Regulatory Compliance- Manager

Paytm; Dadri; On-site; INR 1,000,000 - 1,500,000; Full time

Job summary

Paytm, located in Dadri, Uttar Pradesh, is seeking a Compliance Manager to oversee regulatory compliance for UPI TPAP, BBPS, and Digital Lending. The ideal candidate should possess over 5 years of relevant experience in a fintech or banking environment, be knowledgeable about RBI and NPCI regulations, and manage compliance effectively.

This role offers a dynamic work environment in India's leading mobile payments company, with ample opportunities for professional growth and a culture built on merit-based principles.

Qualifications

• 5+ years of experience in regulatory compliance, preferably in fintech or banking.
• Strong knowledge of RBI and NPCI regulations, management of compliance function.
• Ability to conduct risk assessments and compliance reviews.

Responsibilities

• Manage regulatory compliance for UPI TPAP, BBPS, and Digital Lending Business.
• Develop and maintain compliance policies and procedures.
• Prepare compliance reports for senior management and regulators.
• Conduct regular compliance reviews and risk assessments.

Skills

Regulatory Compliance Management

Policy Development

Regulatory Reporting

Compliance Testing

Training and Awareness

Analytical Skills

Attention to Detail

Adaptability

Education

Bachelor’s degree in Finance, Law, Business Administration

Master’s degree or professional certification (CA, CS, CFA, FRM)

Tools

Compliance Management Software

Job description

About Paytm

Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. We offer competitive compensation, opportunities for professional growth, and a dynamic work environment.

About the Team

The Compliance department has five areas of responsibility—identification, monitoring, advisory, reporting and review for the entity with respect to regulations/laws.

About the role

This role includes managing regulatory compliance for UPI TPAP, BBPS and Digital Lending Business. The role entails advising the UPI TPAP, BBPS, Digital Lending business units of the relevant regulatory expectations and ensuring timely monitoring and detection of compliance‑related issues. The successful candidate will be responsible for individually contributing and ensuring compliance with relevant laws, regulations, and guidelines related primarily to UPI TPAP, BBPS and Digital Lending. The ideal candidate should have experience in the relevant domain dealing with RBI and NPCI obligations preferably in a fintech environment, bank and possess strong self‑driven skills to manage compliance effectively.

Expectations / Requirements

1. Regulatory Compliance Management and Monitoring: Monitoring and interpreting regulations and guidelines in the domain of UPI TPAP, BBPS and Digital Lending and ensuring compliance with applicable laws, regulations, and guidelines. Provide informed compliance advisory to the internal stakeholders on the applicability of regulatory laws and guidelines.
2. Policy and Procedure Development: Develop, implement, and maintain compliance policies and procedures ensuring that they are up‑to‑date.
3. Regulatory Reporting: Prepare and submit timely and accurate compliance reports to senior management and regulators, as required.
4. Compliance Testing/Review and Risk Assessment: Conduct regular compliance review and risk assessments related to UPI TPAP, BBPS and digital lending products, identify potential compliance risks, and implement appropriate risk mitigation measures.
5. Training and Awareness: Develop and deliver training programs to employees and relevant stakeholders to enhance compliance awareness.
6. Relationship Management: Collaborate with cross‑functional teams such as legal, risk, operations, and technology to ensure compliance and resolve any compliance‑related issues.
7. Stay Updated: Stay updated with changes in relevant laws, regulations, and guidelines and proactively implement necessary changes in compliance policies and procedures.

Superpowers / Skills that will help you succeed in this role

1. Work Experience: 5+ Years of relevant experience in regulatory compliance, preferably in a fintech environment or bank.
2. Strong Knowledge: Sound understanding of RBI and NPCI regulations and applicable laws. Understanding of management of compliance function.
3. Analytical Skills: Ability to conduct risk assessments and compliance reviews, analyze complex information, and provide practical and effective compliance solutions.
4. Attention to Detail: Strong attention to detail and accuracy in compliance monitoring, reporting, and documentation.
5. Proactive and Collaborative Approach: Proactive approach to identifying and addressing potential compliance risks and issues in a timely manner. Interpersonal skills and ability to collaborate and work effectively with cross‑functional teams, senior management, and regulators.
6. Adaptability: Ability to work independently and as part of a team, ability to adapt to changing regulatory requirements and business needs and implement necessary changes in compliance policies and procedures.
7. Ethical Conduct: High level of integrity, professionalism, and ethical conduct in dealing with sensitive and confidential information.
8. Proficient in using compliance management software and tools.

Education

Bachelor’s degree in Finance, Law, Business Administration, or related field. A Master’s degree or professional certification (e.g., CA, CS, CFA, FRM) is preferred.

Why join us?

Merit‑based culture that thrives on self‑motivated & driven individuals who set out to make a successful career in India’s fastest‑growing Fintech Organization. Agile & democratic setup that gives space to your creativity, and offers the opportunity to work at scale coupled with an environment that encourages diverse perspectives at all times.

Compensation

If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it.