Senior Analyst, Investigation Operations

Circle; Bengaluru; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Circle in Bangalore seeks a Senior AML Analyst to join the Investigation Operations team. You will investigate AML alerts, identify suspicious activity and file required reports, while supporting external and internal stakeholders.

The role requires 4+ years in AML review, strong regulatory knowledge and blockchain familiarity. You will collaborate across policy, legal and tech teams and help enhance detection models in a fast-changing space.

Qualifications

• 4+ years experience in AML alert review and investigation.
• B.A./B.S. degree; quantitative or technical background is a plus.
• Strong knowledge of AML regulations and blockchain ecosystems.

Responsibilities

• Investigate AML alerts and suspicious activity and file SARs/STRs as needed.
• Collaborate with policy, legal and Compliance Operations teams.
• Perform screening and adverse media checks.
• Ensure regulatory compliance for Circle obligations.
• Share trends with data/technology teams to improve detection models.
• Train TM analysts and provide feedback when required.

Skills

AML investigations

Regulatory compliance

Blockchain knowledge

Data analysis

SQL

Stakeholder collaboration

Communication

CAMS/CFCS/CFE cert

Education

Bachelor's degree

Tools

TRM Labs

Chainalysis

Elliptic

Google Suite

Slack

MacOS

Job description

Circle (NYSE: CRCL) is one of the world’s leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle’s platform includes the world’s largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises, financial institutions, and developers use Circle to power trusted, internet-scale financial innovation. Learn more at circle.com.

What You’ll Be Part Of

Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.

What You’ll Be Responsible For

As a Senior Anti-Money Laundering (AML) Analyst, you’ll join our Investigation Operations (IO) team helping detect fraudulent activity, suspicious/illegal behaviors and patterns and drive projects focused on preventing and detecting financial crime. The ideal candidate is a highly motivated, inquisitive individual with a background in AML compliance, who enjoys analytical challenges and is passionate about blockchain technology.

What You’ll Work On

• Investigating, analyzing and identifying activity which may lead to filing suspicious activity reports, as required by law, from AML alerts, enhanced monitoring reviews, and other L1 transaction monitoring reviews
• Occasionally working cases, as-needed, and filing SARs/STRs when appropriate
• Assisting in fulfilling requests from and providing support to, external parties, such as law enforcement and banking partners, and internal parties, such as policy, legal and Compliance Operations partners
• Conducting screening and adverse media checks
• Ensuring customers are compliant with the laws and regulations to satisfy Circle’s obligations to the appropriate regulatory authorities
• Maintaining a strong operational focus with the ability to manage time sensitive workflows across competing priorities
• Collaborate with policy and compliance data and technology teams to share trends and insights as well as provide suggestions to improve detection models, thresholds, and typology coverage to create greater efficiency and more valuable work products for the IO team
• Ability to understand complex business problems, break down analytical projects into a structured approach and formalize complex ideas into a well defined logic
• As needed, conduct training and provide feedback to TM analysts

What You’ll Bring To Circle

• A passion for harnessing the power of digital currency and blockchain technology and services built on top of it
• B.A./B.S. degree; quantitative or technical degree a plus
• 4+ years experience conducting AML alert review, investigation and applicable reporting, strong knowledge of AML regulations
• Deep understanding of blockchain ecosystems, VASPs, and evolving global AML/CFT regulations
• Extensive experience working with blockchain forensic tools (e.g., TRM Labs, Chainalysis, Elliptic)
• Strong organizational, analytical, written, and verbal communication skills with a close attention to detail and confidence to make a reasoned and supported decision
• Experience analyzing large transactional data sets; SQL experience is a plus
• Works well under pressure and tight deadlines with an ability to prioritize workloads and ensure tasks are completed in a timely manner
• Experience and comfort working in an ever changing industry and the flexibility to quickly react to changing demands
• Proven experience working collaboratively and effectively with the ability to work with multiple stakeholders and internal teams
• CAMS, CFCS or CFE certification is a plus
• Proficiency in Google Suite, Slack and Apple MacOS preferred
• Interest and/or experience applying artificial intelligence, automation, or machine learning tools to optimize AML workflows, such as alert triage, data enrichment, and investigative analysis

This role is based in our Bangalore office and requires employees to work from the office on a regular basis.

Circle is on a mission to create an inclusive financial future, with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages.

Starting pay is determined by various factors, including but not limited to: relevant experience, skill set, qualifications, and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations.

We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status, or any other protected status required by the laws in the locations where we hire. Additionally, Circle participates in the E-Verify Program in certain locations, as required by law.

Should you require accommodations or assistance in our interview process because of a disability, please reach out to [e-mail] for support. We respect your privacy and will connect with you separately from our interview process to accommodate your needs.