Relationship Manager-Business Banking

IDFC FIRST Bank; Maharashtra; On-site; INR 900,000 - 1,300,000; Full time

Job summary

IDFC FIRST Bank in Maharashtra is seeking a Relationship Manager for Business Banking. You will provide financial solutions to business clients, deepen liabilities and FX, and collaborate with product and operations teams to drive customer acquisition and servicing.

The role requires 5–10 years of branch banking experience, strong credit assessment, and ability to build branch network synergy. Graduation in any discipline is required; CA is preferred.

Qualifications

• Graduation: Any Discipline.
• CA preferred.
• 5–10 years of relevant branch banking experience.

Responsibilities

• Acquire new customers for business banking with understanding of credit assessment.
• Knowledge of liability, Forex, trade and client relationships; maintain delinquency management and relationship management.
• Manage portfolio through monitoring, renewal, enhancement, retention and portfolio hygiene.

Skills

Credit assessment

Relationship management

Financial statements

Forex & trade

Portfolio management

Cross-functional collaboration

Education

Graduation: Any Discipline

CA (Chartered Accountant) preferred

Job description

Job Title:

Relationship Manager-Business Banking

Function:

Business Banking

Job Purpose:

The role entails providing financial solutions to meet the working requirements of business banking customers and ensuring best-in-class relationship management and customer experience to become their banking partner of choice. The role bearer is responsible for asset NTB client acquisition along with liabilities and FX deepening. The role will closely collaborate with the product and operations teams to drive effective customer acquisition, servicing, and deepening.

Roles & Responsibilities:

• Responsible for acquiring new customers for business banking with a detailed understanding of credit assessment.
• Knowledge on liability, Forex, trade and client relationships, delinquency management, relationship management, and an analytical mindset.
• Managing the portfolio effectively through continuous monitoring of accounts and renewals, enhancement, retention and ensuring portfolio hygiene with minimal open deferral and covenants.
• Develop a superior working relationship with branch banking for cross-leveraging & synergy optimization and work within the overall bank ecosystem with other stakeholders.
• Evaluate the growth strategy based on competitor analysis and feedback from different channels and customers.
• Recommend process changes in order to improve service efficiency and quality across the branch network.
• Demonstrated ability in sales planning and conceptualizing promotions and marketing initiatives.
• Understanding of financial statements, credit Assessment and title-security documents

Educational Qualifications:

Graduation: Any Discipline

Professional Qualification: Preferred Chartered Accountant (CA).

Experience:

5-10 years of relevant branch banking experience