SAR Analyst

Binance; Mumbai; Hybrid; INR 1,800,000 - 2,800,000; Full time

Benefits offered by this job

Work-from-home arrangement

Job summary

Binance Mumbai seeks a SAR Analyst to review and disposition transaction monitoring alerts, conduct in-depth investigations, and support SAR/STR filings. You will collaborate with Compliance, Investigations, and Legal to ensure AML/CFT compliance and timely escalation.

Ideal candidates have 5+ years in investigations, familiarity with FINnet or crypto regulatory environments, and strong analytical and documentation skills.

Qualifications

• Bachelor's degree in business, legal, or related field or equivalent experience.
• 5+ years of investigations experience including SARs/STRs in financial sector.
• AML transaction monitoring and FIU reporting experience preferred.
• Experience with FINnet portal and crypto/Regulatory environment is desirable.
• Strong analytical, documentation, and stakeholder management skills.

Responsibilities

• Review, investigate, and disposition transaction monitoring alerts.
• Conduct enhanced analysis on complex AML/CFT cases and document findings.
• Prepare case narratives and escalation rationale for SAR/STR filings.
• Support SAR/STR processes and FIU reporting activities and registers.
• Maintain documentation of investigative steps and keep stakeholders informed.

Skills

Analytical skills

Documentation skills

Stakeholder management

Independent work

Time management

Communication skills

Investigative skills

Education

Bachelor's degree in business/legal field

Tools

FINnet portal

Job description

Binance is a leading global blockchain ecosystem behind the world’s largest cryptocurrency exchange by trading volume and registered users. We are trusted by 300+ million people in 100+ countries for our industry-leading security, user fund transparency, trading engine speed, deep liquidity, and an unmatched portfolio of digital-asset products. Binance offerings range from trading and finance to education, research, payments, institutional services, Web3 features, and more. We leverage the power of digital assets and blockchain to build an inclusive financial ecosystem to advance the freedom of money and improve financial access for people around the world.

Role Overview

The SAR Analyst will be responsible for reviewing and dispositioning transaction monitoring alerts, conducting detailed investigations on complex cases, and supporting suspicious transaction reporting obligations. The role will involve analysing customer activity, transactional behaviour, and available intelligence to identify potential suspicious activity and support timely escalation and reporting to FIU.

The candidate will work closely with Compliance, Investigations, Legal, and other internal stakeholders to ensure alerts and cases are reviewed in line with applicable AML/CFT requirements, internal policies, and regulatory expectations.

Job Description

• Review, investigate, and disposition transaction monitoring alerts relating to customers and activity.
• Conduct enhanced analysis on complex AML/CFT cases, including review of transaction patterns, customer profiles, source of funds, and related risk indicators.
• Identify potentially suspicious activity and prepare case narratives with clear rationale for escalation or closure.
• Support SAR/STR filing processes, including preparation of case summaries, supporting documentation, and submission-related activities.
• Work on FIU related activities, including STR filing, RFI support, monthly reporting, and maintenance of relevant registers and records.
• Use the FINnet portal for FIU submissions, reporting, and related regulatory interactions, as required.
• Ensure investigations are completed within applicable timelines and in accordance with internal quality standards.
• Maintain accurate documentation of investigative steps, findings, decisions, and escalation rationale.
• Support ongoing process improvements relating to transaction monitoring, STR reporting, FIU submissions, and regulatory compliance.

Job Requirement

• Bachelor's degree in a Business, Legal, or related field, or equivalent practical experience
• 5+ years of experience in investigations, including filing SARs, or related audit/regulatory experience at a financial institution or fintech company
• Prior experience in AML transaction monitoring, SAR/STR investigations, financial crime compliance, or FIU reporting.
• Hands-on experience working with the FINnet portal is preferred.
• Familiarity with crypto/VDA transactions, blockchain analytics, or crypto regulatory environment is highly desirable.
• Strong analytical, documentation, and stakeholder management skills.
• Ability to work independently and manage multiple cases within defined timelines.
• Ability to navigate through ambiguity in a fast-paced, dynamic environment
• Excellent attention to detail, with the ability to be action-oriented and seek to meet high standards
• Excellent written and verbal communication, time management, analytical, and investigative skills

Why Binance

• Shape the future with the world’s leading blockchain ecosystem
• Collaborate with world-class talent in a user-centric global organization with a flat structure
• Tackle unique, fast-paced projects with autonomy in an innovative environment
• Thrive in a results-driven workplace with opportunities for career growth and continuous learning
• Competitive salary and company benefits
• Work-from-home arrangement (the arrangement may vary depending on the work nature of the business team)

Binance is committed to being an equal opportunity employer. We believe that having a diverse workforce is fundamental to our success.

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