Senior Compliance Officer.

Intellectual Capital HR Consulting Pvt. Ltd.; Surat; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. invites a Senior Compliance Officer to lead the company-wide compliance program in Mumbai.

The role focuses on implementing RBI regulations, building policies, and driving audits with cross-functional teams to ensure 100% regulatory adherence. The ideal candidate brings 5–8 years in compliance, with NBFC or digital lending fintech exposure, strong analytical and communication skills, and a proven ability to translate complex rules into actionable

Qualifications

• Minimum 5-8 years of compliance experience
• Minimum 3 years mandatory NBFC or digital lending fintech experience
• Strong expertise in Compliance Management and Regulatory Compliance
• Analytical skills to assess compliance risks
• Exceptional communication skills for regulatory clarity
• Knowledge and experience in Finance, FinTech or related industries
• Ability to manage projects, develop policies, and conduct compliance trainings
• Proactive problem-solving and attention to detail

Responsibilities

• Overseeing and managing compliance programs, ensuring adherence to regulatory requirements, and collaborating with internal and external stakeholders.
• Develop and implement policies, conduct regular audits, and provide guidance to teams on compliance processes.
• Translate regulatory frameworks into internal process changes across product, tech, credit, operations, and collections.
• Build a compliance program from current-state to inspection-readiness with policies, testing cycles, monitoring, and escalation.
• Act as the organisation's early-warning system on regulatory developments and their operational implications.
• Own end-to-end compliance with RBI's Digital Lending Directions 2025 — map obligations to process owners and track remediation.
• Monitor RBI circulars, Master Directions, and supervisory guidance; assess impact on FatakPay and drive internal changes.
• Lead preparation for RBI on-site and off-site inspections.
• Draft, maintain, and operationalise compliance policies such as Fair Practices Code, Grievance Redressal, and privacy frameworks.
• Manage the annual compliance risk assessment process.
• Design and deliver compliance training across the organisation; build a compliance-aware culture

Skills

Compliance experience

Regulatory compliance

Analytical skills

Communication skills

FinTech experience

Policy development

Project management

Education

CA/LLB/CS with regulatory specialization

Job description

Role & responsibilities

Role Description

This is a full-time, on-site role based in Mumbai for a Senior Compliance Officer.

The role involves:

Overseeing and managing compliance programs, ensuring adherence to regulatory requirements, and collaborating with internal and external stakeholders.

The Senior Compliance Officer will develop and implement policies, conduct regular audits, and provide guidance to teams on compliance processes.

Translate regulatory frameworks into internal process changes across product, tech, credit, operations, and collections

Build a compliance program from current-state to inspection-readiness policies, testing cycles, monitoring, escalation

Act as the organisation's early-warning system on regulatory developments and their operational implications

Own end-to-end compliance with RBI's Digital Lending Directions 2025 — map each obligation to a process owner, track remediation, and maintain an up-to-date compliance matrix

Monitor and interpret new RBI circulars, Master Directions, and supervisory guidance; assess operational and product impact on FatakPay and drive internal process changes accordingly

Lead preparation for and management of RBI on-site and off-site inspections

Draft, maintain, and operationalise compliance policies — Fair Practices Code, Grievance Redressal, Digital Lending KFS, LSP oversight policy, DPDPA privacy framework, ORMF-aligned risk policy

Manage the annual compliance risk assessment process

Design and deliver compliance training across the organisation; build a compliance-aware culture

Qualifications

• Minimum 5-8 years of compliance experience, with minimum 3 years mandatory experience in NBFC or digital lending fintech
• Strong expertise in Compliance Management and Regulatory Compliance
• Analytical Skills to assess and manage potential compliance risks
• Exceptional Communication skills for relaying complex legal and regulatory information clearly
• Knowledge and experience in Finance, especially in FinTech or related industries
• Ability to manage projects, develop policies, and conduct compliance trainings
• Proactive problem-solving skills and attention to detail
• Educational qualification: CA/LLB/CS with regulatory specialisation and and experience as a compliance officer

Employment Type

Full-time - Mumbai (Andheri East)