoundries; Bengaluru; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

GlobalFoundries is seeking a Senior Credit Analyst to evaluate customer creditworthiness, mitigate risk, and enable growth. You will partner with Sales, Finance, Operations, and stakeholders to make informed credit decisions and strengthen governance.

The role involves developing credit scoring models, monitoring credit limits, and driving process improvements with automation and AI. A global, collaborative environment awaits.

Qualifications

• Bachelor's degree in finance or related field.
• 5+ years of experience in credit risk or related finance operations.
• Experience evaluating customer creditworthiness and making credit recommendations.
• Strong analytical and problem-solving skills.
• Proficiency in Microsoft Excel and financial reporting tools.

Responsibilities

• Conduct credit assessments and financial analysis to evaluate customer creditworthiness and risk exposure.
• Recommend appropriate credit terms balancing risk with business objectives and revenue growth.
• Review and process credit hold release requests in line with policies and controls.
• Prepare and maintain reporting for master credit exposure, credit utilization, and key indicators.
• Develop, enhance, and maintain credit scoring models to support decision-making.
• Collaborate with global teams across regions and with Sales, Finance, and Operations.
• Drive process improvements through automation and digitalization.

Skills

Credit risk assessment

Financial analysis

Analytical skills

Communication skills

Excel proficiency

Stakeholder management

Education

Bachelor's degree in Finance/Accounting/Economics/Business

Tools

Excel

SAP/Oracle

Job description

## Senior Credit AnalystApplylocations: Penang: IND - Karnataka - Bengaluru - Northtime type: Full timeposted on: Posted Todaytime left to apply: End Date: September 30, 2026 (30+ days left to apply)job requisition id: JR-2602795## **About GlobalFoundries**GlobalFoundries is a leading full-service semiconductor foundry providing a unique combination of design, development, and fabrication services to some of the world's most inspired technology companies. With a global manufacturing footprint spanning three continents, GlobalFoundries makes possible the technologies and systems that transform industries and give customers the power to shape their markets. For more information, visit www.gf.com.**Introduction:**The Senior Credit Analyst plays a critical role in supporting GlobalFoundries' financial health by evaluating customer creditworthiness, mitigating credit risk, and enabling business growth. This position partners closely with Sales, Finance, Operations, Collections, and Business Unit stakeholders to make informed credit decisions, drive process improvements, and strengthen credit governance across a global organization.## **Your Job:*** Conduct credit assessments and financial analysis to evaluate customer creditworthiness and risk exposure.* Recommend appropriate credit terms that balance risk mitigation with business objectives and revenue growth.* Review and process credit hold release requests in accordance with company policies and controls.* Prepare and maintain reporting for master credit exposure, credit utilization, and key credit performance indicators.* Develop, enhance, and maintain credit scoring models to support effective credit decision-making.* Partner with Commercial Finance, Business Unit Finance, Sales, Data Governance, Collections, and Operations teams across multiple regions.* Monitor customer credit limits and proactively identify potential risks and mitigation strategies.* Drive process improvements through automation, digitalization, AI, and continuous improvement initiatives.* Ensure adherence to GlobalFoundries Credit Policy, internal controls, and audit requirements.* Support special projects, including system enhancements, User Acceptance Testing (UAT), and process transformation initiatives.* Perform all activities in a safe and responsible manner and support all Environmental, Health, Safety & Security requirements and programs.* Work on additional projects and assignments as required.## **Other Responsibilities:*** Provide insights and recommendations to support strategic business decisions.* Collaborate with cross-functional stakeholders to resolve complex credit-related issues.* Support continuous improvement initiatives that enhance efficiency, scalability, and effectiveness within the Credit function.* Contribute to the development of best practices and standardized processes across the organization.* Maintain a strong control environment while delivering excellent internal customer service.## **Required Qualifications:*** Bachelor's Degree in Finance, Accounting, Economics, Business Administration, or a related discipline.* Minimum 5+ years of experience in Credit Risk, Credit Analysis, Accounts Receivable, Finance Operations, or a related field.* Strong knowledge of financial statement analysis and credit risk assessment methodologies.* Experience evaluating customer creditworthiness and making credit recommendations.* Advanced analytical and problem-solving skills.* Strong communication and stakeholder management skills.* Proficiency in Microsoft Excel and financial reporting tools.* Ability to work effectively with global teams across multiple regions and time zones.## **Preferred Qualifications:*** Professional qualification such as ACCA, CPA, CFA, or equivalent.* Experience working in a multinational corporation or Shared Services environment.* Knowledge of ERP systems such as SAP, Oracle, or equivalent.* Experience with automation, AI-driven solutions, and process improvement initiatives.* Exposure to credit scoring model development and credit analytics.* Experience supporting system implementation, testing, or transformation projects.GlobalFoundries is an equal opportunity employer, cultivating a diverse and inclusive workforce. We believe having a multicultural workplace enhances productivity, efficiency and innovation whilst our employees feel truly respected, valued and heard.As an affirmative employer, all qualified applicants are considered for employment regardless of age, ethnicity, marital status, citizenship, race, religion, political affiliation, gender, sexual orientation and medical and/or physical abilities.All offers of employment with GlobalFoundries are conditioned upon the successful completion of background checks, medical screenings as applicable and subject to the respective local laws and regulations.Information about our benefits you can find here: https://gf.com/about-us/careers/opportunities-asia