Senior Compliance Officer

Confidential; India; On-site; INR 4,000,000 - 7,000,000; Full time

Job summary

Confidential is seeking an experienced AML/Regulatory Compliance leader to serve as Principal Officer/MLRO in India. You will ensure adherence to PMLA, PML Rules and FIU-IND requirements, and oversee the end-to-end AML/CFT framework.

You will manage regulatory reporting, KYC/CDD/EDD processes, sanctions screening and financial crime controls across fiat and digital asset flows, coordinating with authorities and senior management on audits and remediation.

Qualifications

• 8–10 years of AML/CFT/regulatory compliance experience in India.
• Strong knowledge of PMLA, PML Rules and FIU-IND requirements.
• Experience with FIU-IND reporting and STR/CTR filings.
• Fit and proper as Principal Officer/MLRO; management level appointment.

Responsibilities

• Act as Principal Officer/MLRO and oversee compliance with PMLA and FIU-IND.
• Own AML/CFT framework including policies, risk assessments, monitoring.
• Oversee regulatory reporting to FIU-IND (STR/CTR) and filings.
• Oversee KYC/KYB, CDD/EDD, sanctions screening and customer risk.
• Coordinate audits, reviews and remediation with senior management.
• Liaise with FIU-IND and regulators during inspections.

Skills

AML/CFT

Regulatory compliance

Leadership

KYC/CDD/EDD

Education

CAMS certification

Job description

• Act as the designated Principal Officer / MLRO, overseeing compliance with the PMLA, PML Rules and applicable FIU-IND requirements.
• Own and maintain the AML/CFT/CPF framework, including policies, risk assessments, transaction monitoring and supporting controls.
• Oversee regulatory reporting to FIU-IND, including STR, CTR and other applicable filings.
• Oversee KYC/KYB, CDD/EDD, sanctions screening and customer risk frameworks.
• Oversee financial crime controls relating to fiat and virtual digital asset flows, including blockchain analytics and Travel Rule requirements.
• Serve as the primary AML/CFT contact for FIU-IND and relevant authorities, including regulatory inspections and enquiries.
• Provide AML reporting to senior management and relevant governance bodies, and coordinate audits, reviews and remediation activities.

Mandatory Requirements

• 8–10 years of relevant experience, including significant experience in AML/CFT, financial crime or regulatory compliance in India.
• Strong working knowledge of PMLA, PML Rules and FIU-IND requirements.
• Hands‑on experience with FIU-IND reporting and FINnet, including STR/CTR filings.
• Meet all applicable fit and proper requirements for appointment as Principal Officer / MLRO, including appropriate integrity, competence, experience and regulatory standing.
• Qualify as an officer at management level for the purposes of appointment as Principal Officer under applicable PML Rules.
• Based in India and able to engage directly with FIU-IND and other relevant authorities.

Preferred

• Prior experience as a Principal Officer, MLRO, Compliance Officer or equivalent regulated role.
• Experience within payments, fintech, banking or digital assets, with VDA/crypto experience strongly preferred.
• Familiarity with blockchain analytics, sanctions, KYC/CDD and transaction monitoring.
• Relevant AML certification such as CAMS.