Risk Insurance Sales Consultants

VirtuHR India; Mumbai; Presencial; INR 335.000 - 446.000; Jornada completa

Descripción de la vacante

VirtuHR India is seeking a confident Risk Insurance Sales Consultant to handle warm leads for Australian life insurance products, including Life, TPD, Trauma, and Income Protection. You will educate clients, build trust, follow up consistently, and move prospects toward adviser appointments or applications, while working with inbound leads and a CRM-based pipeline.

This role requires strong English communication, comfort with Australian clients, and a proactive approach to meeting activity and

Formación

• Experience in Australian financial services or life insurance is required.
• Ability to build trust and convert warm leads.
• Strong communication and pipeline management required.

Responsabilidades

• Contact inbound leads and prospective clients by phone and other approved channels.
• Conduct discovery conversations about family finances and protection needs.
• Explain Life, TPD, Trauma and Income Protection clearly.
• Highlight differences between insurance inside and outside super.
• Help clients understand the importance of personal protection.

Conocimientos

Excellent spoken English

Strong sales background

CRM experience

Client communication

Explain complex concepts

Herramientas

CRM systems

Descripción del empleo

NOTE: BEFORE APPLYING PLEASE GO THROUGH THE JD AND CHECK IF YOUR PROFILE DOES ALIGN WITH THIS ROLE

Job Title: Risk Insurance Sales Consultants

Experience

2yrs and above

Location

Malad

Salary

30K to 40K monthly (3.6Lpa to 4.8Lpa)

Timings

Shift starts around 5am/5.30am

Role

We are looking for a confident and commercially minded Risk Insurance Sales Consultant who combines strong client communication with knowledge of Australian life insurance. This role suits someone who can educate, build trust, follow up consistently and convert warm leads into clients.

This person will work with incoming leads and prospective clients, help them understand Life, TPD, Trauma and Income Protection, and move them confidently toward the next step. Advisor (PIA) will remain responsible for the adviser-level conversation and regulated advice where required.

Responsibilities

• Contact inbound leads and prospective clients by phone and other approved communication channels.


• Conduct initial discovery conversations to understand family circumstances, income, liabilities and protection concerns.


• Explain Life, TPD, Trauma and Income Protection in simple, client-friendly language.


• Explain the difference between insurance inside and outside superannuation at a high level.


• Help clients understand the importance of appropriate personal protection and the consequences of being underinsured.


• Handle common objections around cost, timing, superannuation and whether cover is necessary.


• Build trust and move suitable prospects toward an adviser appointment or application.


• Follow up leads consistently and professionally by phone, WhatsApp, SMS and email.


• Re-engage prospects who have not yet proceeded and maintain an organised pipeline.


• Prepare or assist with insurance quotes and comparisons where required.


• Work closely with Principal Insurance Advisor and the case-management team to ensure a smooth handover and client experience.


• Assist clients through applications and follow-up steps where appropriate.


• Maintain detailed CRM notes, lead stages and follow-up actions.


• Work toward agreed activity, appointment and conversion targets.

Required Experience & Skills

• Experience in Australian financial services, life insurance, mortgage broking, financial planning or a similar client-facing industry.


• Previous experience selling or discussing Life, TPD, Trauma or Income Protection is highly desirable.


• Strong sales background with evidence of converting leads and managing a pipeline.


• Excellent spoken English, telephone confidence and professional client communication.


• Comfortable speaking with Australian clients and understanding Australian service expectations.


• Ability to explain complex financial concepts simply and clearly.


• Strong objection-handling and follow-up skills without being pushy.


• Warm, credible and relationship-focused communication style.


• Experience using CRM and lead-management systems.


• Previous Australian-process, international voice, financial-services or insurance-sales experience will be highly regarded.

Prefered Candidate Background

• Australian life-insurance sales or client-engagement specialist


• Australian financial-services sales consultant


• Adviser-support professional with strong client-facing and conversion skills


• International voice or sales professional with financial-services experience and strong insurance knowledge.

Skills: sales consultant,income protection,insurance advisor,risk insurance,international insurance,customer service,life insurance,australian insurance,tpd,insurance consultant,telecalling