Sales Manager - working capital

Skillventory; Coimbatore District, Chennai District, Kanchipuram; Vor Ort; INR 800.000 - 1.200.000; Vollzeit

Zusammenfassung

Skillventory in India seeks a Field-based banker to acquire SME/MSME customers for Working Capital and Business Banking products. You will source and manage facilities like Cash Credit, Overdraft, Term Loans, LAP, BGs, LC and Trade Finance, while building relationships with SMEs, CAs, DSAs, and channel partners.

You will generate leads through field sales and market mapping, assess customer needs, and coordinate with credit for smooth loan processing.

Qualifikationen

• Acquire new SME/MSME customers for Working Capital and Business Banking products.
• Source and manage Working Capital facilities such as CC/OD, Term Loan, LAP, BG, LC, and Trade Finance.
• Build and maintain relationships with SME clients, CAs, DSAs, channel partners, and business associations.
• Generate quality leads through field sales, referrals and market mapping.
• Assess customer requirements and coordinate with credit team for loan processing.
• Achieve monthly disbursement, revenue and cross-sell targets.
• Manage existing customer portfolio, ensuring renewals, utilization and delinquency control.
• Conduct financial analysis of customers and collect required documentation.
• Monitor portfolio quality and ensure compliance with bank policies.

Jobbeschreibung

Role & responsibilities

Acquire new SME/MSME customers for Working Capital and Business Banking products.

Source and manage Working Capital facilities such as Cash Credit (CC), Overdraft (OD),

Term Loan, LAP, Bank Guarantee (BG), Letter of Credit (LC), and Trade Finance.

Build and maintain relationships with SME clients, CAs, DSAs, channel partners, and

business associations.

Generate quality leads through field sales, referrals, and market mapping.

Assess customer requirements and coordinate with the credit team for smooth loan

processing.

Achieve monthly disbursement, revenue, and cross-sell targets.

Manage the existing customer portfolio, ensuring renewals, utilization, and delinquency

control.

Conduct financial analysis of customers and collect required documentation.

Monitor portfolio quality and ensure compliance with bank policies.