Principal Engineer

Tazapay; Bengaluru; On-site; INR 4,000,000 - 7,500,000; Full time

Job summary

Tazapay is seeking a Principal Engineer to define and scale our global payments platform. You will lead architectural decisions, drive distributed systems design, and mentor senior engineers across multiple squads.

You will stay hands-on in critical components, shape engineering practices, and collaborate with product and business leaders to translate complex requirements into reliable, scalable systems for high-volume cross-border payments.

Qualifications

• Bachelor’s or Master’s degree in Computer Science, Engineering, or a related technical field.
• 12+ years of experience building and operating large-scale backend systems, including distributed systems in production.
• Staff/Principal Engineer or equivalent technical leadership experience.
• Hands-on backend design using Golang, or Java, Python, or C++.

Responsibilities

• Design and evolve the architecture of distributed systems powering global payment flows with guarantees around transactional integrity, auditability, security, compliance and financial correctness.
• Act as a technical leader across teams, defining architectural standards and engineering best practices.
• Remain hands-on in critical parts of the system, contributing to architecture, design, and key implementations.
• Drive AI-native engineering practices and evaluate AI/ML opportunities in the product.
• Collaborate with engineering, product, and business leaders to translate complex requirements into reliable systems.
• Identify and solve system bottlenecks related to performance, reliability, and scalability.
• Mentor and guide senior engineers and technical leaders across teams.

Skills

Distributed systems

Technical leadership

Go concurrency

Cloud architecture

Education

Bachelor’s or Master’s degree in Computer Science or related field

Tools

Golang

Java

Python

C++

Job description

About Tazapay

Tazapay is a global cross-border payment platform that enables businesses to seamlessly transact across fiat and stablecoins. With a robust Pay-in and Pay-out network spanning multiple geographies, Tazapay offers unparalleled flexibility in payment methods, including named virtual accounts, alternative payment methods (APMs), and stablecoins. Licensed in Singapore, Canada, USA and Australia, Tazapay provides a fully compliant and transparent payment infrastructure that allows businesses to offer fiat and stablecoin-based transactions to their underlying clients. Its platform ensures effortless onboarding of merchants while also supporting white-label solutions, empowering businesses to scale their global payments without operational complexity.

With Tazapay, enterprises can bridge the gap between traditional finance and digital assets, ensuring interoperability, compliance, and seamless cross-border transactions at scale. We are passionate about building reliable, secure, and cutting-edge payment solutions that empower businesses.

Role Overview

We are looking for a Principal Engineer to help define and scale the next generation of Tazapay’s global payments platform. The platform supports high-volume global payment flows across multiple currencies (fiat, stablecoins, and cryptocurrencies) and geographies. This is a hands‑on technical leadership role focused on solving complex distributed systems problems in areas such as payment orchestration and routing, cross-border settlement, financial ledgers, treasury management, fraud detection, AML and stablecoin infrastructure. A key part of this role will be helping evolve our engineering practices toward AI‑assisted software development and identifying where AI‑driven capabilities can improve our platform. This role requires a strong combination of deep technical expertise, pragmatic system design, and the ability to influence teams across the engineering organization.

Key Responsibilities

• Design and evolve the architecture of distributed systems powering global payment flows, settlement, and financial infrastructure with strong guarantees around transactional integrity, auditability, security, compliance and financial correctness.
• Act as a technical leader across teams, defining architectural standards and engineering best practices that guide the evolution of the platform across teams.
• Remain hands‑on in critical parts of the system, contributing to architecture, design, and key implementations where necessary.
• Drive AI‑native engineering practices. Improve AI‑assisted development workflows across the team. Evaluate and implement AI/ML/agentic opportunities in our product and lead implementation.
• Collaborate with engineering, product, and business leaders to translate complex business requirements into reliable and scalable technical systems.
• Identify and solve system‑level bottlenecks related to performance, reliability, scalability, and operational complexity.
• Mentor and guide senior engineers and technical leaders, helping raise the overall technical bar of the organization.

Qualifications

• Bachelor’s or Master’s degree in Computer Science, Engineering, or a related technical field
• 12+ years of experience building and operating large-scale backend systems, including significant experience designing distributed systems in production environments.
• Prior experience as a Staff Engineer, Principal Engineer, or equivalent technical leadership role.
• Strong hands‑on experience designing and building backend systems using Golang ( our primary backend programming language) or equivalent experience in Java, Python, or C++.
• Deep understanding of distributed systems, concurrency, consistency models, asynchronous architectures, and system reliability.
• Experience building and operating high‑availability services in cloud environments such as AWS, GCP, or Azure.
• Strong experience diagnosing and solving complex system problems related to performance, reliability, and scalability.
• Experience designing data models and storage systems using relational and NoSQL databases.
• Strong technical communication skills with the ability to influence engineers and stakeholders across teams.

Preferred Qualifications

• Deep expertise in Go concurrency patterns, performance tuning, and production debugging
• Prior experience with fintech and payments
• Proven expertise in the digital assets, stable coins, crypto current or block chain technologies