Senior Associate - Core Banking Application Developer

PriceWaterhouseCoopers Pvt Ltd ( PWC ); Gurugram District; On-site; INR 1,800,000 - 2,800,000; Full time

Benefits offered by this job

Mentorship program

Flexible work arrangements

Inclusive benefits

Job summary

PwC is seeking a Senior Finacle developer to design and build custom components, interfaces, and reports aligned to financial services needs. You will ensure performance, stability, and compliance across deposits, lending, and payments workflows while collaborating with cross-functional teams to deliver reliable releases.

You will optimize SQL/PL-SQL, support CI/CD pipelines, and contribute to technical documentation.

Qualifications

• 2–4 years of hands-on development in Finacle or a similar core-banking platform.
• Experience with API integration and banking system interfaces.
• Knowledge of RBI/KYC/AML/NPCI guidelines is beneficial.

Responsibilities

• Develop Finacle custom components, interfaces, and reports per specs.
• Write SQL/PL-SQL, optimize queries, and manage data mappings.
• Integrate with Finacle and adjacent systems via APIs and messaging.
• Support EOD/BOD jobs, analyze logs, and implement monitoring.

Skills

Analytical thinking

Communication

Learning agility

Attention to detail

Education

Bachelor of Engineering

MBA (Master of Business Administration)

Any Graduate/Postgraduate/Professional degree

Tools

Finacle

Finacle Integrator (FI)

REST/SOAP APIs

Git/SVN

Jira/Confluence

ITSM tools (ServiceNow)

Postman/SoapUI

MQ/file/batch integrations

Unix/shell scripting

Job description

Job Description & Summary

At PwC, our people in business application consulting specialise in consulting services for a variety of business applications, helping clients optimise operational efficiency. These individuals analyse client needs, implement software solutions, and provide training and support for seamless integration and utilisation of business applications, enabling clients to achieve their strategic objectives. As a business application consulting generalist at PwC, you will provide consulting services for a wide range of business applications. You will leverage a broad understanding of various software solutions to assist clients in optimising operational efficiency through analysis, implementation, training, and support.

Why PWC

At PwC , you will be part of a vibrant community of solvers that leads with trust and creates distinctive outcomes for our clients and communities. This purpose-led and values-driven work, powered by technology in an environment that drives innovation, will enable you to make a tangible impact in the real world. We reward your contributions, support your wellbeing, and offer inclusive benefits, flexibility programmes and mentorship that will help you thrive in work and life. Together, we grow, learn, care, collaborate, and create a future of infinite experiences for each other. Learn more about us . At PwC , we believe in providing equal employment opportunities, without any discrimination on the grounds of gender, ethnic background, age, disability, marital status, sexual orientation, pregnancy, gender identity or expression, religion or other beliefs, perceived differences and status protected by law. We strive to create an environment where each one of our people can bring their true selves and contribute to their personal growth and the firm’s growth. To enable this, we have zero tolerance for any discrimination and harassment based on the above considerations.

Job Description & Summary

Design, build, and unit ‑ test Finacle custom components, integrations, and reports aligned to functional/technical specs. Ensure performance, stability, and compliance across deposits, retail lending, and payments workflows. Collaborate with techno ‑ functional consultants, testers, and operations teams to deliver high ‑ quality releases and support SIT/UAT through go ‑ live.

Responsibilities

• Develop customizations, interfaces, and reports in line with approved TSD/FSD , following bank coding standards and secure coding practices.
• Write efficient SQL/PL ‑ SQL (procedures, packages, views, triggers), perform query optimization, and manage data transformations/mappings.
• Build and validate integrations with Finacle/adjacent systems via APIs (REST/SOAP), MQ, file/batch/ETL ; implement robust error handling, retries, and idempotency.
• Work with Finacle Integrator (FI) or equivalent integration frameworks for service orchestration and message handling.
• Support EOD/BOD jobs and batch processing; analyze application/system logs on Unix/shell , and implement monitoring hooks where applicable.
• Prepare and execute unit tests with evidence; support SIT/UAT by fixing defects, creating test data, and validating edge cases (reversals, chargebacks/returns, reschedules, NPA tagging).
• Package builds, manage version control (Git/SVN), and collaborate on CI/CD pipelines with release teams; maintain deployment and rollback documentation.
• Create and maintain technical documentation (low ‑ level design, config guides, runbooks) and contribute to RCA for incidents/problem tickets.
• Adhere to SDLC/Agile ceremonies, follow Jira/Confluence hygiene, and contribute to estimation and sprint commitments.
• Ensure solutions align with RBI/KYC ‑ AML/NPCI guidelines as applicable, and with internal audit & control requirements (maker–checker, audit trails).

Mandatory Skill sets

• Finacle
• Exposure to Finacle Integrator (FI) , custom reports/utilities, and performance tuning.
• Awareness of payments flows ( UPI/IMPS/NEFT/RTGS ), reconciliations, and basics of ISO 8583/ISO 20022 .
• Experience with DevOps/CI ‑ CD , Git/SVN , and job schedulers; familiarity with Jira/Confluence and ITSM tools (e.g., ServiceNow).
• Knowledge of security & compliance practices (PII protection, audit logging) and ITIL /Agile ways of working.
• Strong Excel & PowerPoint skills for producing test evidence and release notes.

Preferred Skill sets

Experience building/consuming APIs , working with MQ/file/batch integrations, and using Postman/SoapUI for interface testing. Solid understanding of SIT/UAT processes, defect lifecycle, and deployment packaging.

Years of Experience Required

2–4 years of hands ‑ on development in Finacle (or equivalent core ‑ banking platform) across deposits/lending/payments.

Education Qualification

Any Graduate/Postgraduate/Professional degree in Engineering/Computer Applications (or equivalent). Strong SQL/PL ‑ SQL and Unix/shell scripting skills; familiarity with core banking data models and GL/accounting impacts. Experience building/consuming APIs , working with MQ/file/batch integrations, and using Postman/SoapUI for interface testing. Solid understanding of SIT/UAT processes, defect lifecycle, and deployment packaging.

Degrees/Field of Study required

Bachelor of Engineering, MBA (Master of Business Administration)

Required Skills Infosys Finacle

Accepting Feedback, Accepting Feedback, Active Listening, Analytical Reasoning, Analytical Thinking, Application Software, Business Data Analytics, Business Management, Business Technology, Business Transformation, Communication, Creativity, Documentation Development, Embracing Change, Emotional Regulation, Empathy, Implementation Research, Implementation Support, Implementing Technology, Inclusion, Intellectual Curiosity, Learning Agility, Optimism, Performance Assessment, Performance Management Software {+ 16 more}

Travel Requirements

Not Specified

Available for Work Visa Sponsorship?

No

Government Clearance Required?

No

Job Posting End Date

July 20, 2026

Experience Level

Senior Level