Product Owner- Digital & Platform Services - Vice President

Next Frontier Capital; Bengaluru; On-site; INR 4,000,000 - 7,000,000; Full time

Job summary

JPMorganChase in Bengaluru is seeking a Vice President – Product Owner to drive AI-enabled automation across the end-to-end loan lifecycle. You will partner with business and technology leaders to identify opportunities, define requirements, and deliver scalable lending solutions.

The role requires deep product management experience, strong stakeholder management, and a proven ability to lead complex initiatives in a fast-paced financial services environment.

Qualifications

• Bachelor's Degree with 12 years’ experience including minimum of 5 years of experience or equivalent expertise in product management or a relevant domain area, for commercial lending or experience in a Back office/Financial industry
• Advanced knowledge of the product development life cycle, design, and data analytics
• Proven ability to lead product life cycle activities including discovery, ideation, strategic development, requirements definition, and value management
• Candidates with knowledge of loan systems like Loan IQ, ACBS
• Knowledge of technology standards, industry trends, and emerging technologies, including artificial intelligence.
• Experience writing technical stories using industry-standard tools and notations (e.g., Jira/Confluence).

Responsibilities

• Set product vision/strategy and shape the roadmap through discovery (interviews, process deep-dives, data/controls analysis).
• Own and refine the backlog (epics/features/stories) aligned to priorities and measurable outcomes.
• Track success metrics across cost, functionality, risk posture, and reliability to drive decisions.
• Drive simplification/modernization of commercial lending servicing with engineering partners.
• Deliver scalable capabilities across the lending lifecycle (credit, underwriting, closing, funding and servicing).
• Ensure requirements are clear, testable, and traceable—avoiding one-off solutions.
• Align business, ops, tech, and controls on scope, sequencing, and trade-offs.
• Manage dependencies, risks, and decisions; communicate changes clearly.
• Ensure operational readiness and adherence to risk/control and quality standards.
• Lead QA/UAT and support go-live, hypercare, and continuous improvement using feedback and outcomes.
• Identify productivity/efficiency/control improvements via redesign, digitization, and automation and use personas/UX inputs to keep decisions user-centric.

Skills

AI/Automation in lending

Product lifecycle leadership

Stakeholder management

Data analytics

Jira/Confluence

Communication

Education

Bachelor's Degree in relevant field

Tools

Loan IQ

ACBS

Job description

Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in the Product Management team to partner with the Business.

As a Vice President – Product Owner in the Digital & Platform Services team, you will play a key role in leveraging AI and intelligent automation to streamline the end-to-end booking lifecycle—reducing manual touchpoints, accelerating accuracy, and driving business performance. You will collaborate with business and technology leaders to identify AI-driven opportunities, design smart automation solutions, and deliver results that matter to our firm and clients. You will be part of a team that values innovation, transparency, and continuous improvement, harnessing AI as a core enabler to achieve more together

Job responsibilities

• Set product vision/strategy and shape the roadmap through discovery (interviews, process deep-dives, data/controls analysis).
• Own and refine the backlog (epics/features/stories) aligned to priorities and measurable outcomes.
• Track success metrics across cost, functionality, risk posture, and reliability to drive decisions.
• Drive simplification/modernization of commercial lending servicing with engineering partners.
• Deliver scalable capabilities across the lending lifecycle (credit, underwriting, closing, funding and servicing).
• Ensure requirements are clear, testable, and traceable—avoiding one-off solutions.
• Align business, ops, tech, and controls on scope, sequencing, and trade-offs.
• Manage dependencies, risks, and decisions; communicate changes clearly.
• Ensure operational readiness and adherence to risk/control and quality standards.
• Lead QA/UAT and support go-live, hypercare, and continuous improvement using feedback and outcomes.
• Identify productivity/efficiency/control improvements via redesign, digitization, and automation and use personas/UX inputs to keep decisions user-centric.

Required qualifications, capabilities and skills

• Bachelor's Degree with 12 years’ experience including minimum of 5 years of experience or equivalent expertise in product management or a relevant domain area, for commercial lending or experience in a Back office/Financial industry
• Advanced knowledge of the product development life cycle, design, and data analytics
• Proven ability to lead product life cycle activities including discovery, ideation, strategic development, requirements definition, and value management
• Candidates with knowledge of loan systems like Loan IQ, ACBS
• Knowledge of technology standards, industry trends, and emerging technologies, including artificial intelligence.
• Experience writing technical stories using industry-standard tools and notations (e.g., Jira/Confluence).

Preferred qualifications, capabilities and skills

• Demonstrated experience applying AI and automation to transform operational workflows
• Knowledge of lending products, credit documentation, and end-to-end loan lifecycle processes
• Solid understanding of project management and business analysis techniques
• Strong communication and stakeholder management skills—able to translate between business and technology audiences with clarity
• Commercial awareness with a genuine interest in business development and how technology drives value

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. Build your career in Product while working in the world’s most innovative bank which values creativity and excellence.