Product Associate, Liquidity & Account Solutions

JPMorganChase; Mumbai; On-site; INR 1,000,000 - 1,800,000; Full time

Job summary

JPMorganChase in Mumbai seeks an Associate Product Manager to drive delivery, commercial growth, and product management of Virtual Account Management, a cash management solution that structures and views account activity across multiple levels. You will focus on data mining and analytical work that supports product reporting objectives and drives client-facing reporting enhancements.

Applicants will collaborate with stakeholders across product, technology, operations, sales, implementation, and

Qualifications

• Bachelor's degree or equivalent experience.
• 3+ years of experience in cash management, liquidity, or treasury-related product management, delivery, or implementation.
• Experience delivering data mining or analytical initiatives that informed product decisions and outcomes.
• Experience translating data into stakeholder-ready outputs (reports, dashboards, summaries).
• Experience documenting business requirements and coordinating delivery with tech/ops teams.

Responsibilities

• Analyze client usage and performance data to inform product priorities and reporting enhancements.
• Manage analytics and reporting initiatives from concept to delivery and validation.
• Document clear business requirements with measurable success criteria.
• Coordinate cross-functional delivery with technology and operations for timely releases.
• Monitor KPIs to identify usage, balance, and revenue patterns and escalate to leadership.
• Support GTM readiness with launch materials and enablement content.

Skills

Product management

Data mining / analytics

Data analysis / dashboards

Requirements documentation

Cross-functional collaboration

Communication skills

Organizational skills

Excel / PowerPoint

Education

Bachelor's degree or equivalent

Tools

Excel

PowerPoint

Business Objects

Microsoft Access

Job description

Job Description

Be at the heart of cash management transformation by helping clients simplify reporting and improve liquidity visibility. Join a global product team where you will turn data into product decisions and deliver enhancements that improve client outcomes. Bring your analytical mindset and collaboration skills to a role with strong career growth and mobility across product and payments.

Be at the heart of cash management transformation by helping clients simplify reporting and improve liquidity visibility. Join a global product team where you will turn data into product decisions and deliver enhancements that improve client outcomes. Bring your analytical mindset and collaboration skills to a role with strong career growth and mobility across product and payments.

Job Summary

As an Associate, Product Manager at JPMorganChase within the Commercial & Investment Bank, Liquidity and Account Solutions, you will support the ongoing delivery, commercial growth, and product management of Virtual Account Management, a cash management solution that helps clients structure and view account activity across multiple levels. You will focus on data mining and analytical work that supports product reporting objectives and drives client-facing reporting enhancements. You will partner with stakeholders across product, technology, operations, sales, implementation, and client service to support delivery execution, implementation readiness, and issue management. You will contribute to documentation and enablement materials that improve product adoption and consistent execution.

Clients increasingly expect simpler, automated reporting across complex international structures and payment activity. This role supports enhancements that help clients rationalize account structures, centralize operating models, and improve efficiency in account and liquidity management. You will translate performance data and user feedback into insights, requirements, and measurable outcomes, while coordinating with regional partners across a global footprint. You will also support front-office partners throughout the client lifecycle, including inquiry handling and escalation support.

Job Responsibilities

• Analyze client usage and performance data to generate insights that inform product priorities, reporting enhancements, and measurable business outcomes.
• Manage defined analytics and reporting initiatives from concept through requirements gathering, delivery coordination, and post-release validation.
• Document clear business requirements and success measures, ensuring traceability from client needs to delivered functionality.
• Coordinate cross-functional delivery activities with technology and operations partners to support timely and quality releases.
• Monitor key performance indicators and trends to identify emerging usage, balance, and revenue patterns and escalation insights to product leadership.
• Support go-to-market readiness by preparing launch materials, enablement content, and follow-ups to validate adoption and product performance.
• Partner with sales coverage, implementation, and client service teams to refine use cases, metrics, and client narratives that support product growth.
• Advise internal stakeholders on solution details to support smooth implementations and effective responses to client inquiries or escalations.
• Maintain product documentation and best practices, sharing updates through established channels and contributing to periodic training.
• Identify risks, issues, and control gaps, track remediation actions, and participate in post-implementation reviews to strengthen product governance.

Required Qualifications, Skills And Capabilities

• 3+ years of experience in cash management, liquidity, or treasury-related product management, product delivery, or product implementation within a complex organization.
• Demonstrated experience delivering data mining or analytical initiatives that informed product decisions, client outcomes, or measurable business impact.
• Experience analyzing data and translating findings into stakeholder-ready outputs (for example, written summaries, reporting packs, or dashboards).
• Experience documenting business requirements and coordinating delivery with technology and operations teams.
• Ability to collaborate effectively across sales, implementation, client service, operations, technology, risk, compliance, and legal stakeholders.
• Strong written and verbal communication skills, including translating discussions into decisions, actions, risks, and issues.
• Strong organizational skills with the ability to manage multiple priorities, track actions to closure, and meet deadlines.
• Proficiency in Microsoft Office applications, including Excel and PowerPoint.
• Bachelor's degree or equivalent experience.

Preferred Qualifications, Capabilities And Skills

• Experience supporting digital cash management channels, client reporting tools, or reporting product enhancements.
• Familiarity with payments and reporting standards (including ISO 20022, MT, and BAI2).
• Experience using reporting and data tools (for example, Business Objects or Microsoft Access).
• Experience building automated reporting solutions (for example, Excel macros or comparable automation).
• Experience operating within a global product team across multiple regions and time zones.
• Experience supporting formal launch readiness routines and post-release performance reviews.
• Willingness and ability to travel as needed (frequency to be confirmed).

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About The Team

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.