Senior Analyst-Control Management

American Express; Gurugram District; Hybrid; INR 1,500,000 - 2,100,000; Full time

Benefits offered by this job

Competitive base salaries

Bonus incentives

Medical, dental, vision benefits

Flexible working model

Parental leave

Wellness centers

Counseling support

Job summary

American Express in Gurugram is seeking a Sr Analyst for US Consumer Services Specialized Risk Management to support risk policies, regulatory updates, and training materials.

You will assist in day-to-day risk management activities, gather insights, and help design controls in collaboration with senior team members. A bachelor’s degree in Finance/Business or related field with 2+ years in risk/compliance is expected. Hybrid work model offered.

Qualifications

• 2+ years of experience in operational risk management or related controls/ compliance.
• Experience with risk governance, policies, and regulatory frameworks.
• Ability to analyze data, identify trends and communicate findings clearly.

Responsibilities

• Assist in day-to-day activities to support compliance with enterprise policies and programs pertaining to specific risk types.
• Assist in compiling topical risk information, including regulatory updates and best practices.
• Assist in preparing training and awareness materials for specialized risk topics.
• Support design and implementation of controls for specialized risk areas.
• Research and share topical risk knowledge with process owners.

Skills

Operational risk management

Project management

Communication

Analytical thinking

Interpersonal skills

Education

Bachelor's degree in Finance, Business, Risk Mgmt., or related field

Job description

Job Description:

The U.S. Consumer Services Team is responsible for our suite of consumer products, services, and experiences in the U.S., including our premium, cobrand, cash back, and lending portfolios, Membership Rewards, Global Travel & Lifestyle Services, the Centurion Lounge network, our Global Dining and Resy businesses, U.S. Consumer Banking, and best-in-class marketing programs across customer, prospect, and partner channels. The USCS team is focused on making membership an indisputable competitive advantage and helping each other become better leaders every day.

The objective of the US Consumer Services Control Management Specialized Risk Management team is to provide subject matter expertise on specific Operational Risk topics to ensure the business unit (BU) is equipped with in-depth knowledge of risk-stripes to manage and mitigate these risks effectively; supports the BU with expert guidance for topical Operational Risk intelligence.

The Sr. Analyst, US Consumer Services Specialized Risk Management will:

• Assist in day-to-day activities to support compliance with enterprise policies and programs pertaining to specific risk types (e.g., AEMP 04 – Financial Crimes Risk Management Policy)
• Assist in administrative activities to compile topical risk information, including emerging trends, best practices, and regulatory updates relevant to each area of expertise
• Assist in administrative activities required to compile materials and disseminate targeted training and awareness programs to increase understanding and management of specific risk topics within US Consumer Services
• Assist in specific activities / tasks required to support more senior team members in consultation on the design and implementation of controls tailored to specialized risk areas
• Assist in specific tasks / activities required to research and gather topical risk knowledge to share with BU process owners
• Assist in specific activities / tasks required to gather topical risk strategies and procedures to align with changes in the business environment and regulatory landscape
• Assist in specific activities / tasks to gather relevant operational risk insights, better practices, themes, etc. across the enterprise

Responsibilities

• 2+ years of experience in operational risk management, Financial Crimes Compliance (e.g., within Risk and/or Internal Audit function) and understanding critical operational risk management lifecycle activities
• Project management, communication, and interpersonal skills
• Experience in process governance, establishing and overseeing robust decision-making processes that align with policies, regulatory frameworks, and/or operational standards
• Sound analytical and problem-solving skills, with an ability to analyze data, identify trends, and evaluate risk scenarios effectively

Qualifications

• Bachelor's Degree in Finance, Business, Risk Mgmt., or related field or certifications are advantageous
• Experience in at least one of the following:
• Assisting in day-to-day activities to support compliance with enterprise policies and programs pertaining to specific risk types and supporting with design/enhancement of procedures/standards by providing topic-specific insight
• Assisting in specific activities / tasks required to support advising on decentralized risk types into broader operational risk policies and programs

About Us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About The Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.