Product Manager

Neara

Bengaluru

On-site

INR 2,500,000 - 4,000,000

Full time

14 days+

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Benefits offered by this job

Equity options

Flexible work location

Profit sharing opportunities

Job summary

A growing fintech company in Bengaluru is seeking a Platform Product Manager to lead the development of banking services platforms. This role involves managing the entire product lifecycle, defining strategies, and ensuring compliance with regulatory standards. The ideal candidate will have 5 to 12 years of product management experience, particularly in backend or platform products, along with strong people management skills. The position offers flexibility for on-site work and a chance to drive significant impact in a data-driven culture.

Qualifications

5 - 12 years of Product Management experience in backend or platform products.
Prior people management experience, including managing Product Managers.
Understanding of APIs, distributed systems, and cloud architectures.

Responsibilities

Own the vision and strategy for Banking Services platforms.
Manage the full product lifecycle from discovery to launch.
Drive integrations with banking partners and payment processors.

Skills

Product Management

Technical fluency

Stakeholder management

API understanding

Job description

About Bright Money

Bright Money is a Consumer FinTech for middle-income consumers. It brings together SaaS products to help consumers build credit, manage their debt, and get access to suitable loans and credit cards. These are the major financial needs of middle-income consumers living paycheck-to-paycheck.

Bright is a profitable, India-built, U.S.-market Consumer FinTech, with revenue trajectory to $100M in the coming 12 months. The business model combines subscription revenue with financial service marketplace revenues for loans, credit cards, and credit-building tools.

Bright has launched an AI money assistant and AI agentic UX flows for access to credit. It will be the first AI-driven Consumer FinTech for middle-income consumers.

The Bright product suite has potential for global markets beyond the US. The market size is 100M global middle-income consumers, with a revenue pool opportunity of $15B.

Bright is backed by 3 top global venture capital firms, and leading tech angel investors in the USA, Europe, and Asia.

Bright was founded in 2019 by a founding team from McKinsey’s Banking Practice (Petko Plachkov and Avi Patchava) and InMobi Data Scientists (Varun Modi and Avi Patchava). The core team is ex-InMobi Engineering and Data Sciences, recently joined by senior leaders from McKinsey.

Bright is a data-driven, fast-paced execution culture that will build a Global Consumer FinTech, all functions operating from India.

What is the team & role about?

We are hiring a Platform Product Manager - Banking Platform to own and scale core banking and money-movement platform capabilities that power multiple financial products. This role focuses on bank account lifecycles, payment rails, partner integrations, and regulatory-ready infrastructure, enabling product teams to build reliably and at scale.

This is a senior product leadership role combining deep platform ownership, people management, executive-level communication, and structured problem-solving. You will operate as a trusted partner to Engineering leadership and CXOs, translating complex technical and regulatory challenges into clear decisions and execution plans.

What will you do?

Own the vision, strategy, and roadmap for one or more Banking Services platform domains (e.g., account onboarding, verification, bank transfers, settlements).

Define clear product goals, success metrics, and trade-offs across reliability, compliance, and feature delivery.

Manage the full product lifecycle—from discovery and requirements to launch, adoption, and optimization.

Banking Infrastructure & Money Movement

Drive platform capabilities supporting bank account lifecycles and money movement (e.g., ACH equivalents, local bank transfers, instant payments, reconciliation workflows).

Lead integrations with banking partners, payment processors, and financial infrastructure providers.

Ensure strong handling of edge cases such as failures, retries, reversals, exceptions, and settlements.

Translate regulatory, scheme, and partner constraints into clear platform requirements (e.g., auditability, controls, data retention, reporting).

Partner with Risk, Compliance, Legal, and Operations to ensure controls are embedded into platform design.

Drive platform resilience designing for partner outages, degraded modes, and recovery scenarios.

Execution & Delivery

Write high-quality PRDs and platform requirements that engineers can execute against with clarity.

Prioritize across run-the-business work, platform improvements, and new enablement initiatives.

Lead cross-functional execution across multiple engineering teams.

Stakeholder & Internal Customer Experience

Act as the product owner for internal consumers of the platform (Product, Engineering, Ops).

Improve developer and internal product team experience through clear APIs, documentation, and self-serve capabilities.

Communicate progress, risks, and decisions clearly to senior leadership.

Experience & Background:

5 - 12 years of Product Management experience, with strong exposure to backend, platform, or infrastructure products.
Prior people management experience, including mentoring or managing Product Managers
Exposure to high-scale, high-availability systems with strict SLAs.
Strong understanding of APIs, distributed systems, data platforms, and cloud architectures.
Strong systems thinking and technical fluency, comfortable working deeply with engineers on architecture and trade-offs.

Mindset & Operating DNA:

Experience defining and using KPIs/OKRs to drive prioritization and outcomes.

Excellent written and verbal communication skills.

Proven ability to manage complex dependencies and cross-functional stakeholders.

Non-Fit Profiles: