Product Manager - Lending

iServeU Technology Pvt. ltd.; Khordha; On-site; INR 1,500,000 - 2,800,000; Full time

Job summary

iServeU Technology Pvt. ltd. in Bhubaneswar, India, is seeking a Product Manager for LOS/LMS solutions to own the product lifecycle and drive features for lending platforms.

You will collaborate with banks, NBFCs, fintechs, and technology teams to translate requirements into scalable products. The ideal candidate has 4–8 years in product management within banking/fintech, strong knowledge of LOS/LMS, and experience with API integrations and regulatory compliance.

Qualifications

• 4–8 years of experience in Product Management within Banking/Fintech.
• Strong hands-on experience with LOS and/or LMS products.
• Understanding of the end-to-end digital lending lifecycle.
• Experience with API integrations and fintech ecosystems.
• Ability to create PRDs, BRDs, and user stories.
• Strong analytical and stakeholder-management skills.

Responsibilities

• Own the product roadmap and lifecycle for LOS and LMS lending solutions.
• Translate lending requirements into product features for banks and fintechs.
• Define vision, strategy, roadmap, and prioritization based on market needs.
• Gather and analyse requirements from business, clients, operations, risk, credit, and technology.
• Create PRDs, user stories, functional specifications, and process flows.
• Design end-to-end lending journeys across onboarding, KYC, credit, disbursement, and servicing.
• Collaborate with engineering, QA, UI/UX, implementation, and business teams to deliver.
• Define and manage integrations with credit bureaus, KYC providers, e-sign/e-NACH, and payments.
• Work on configurable lending journeys and client-specific business rules.
• Integrate with risk and credit teams for scoring and decisioning workflows.
• Analyze market trends and feedback to identify product enhancements.
• Support client discussions, demos, and solutioning for banks/fintechs.
• Track KPIs and adoption metrics to measure business outcomes.
• Coordinate with implementation and support teams for rollout and improvement.
• Ensure compliance with banking, lending, KYC, data security, and regulatory requirements.
• Act as the product owner and SME for LOS/LMS solutions.

Skills

LOS/LMS product management

Agile methodologies

Stakeholder management

Product roadmap

API integrations

Banking/Fintech domain

Analytical skills

Communication

Education

Bachelor's degree in Engineering or related field

Job description

iServeU Technology Pvt. ltd. | Full time

Bhubaneswar, India | Posted on 24/09/2026

Experience

2+ years

Department

ProductManagement

Industry

Fintech /Banking / Digital Lending

AboutiServeU

Company Introduction

iServeU is a modern banking infrastructure provider in APAC region, empowering financialenterprises with embedded fintech solutions for their customers. iServeU is one of the fewcertified partners with National Payment Corporation of India (NPCI), VISA for variousproducts. iServeU also provides a cloud-native, micro services-enabled, distributed platformwith over 5000 possible product configurations with a low code/no code interface to banks,NBFCs, Fintech, and other regulated entities.

• We process around 2500 transactions per second by levering distributed & auto scaletechnology like K8.
• Our core platform combines of 1200+ micro services.
• Our customer list includes Fintech start-ups, top tier private banks to PSU bank. We operate infive countries and help customers constantly change the way financial institutions operate andinnovate.
• Our solutions currently empowers over 20 banks and 250+ enterprises across India andabroad.
• Our platform seamlessly manages the entire transaction lifecycle, including withdrawals,deposits, transfers, payments, and lending through various channels like digital, branch, agents.

Our team of 500+ employees, with over 80% in technology roles is spread across offices inBhubaneswar, Bangalore and Delhi. We have raised $8 million in funding to support our growthand innovation.

As a Product Manager – LOS/LMS, you willown and drive the product lifecycle of Loan Origination System (LOS) and LoanManagement System (LMS) solutions. You will work closely with banks, fintechs,technology teams, business stakeholders, and implementation teams to defineproduct strategy, translate business requirements into scalable productfeatures, and ensure successful product delivery.

The ideal candidate should have strongknowledge of digital lending, lending workflows, LOS/LMS platforms, creditprocesses, and banking/fintech products.

Key Responsibilities

• Own the product roadmap andlifecycle for LOS and LMS lending solutions.
• Understand lending requirementsof banks, NBFCs, fintechs, and financial institutions and translate them intoproduct features.
• Define product vision,strategy, roadmap, and prioritization based on market and customerrequirements.
• Gather and analyse requirementsfrom business, clients, operations, risk, credit, and technology stakeholders.
• Create detailed PRDs, userstories, functional specifications, process flows, and acceptance criteria.
• Design and improve end-to-endlending journeys covering customer onboarding, loan application, KYC andverification, credit assessment, bureau integration, policy/rule engine, creditdecisioning, document management, sanction and approval, disbursement, repayment,collections, loan servicing, and closure.
• Work with engineering, QA,UI/UX, implementation, and business teams to ensure timely product delivery.
• Define and manage integrationswith credit bureaus, KYC providers, e-sign/e-NACH, payment gateways, bankingsystems, APIs, and other fintech ecosystem partners.
• Work on configurable lendingjourneys to support different lending products and client-specific businessrules.
• Collaborate with risk andcredit teams to incorporate credit policies, eligibility rules, scoring,decisioning, and approval workflows.
• Analyse customer feedback,market trends, and competitor offerings to identify opportunities for produitsenhancements.
• Support client discussions,product demonstrations, requirement workshops, and solutioning for banks andfintech customers.
• Track product performancethrough relevant KPIs, adoption metrics, customer feedback, and businessoutcomes.
• Coordinate with implementationand support teams for product rollout, issue resolution, and continuousimprovement.
• Ensure products comply withapplicable banking, lending, KYC, data security, and regulatory requirements.
• Act as the key product ownerand subject-matter expert for LOS/LMS solutions.

Required Skills & Experience

• 4-8 years of experience inProduct Management / Product Development within Banking, Fintech, NBFC, DigitalLending, or Financial Services.
• Strong hands-on experience withLOS and/or LMS products.
• Good understanding of theend-to-end digital lending lifecycle.
• Experience working with banks,NBFCs, fintechs, or financial institutions.
• Strong understanding of lendingproducts such as Personal Loans, Business Loans, Consumer Loans, MSME Loans,Digital Loans, and Merchant/SME Lending.
• Knowledge of creditunderwriting, loan processing, risk assessment, repayment, collections, andloan servicing.
• Experience in API-basedintegrations and fintech/banking ecosystems.
• Strong understanding of productdiscovery, roadmap planning, prioritization, and Agile methodologies.
• Ability to create PRDs, BRDs,user stories, process flows, and functional specifications.
• Strong analytical,problem-solving, stakeholder-management, and communication skills.
• Ability to work effectivelywith both business and technology teams.

Good toHave

• Experience in building orimplementing digital lending platforms for banks/NBFCs/fintechs.
• Exposure to creditdecisioning/rule engines and underwriting platforms.
• Knowledge of Bureau APIs, KYC,e-sign, e-NACH, Account Aggregator (AA), UPI, payment, and bankingintegrations.
• Understanding of cloud-based,API-first, and microservices-based fintech platforms.
• Experience in B2B/B2B2C fintechproduct management.
• Experience working withenterprise clients and managing multiple stakeholders.

Education

Bachelor’s degree in Engineering,Technology, Business, Finance, or a related field. An MBA in Finance,Technology, or Business Management would be an added advantage.

What You’llGet at iServeU

• Opportunity to build and scaledigital lending products for banks and fintechs.
• Exposure to large-scale bankingand fintech ecosystems.
• Opportunity to work withcross-functional teams across product, technology, business, andimplementation.
• A fast-paced environmentfocused on innovation in financial services.
• Opportunity to work on productsimpacting millions of financial-service users.