Relationship Manager - Affluent-AFFLUENT-Relationship Manager

Kotak Mahindra Bank Ltd; Guntur District; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Kotak Mahindra Bank Ltd is seeking a Relationship Manager for the Affluent Priority segment in Business Banking in India. You will acquire and nurture high-net-worth clients, offering tailored banking solutions across liabilities, assets, and investment products.

The role emphasizes building long-term relationships, driving revenue, and conducting regular portfolio reviews. You will collaborate with internal teams to ensure seamless service, compliance, and client satisfaction while identifying

Qualifications

• Experience acquiring and managing HNI clients.
• Strong financial acumen and advisory capabilities.
• Ability to offer tailored banking solutions.
• Proven track record in cross-selling and upselling.
• Excellent relationship-management and communication skills.

Responsibilities

• Acquire new HNI clients and expand relationships.
• Profile clients to understand financial needs.
• Drive liabilities, assets, and fee-based product revenue.
• Perform regular portfolio reviews with investment options.
• Maintain weekly/monthly client engagement.
• Coordinate with internal teams for onboarding.
• Organize client events and engagement activities.
• Ensure compliance with bank policies and regulations.
• Identify cross-sell opportunities to grow wallet share.

Skills

HNI relationships

Portfolio management

Cross-selling

Sales

Client profiling

Financial acumen

Communication skills

Job description

As a Relationship Manager in the Affluent Priority segment of Business Banking, you will be responsible for acquiring and managing high-net-worth individual (HNI) clients. This role demands a deep understanding of client needs, strong financial acumen, and the ability to offer tailored banking solutions across liabilities, assets, and investment products. You will be expected to build long-term relationships, drive revenue growth, and enhance client engagement through personalized service and strategic portfolio management. You will work closely with internal stakeholders to ensure seamless service delivery and maintain high standards of compliance and customer satisfaction. The role also involves conducting regular portfolio reviews, identifying cross-sell opportunities, and organizing client engagement initiatives to strengthen relationships and increase wallet share. This is a high-impact role that combines sales, relationship management, and advisory capabilities, offering a dynamic career path in the bank’s premium customer segment.

• Acquire new HNI clients and expand existing relationships through strategic sales planning and execution.
• Conduct in-depth profiling of clients to understand their financial needs and offer tailored solutions.
• Drive business across liabilities, assets, and fee-based products to enhance relationship value and revenue.
• Perform regular portfolio reviews and present investment options aligned with client goals.
• Maintain consistent client engagement through weekly/monthly calls and meetings.
• Resolve client queries within defined turnaround times to ensure satisfaction and loyalty.
• Collaborate with internal teams to ensure seamless service delivery and client onboarding.
• Organize and participate in special sales initiatives, client events, and engagement activities.
• Ensure strict adherence to bank policies and regulatory guidelines in all client interactions.
• Continuously identify opportunities for cross-selling and upselling to increase wallet share and client stickiness.