Senior Analyst, Validation Center of Excellence

Bread; Karnataka; Hybrid; INR 8,00,000 - 12,00,000; Full time

Job summary

A leading financial services company in Karnataka is seeking a Sr Analyst for their Validation Center of Excellence. This role involves validating risk management activities and supporting senior leaders in integrating risk practices. The ideal candidate has over 5 years of experience in audit or risk management and a relevant Bachelor's Degree. The position offers a hybrid work environment and a culture that values professional growth.

Benefits

Career development opportunities

Wellness benefits

Recognition for a strong workplace culture

Qualifications

• 5+ years of experience in audit, control testing, or risk management in a highly regulated industry.

Responsibilities

• Perform validation of RCSA testing to ensure quality meets standards.
• Validate control issue closure to confirm sustainable remediation.
• Verify that customer remediations are managed appropriately.
• Validate first line metrics and reporting accuracy.
• Assist in communicating team results and identifying improvement opportunities.
• Provide mentoring to junior associates.

Skills

Controls Testing

Design Controls

Identifying Risks

Issue Management

Procedures Management

Risk Control Assessment

Education

Bachelor’s Degree in Business Administration, Risk Management, Computer Science, Management of Information Systems, Accounting, Finance, or related field

Job description

Job Description

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Job Summary

The Sr Analyst, Validation Center of Excellence is accountable for performing execution of critical credible challenge activities for the Bread Financial (BFH) Enterprise Risk Organization (ERO). This includes validation of activities performed by the first lines of defense to guard against financial loss and other business risks. As the Sr Analyst, you will support and enable senior leaders and functional experts across BFH to integrate risk management practices into their strategic business plans and day-to-day process responsibilities.

Essential Job Functions

• Perform validation of business unit risk and control self-assessment (RCSA) testing. This includes verification that all testing meets ERO policies and standards for quality. - (30%)
• Perform validation of control issue closure to ensure that the issue root cause has been fully remediated in a sustainable way to prevent reoccurrence. This includes verification that all first line issue closure practices and documentation meet ERO policies and standards for quality. - (30%)
• Verify that any customer remediations have been managed appropriately, including verification that populations have been accurately identified and intended remediation is appropriate. - (15%)
• Perform validation of first line metrics and reporting. This includes performing recalculation and data verification where necessary. - (10%)
• Assist the leader of the team with reporting and communicating of team results. Also, ensure that process improvement opportunities are identified and executed against. - (10%)
• Provide mentoring and coaching to more junior associates on the team. - (5%)

Minimum Qualifications

• Bachelor’s Degree in Business Administration, Risk Management, Computer Science, Management of Information Systems, Accounting, Finance, or related field
• 5+ years of experience in audit, control testing, or risk management in a highly regulated industry (e.g., banking, financial services, healthcare)

Skills

• Controls Testing
• Design Controls
• Identifying Risks
• Issue Management
• Procedures Management
• Risk Control Assessment

Work Environment

Normal office environment, hybrid.

About Bread Financial

At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally.

Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.

EEO Statement

Bread Financial is an Equal Opportunity Employer.