Product Engineer

Tata Consultancy Services; Mumbai; On-site; INR 2,400,000 - 4,200,000; Full time

Job summary

Tata Consultancy Services in Mumbai is seeking a Senior Product Engineer specialized in the Banking domain with Java expertise to own end-to-end design and development of critical banking product components. You will act as a technical anchor, translating banking requirements into robust technical solutions for scalable, secure services.

The role emphasizes real‑time processing, ACID-compliant transactions, and high availability, requiring leadership and a strong focus on code quality and

Qualifications

• Retail/Wholesale Banking knowledge.
• Banking Product Development (Design and Coding) in BFSI domain.
• Willingness to learn new products and pilot innovations independently.
• Good Communication skills.
• Good Team management and handling skills.
• Understanding of standard service boundaries in microservices architectures.
• Experience in API first, reusable services mindset.

Responsibilities

• Own end to end design and development of critical banking product components.
• Act as a technical anchor for modules within the banking product.
• Translate banking business requirements into product grade technical solutions.
• Balance speed, quality, security, and long term product sustainability.
• Demands decision making, ownership, and product thinking, not task execution alone.
• Ensure high performance, scalability, and fault tolerance for high volume transaction systems.
• Handle transaction management, high availability, scalability, reliability for critical banking flows along with concurrency, and data consistency (ACID principles).
• Ensure clean, secure, testable, and maintainable code with strong adherence to coding standards.
• Banking emphasis: real time processing, rollback handling, auditability.

Skills

Banking knowledge

Java development

API first

Microservices

Real time processing

ACID transactions

Team management

Code quality

Communication skills

Job description

Role- Senior Product Engineer- Banking Domain Java

Required Technical Skill Set- Development lead with Java Development Expertise and API / Service Orchestration Java / Spring boot development , Rest API , Service Integration, SQL , Cloud , CI/CD. Agile

Desired Experience Range- 5 to 10 years of experience

Location of Requirement- India Mumbai (Thane Olympus)

Desired Competencies (Technical/Behavioral Competency)

Must-Have

• 1. Retail/Wholesale Banking knowledge
• 2. Banking Product Development (Deign and Coding) (At least BFSI domain)
• 3. Willingness to learn new products and pilot innovations independently
• 4. Good Communication skills
• 5. Good Team management and handling skills
• 6. Understanding of standard service boundaries in microservices architectures
• 7. Have experience in API first, reusable services mindset

Role descriptions / Expectations from the Role

• 1. Own end to end design and development of critical banking product components
• 2. Act as a technical anchor for modules within the banking product
• 3. Translate banking business requirements into product grade technical solutions
• 4. Balance speed, quality, security, and long term product sustainability
• 5. Demands decision making, ownership, and product thinking, not task execution alone.
• 6. Ensure high performance, scalability, and fault tolerance for high volume transaction systems
• 7. Handle transaction management, high availability, scalability, reliability for critical banking flows along with concurrency, and data consistency (ACID principles)
• 8. Ensure clean, secure, testable, and maintainable code with strong adherence to coding standards
• 9. Banking emphasis: real time processing, rollback handling, auditability