Senior Centre Manager - MFI North

Bajaj Finserv Limited; Ramgarh; On-site; INR 180,000 - 240,000; Full time

Job summary

Bajaj Finserv Limited invites applications for a field officer role to conduct village surveys, onboard customers, and manage microfinance activities in the assigned Jharkhand region. The incumbent will source JLG borrowers, ensure timely collections, and maintain healthy borrower relationships while adhering to SOPs and center meeting schedules.

The role requires proactive fieldwork, accurate data entry on LOS, and collaboration with branch and credit teams to meet targets and compliance

Responsibilities

• Conduct village surveys and prospecting in selected villages.
• Source new customers, form JLG groups and promote financial literacy.
• Collect information for sourcing and validate documents on LOS.
• Coordinate with branch for approvals and disbursements as per process.
• Plan center meetings with 100% borrower participation and manage portfolio of 450-500 customers.
• Ensure collections are done as per schedule and deposition of recovery per SOP.
• Carry out end use monitoring of loans and maintain compliant SOPs.
• Create daily task reports for Branch Manager and ensure center meeting discipline.

Job description

Job Summary

Responsible for doing village surveys, getting new customers, do CGT, house verification and income assessment, do quality sourcing, ensure collections and recoveries are done as per the group/centre meeting schedule. Maintain Healthy Customer Relationships on ground in the location.

Responsibilities

• Conduct village surveys and do prospecting in selected villages, explain BFL MFI JLG product offerings to all who attend prospecting briefing.
• Source New Customers in the locations allocated, form JLG groups and promote financial literacy amongst potential borrowers.
• Collect all information needed for sourcing, data entry / upload and/or validate documents on LOS, follow entire sourcing process as defined in SOP.
• Coordinate with BM for required approvals and Credit Ops officer at branch for disbursements as per process.
• Plan Center Meetings of customers and notify customers in advance of the schedule, ensure 100% participation of borrowers in the center meetings. Resolve customer queries and promote top ups / cross sell as defined for the branch. Manage a portfolio of 450-500 customers.
• Ensure collections are done from Customers as per scheduled center meeting days, ensure 100% deposition of recovery done in defined points of disposition as per SOP.
• Carry out end use monitoring of loans as per the process.
• Maintain Healthy and cordial relationship with all potential and existing borrowers, ensure 100% compliance and good conduct on all SOPs and practices as defined in the branch operating model.
• Create a daily report of tasks planned and executed and submit to Branch Manager.
• Ensure recovery disposition reconciliation is done with Credit and Ops Officer as per schedule.
• Ensuring critical parameters like lead to login are executed as per matrix.
• Maintain centre meeting discipline, follow SOPs and code of conduct.

Major Challenges

• Quality sourcing and achieving targets as defined.
• Regular collections and maintaining customers in current bucket, regularizing and normalizing delinquent customers.
• Compliance on all business parameters, zero audit findings on his / her sourced customer segment / portfolio.