Senior AML Analyst, Sanctions

Circle; Bengaluru; On-site; INR 900,000 - 1,500,000; Full time

Job summary

Circle is looking for a Senior Analyst, Sanctions to join its Compliance Operations team in Bengaluru. The role involves conducting detailed reviews and managing the sanctions/PEP investigation processes, ensuring compliance with regulatory requirements. Ideal candidates will have 4+ years of experience in financial crime compliance, a Bachelor's degree, and proficiency with screening tools. Circle values digital currency passion and offers a collaborative environment aimed at innovation. An inclusive financial future is at the core of Circle's mission.

Qualifications

• 4+ years of experience in sanctions screening or financial crime compliance within a financial institution.
• Hands-on experience reviewing OFAC general and specific licenses.
• Strong knowledge of global sanctions frameworks (e.g., OFAC, HMT, EU, UN).
• Experience with screening systems and understanding alert lifecycle management.
• Demonstrated ability to analyze large datasets; familiarity with SQL is a plus.
• Knowledge of payment systems including wires and cryptocurrency transactions.

Responsibilities

• Reviewing and investigating escalated sanctions, PEP, and adverse media alerts.
• Assessing sanctions licenses to determine whether transactions are permissible.
• Maintaining and validating sanctions screening data across multiple jurisdictions.
• Conducting screening on customers, counterparties, and vendors.
• Performing testing and optimization of sanctions screening systems.
• Partnering with Compliance and KYC teams to support investigations.

Skills

Digital currency passion

Sanctions screening experience

Analytical skills

Data analysis

Payment systems knowledge

AI and automation tools

Education

Bachelor’s degree (B.A./B.S.)

Tools

LexisNexis Bridger

Fircosoft

Thomson Reuters

SQL

Google Suite

Job description

Circle (NYSE: CRCL) is one of the world’s leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle’s platform includes the world’s largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise‑grade blockchain designed to become the Economic OS for the internet. Enterprises, financial institutions, and developers use Circle to power trusted, internet‑scale financial innovation. Learn more at circle.com.

What You’ll Be Part Of

Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.

What You’ll Be Responsible For

Circle is looking for a Senior Analyst, Sanctions to join its Compliance Operations team and conduct detailed reviews and projects within Circle’s Sanctions function. The Senior Analyst is responsible for the end‑to‑end sanctions/PEP/ adverse media review process, including the screening, investigation, analysis, and disposition of potential matches across customers, transactions, and counterparties, as well as the documentation, escalation, and reporting of sanctions‑related risks in line with regulatory requirements and internal policies.

What You’ll Work On

• Reviewing and investigating escalated sanctions, PEP, and adverse media alerts, and providing well‑reasoned recommendations for disposition.
• Assessing general and specific sanctions licenses (e.g., OFAC) to determine whether transactions are permissible.
• Maintaining and validating sanctions screening data, including list updates across multiple jurisdictions.
• Conducting screening on customers, counterparties, vendors, and employees.
• Performing ongoing testing, tuning, and optimization of sanctions, PEP, and adverse media screening systems to improve effectiveness and reduce false positives.
• Partnering with Compliance, KYC, and cross‑functional teams to support investigations and coordinate information requests.
• Managing time‑sensitive workflows across multiple priorities in a fast‑paced environment.
• Leveraging data, automation, and emerging AI tools to enhance screening, investigation efficiency, and overall operational effectiveness.
• Supporting broader Compliance Operations initiatives and special projects as needed.

What You’ll Bring To Circle

• A passion for digital currency, blockchain technology, and the financial systems of the future.
• Bachelor’s degree (B.A./B.S.); quantitative, technical, or data‑focused disciplines are a plus.
• 4+ years of experience in sanctions screening or financial crime compliance within a financial institution, preferably in FinTech or high‑growth environments.
• Hands‑on experience reviewing OFAC general and specific licenses and applying them to real‑world transaction scenarios.
• Strong knowledge of global sanctions frameworks (e.g., OFAC, HMT, EU, UN) and their practical application.
• Experience with screening systems (e.g., LexisNexis Bridger, Fircosoft, Thomson Reuters) and a strong understanding of alert lifecycle management.
• Demonstrated ability to analyze large datasets efficiently; familiarity with SQL or similar tools is a plus.
• Working knowledge of payment systems, including wires, ACH, cards, and cryptocurrency transactions.
• A curious mindset with a willingness to explore and adopt AI and automation tools (e.g., Claude, Codex, Cursor) to improve workflows; a basic working understanding of such tools is expected, and prior exposure to data tools, scripting, or process automation is strongly preferred.
• CGSS, CAMS, or CFCS certification is a plus.
• Proficiency in Google Suite, Slack and Apple MacOS preferred.

This role is based in our Bangalore office and requires employees to work from the office on a regular basis.

Circle is on a mission to create an inclusive financial future, with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages.

Starting pay is determined by various factors, including but not limited to: relevant experience, skill set, qualifications, and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations.

Equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status, or any other protected status required by the laws in the locations where we hire. Additionally, Circle participates in the E‑Verify Program in certain locations, as required by law.

Should you require accommodations or assistance in our interview process because of a disability, please reach out to [e-mail] for support. We respect your privacy and will connect with you separately from our interview process to accommodate your needs.