Research Product Associate

Citibank (Switzerland) AG; Mumbai; Hybrid; Confidential; Full time

Benefits offered by this job

Hybrid work model

Training and mentorship

Wellbeing programs

Retirement contributions and options

Job summary

Citi in Mumbai, India, seeks a Research Product Associate to join the Citi Research financial modeling team. The role focuses on building and updating company valuation models, updating forecasts, and ensuring modeling standards across regions.

It offers hybrid work with exposure to senior leaders and ongoing development opportunities. The successful candidate will have 2–3 years of experience in valuation modeling, proficiency in Excel, and strong financial statement analysis, with excellent

Qualifications

• Graduate degree in business, finance or economics with 2–3 years in building/updating company valuation models.
• Strong understanding of accounting/financial statements and modeling best practices.
• Good written/verbal communication and ability to manage multiple tasks.

Responsibilities

• Create Excel-based company valuation models using historical data and forecasts.
• Update models with new filings and adapt to analyst requirements.
• Review models to ensure Citi standards are met.
• Work on special projects and establish priorities with minimal guidance.
• Communicate insights to stakeholders to support decision making.

Skills

Valuation modeling

Excel proficiency

Financial statements analysis

Communication skills

Education

Bachelor's degree in business/finance/economics

Tools

Excel

Job description

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact on where we live and work through volunteerism.

Shape your Career with Citi. We’re currently looking for a high caliber professional to join our team as Non-Officer, Research Product Associate – Hybrid (Internal Job Title: Research Product Associate – C10) based in Mumbai, India. Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decisions and manage your financial well‑being to help plan for your future.

• Opportunities to grow your career locally and collaborate with colleagues across Citi's global network.
• A hybrid working model that balances in-office collaboration with remote flexibility.
• Investment in your professional development through training programmes, mentorship, and skill-building opportunities.
• Employee wellbeing support including medical coverage, mental health resources, parental leave, and family support programmes.
• Competitive retirement contributions and investment options to support your long‑term financial goals.

This opportunity exists in Citi Research to join the financial modeling team as an Associate. The team is responsible for, a) building and updating companies financial/valuation excel models and b) reviewing financial/valuation models to ensure they meet Citi standards. The team caters to the Citi research analyst’s teams based in different regions covering various sectors.

In this role, you’re expected to:

• Create excel based company valuation models by updating historical financial data and building forecasts as per the modeling assumptions/drivers and Citi analysts’ requirements.
• Update existing company valuation models for new financial filings as per analyst’s instructions and model’s structure.
• Review analyst’s model to ensure they adhere to Citi’s modeling standards.
• Work on special projects/database initiatives, and be able to establish and monitor requirements, priorities, impacts and deadlines with minimal/no help.
• Understand their implications to the business and deliver appropriate global solutions that satisfy all concerned parties’ requirements.
• Identify and communicate useful and timely information to the relevant stakeholders to facilitate informed decision‑making process within the operations team.

As a successful candidate, you’d ideally have the following skills and exposure:

• You hold a Graduate / bachelor’s degree in business (equivalent experience), finance, or economics with minimum 2-3 years of experience in building and updating company valuation excel models.
• Demonstrate a good understanding of accounting principles/financials concepts, and be able to source and navigate company financial statements data for modeling tasks.
• Strong financial analysis and modeling skills including decent understanding of drivers of different sectors and financial modeling’s best practices.
• Good excel skill and be able to easily navigate and understand the flow of excel financial model.
• Independently manage multiple tasks/workflow and should be able to prioritize tasks accordingly.
• Self‑motivated, highly focused and detail‑oriented.
• Should be a good team player and demonstrate high energy levels and a desire to learn and progress within the team/firm.
• Ability to manage expectations and maintain key relationships with internal and external clients.
• Good written and verbal communication skills and should be able to communicate at different levels, within and outside team with ease.

Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Job Family Group: Research

Job Family: Research Product

Time Type: Full time

Most Relevant Skills Please see the requirements listed above.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.