Relationship Officer

Aham Housing Finance Pvt Ltd; Warangal; On-site; INR 279,000 - 390,600; Full time

Job summary

Aham Housing Finance Pvt Ltd is looking for a Relationship Officer in Warangal, India, to develop a local distribution network for affordable home loans. The role involves sales and customer relationship management, targeting new business through community contact points. Candidates should be recent graduates, under 23 years old, and preferably have sales experience. Good communication skills in English and a local language are essential. The position also requires a two-wheeler and a valid driving license.

Qualifications

• Must have good verbal and written communication skills in English and local language.
• Must be less than 23 years of age.
• Must possess a valid two-wheeler driving license.

Responsibilities

• Achieve home loan disbursement targets.
• Generate leads through community contact points.
• Present and promote home loan products.
• Guide customers through application process.

Skills

Good communication skills

Sales promotion ability

Market knowledge

Education

Graduate in any stream

Job description

The Relationship Officer is responsible for developing a strong local distribution network for affordable home loans by engaging with "contact points" and executing field-based marketing initiatives. This role is ideal for fresh graduates or candidates with any field experience who are looking to build a career in the housing finance sector. The position involves sales, customer relationship management, and end-to-end loan processing.

Key Responsibilities

Sales & Business Development

• Achieve home loan disbursement targets through prospecting, networking, and marketing activities.
• Generate leads via community contact points such as cement dealers, planners, engineers, and masons.

Product Promotion

• Present and promote home loan products in person and via digital platforms.
• Conduct marketing activities such as pamphlet distribution and construction site visits.

Customer Relationship Management

• Profile customers, identify needs, and recommend suitable loan products.
• Build and maintain long-term relationships to encourage repeat business and referrals.

Loan Processing Assistance

• Guide customers through application, documentation, and verification.
• Coordinate with credit teams for timely loan disbursement.

Field Activities

• Execute branch-assigned promotional activities.
• Maintain visibility in the local housing market.

Compliance & Quality Standards

• Follow company policies, credit guidelines, and ethical sales practices.

Requirement

• Qualification: Graduate in any stream (mandatory).
• Experience: Fresher or candidates with any field experience (sales preferred).
• Age: Less than 23 years.
• Location Preference: Must reside within a 10 km radius of the assigned location.
• Other: Two-wheeler with valid driving licence.
• Communication Skills: Good verbal and written communication in English and local language.
• Sales Skills: Ability to promote loan products and generate leads.
• Market Knowledge: Awareness of local housing finance ecosystem.
• Compliance & Ethics: Understanding of company policies and credit guidelines.