Principal Asset-Backed Investments

Artha Group; India; On-site; INR 3,600,000 - 4,500,000; Full time

Job summary

Artha Group in Mumbai seeks a Principal-level professional to build and institutionalize its fixed income vertical. The role focuses on identifying, evaluating, and scaling cash flow-oriented opportunities across asset-backed and operating models with disciplined portfolio construction and risk controls.

You will work closely with the CFO and CEO to shape this vertical into a meaningful contributor to the firm’s capital strategy, balancing origination, underwriting judgment, and portfolio

Qualifications

• CA is mandatory.
• 815 years of experience in fixed income, structured finance, private credit, or asset-backed investing.
• Strong understanding of cash flow-based underwriting and income-oriented investment models.
• Demonstrated experience in building or managing income-generating portfolios.
• Familiarity with structured transactions, contracts, and risk mitigation frameworks.
• Ability to independently evaluate opportunities with sound commercial and financial judgment.
• Experience working with senior leadership or investment committees.

Responsibilities

• Build and manage a diversified portfolio of cash flow-generating, asset-backed opportunities.
• Map and monitor portfolio performance across cash flows, yield profiles, durations, and risk exposure.
• Establish frameworks for income visibility, downside protection, and capital efficiency.
• Continuously assess portfolio performance and identify opportunities for optimization, reallocation, or exit.
• Develop internal benchmarks to track risk-adjusted performance and consistency.
• Build and sustain a high-quality pipeline of fixed income and structured opportunities.
• Identify scalable models across asset-backed, contract-driven, or usage-linked revenue streams.
• Evaluate opportunities with a focus on cash flow certainty, counterparty quality, and structural safeguards.
• Structure transactions with appropriate risk controls, documentation standards, and return thresholds.
• Maintain discipline across selection, underwriting, and execution processes.
• Work closely with the CFO and CEO to define and scale the fixed income strategy.
• Align portfolio construction with broader firm-level capital allocation priorities.
• Contribute to the development of structures and frameworks to expand this vertical.
• Integrate fixed income strategies within the firms overall investment platform.
• Develop deep expertise across asset-backed investing, structured finance, and alternative fixed income models.
• Track evolving market opportunities and structures within the income-generating ecosystem.
• Contribute to internal strategy with clear frameworks and informed perspectives.
• Establish credibility as an internal authority on fixed income and structured opportunities.
• Mentor and guide team members across evaluation, execution, and monitoring.
• Build structured approaches to underwriting, diligence, and portfolio tracking.
• Strengthen internal capability to scale the vertical with consistency and rigor.
• Instill a culture of ownership, discipline, and attention to detail.
• Establish and maintain strong processes across pipeline tracking, evaluation, and execution.
• Ensure all opportunities meet defined standards of documentation, governance, and risk control.
• Maintain clarity and consistency in internal reporting and decision frameworks.
• Uphold high standards of precision, accountability, and follow-through.

Skills

Fixed income

Structured finance

Asset-backed investing

Portfolio management

Cash flow underwriting

Risk frameworks

Senior leadership collaboration

Education

Chartered Accountant (CA)

Job description

About Artha Group

Artha Group is a performance-first investment house managing 2,300 crores across domestic and international investment vehicles, including Category I & II AIFs, LLPs, and Private Limited companies. With active investments in 130+ startups, with 32+ successful exits, and 10+ renewable energy projects. We operate at the convergence of capital precision and operational depth.

Role Overview

This is a Principal-level role focused on building and institutionalizing Arthas fixed income vertical.

The mandate is to identify, evaluate, and scale predictable, cash flow-oriented opportunities across asset-backed and operating models while ensuring disciplined portfolio construction, strong risk frameworks, and consistency of income.

The role requires a balance of origination, underwriting judgment, and portfolio oversight, along with the ability to work closely with senior leadership to shape this vertical into a meaningful and stable contributor to the firms capital strategy.

Location: Mumbai (Onsite, Full-Time)

Function: Fixed Income | Asset-Backed Opportunities | Capital Allocation

Defined pathway to Partnership & Strategic Leadership Roles

Core Responsibilities

Portfolio Construction & Management

• Build and manage a diversified portfolio of cash flow-generating, asset-backed opportunities


• Map and monitor portfolio performance across cash flows, yield profiles, durations, and risk exposure


• Establish frameworks for income visibility, downside protection, and capital efficiency


• Continuously assess portfolio performance and identify opportunities for optimization, reallocation, or exit


• Develop internal benchmarks to track risk-adjusted performance and consistency

Deal Flow Origination & Pipeline Development

• Build and sustain a high-quality pipeline of fixed income and structured opportunities


• Identify scalable models across asset-backed, contract-driven, or usage-linked revenue streams


• Evaluate opportunities with a focus on cash flow certainty, counterparty quality, and structural safeguards


• Structure transactions with appropriate risk controls, documentation standards, and return thresholds


• Maintain discipline across selection, underwriting, and execution processes

Strategic Collaboration & Capital Alignment

• Work closely with the CFO and CEO to define and scale the fixed income strategy


• Align portfolio construction with broader firm-level capital allocation priorities


• Contribute to the development of structures and frameworks to expand this vertical


• Integrate fixed income strategies within the firms overall investment platform

Thought Leadership & Domain Expertise

• Develop deep expertise across asset-backed investing, structured finance, and alternative fixed income models


• Track evolving market opportunities and structures within the income-generating ecosystem


• Contribute to internal strategy with clear frameworks and informed perspectives


• Establish credibility as an internal authority on fixed income and structured opportunities

Leadership, Training & Team Development

• Mentor and guide team members across evaluation, execution, and monitoring


• Build structured approaches to underwriting, diligence, and portfolio tracking


• Strengthen internal capability to scale the vertical with consistency and rigor


• Instill a culture of ownership, discipline, and attention to detail

Internal Discipline & Execution Rigor

• Establish and maintain strong processes across pipeline tracking, evaluation, and execution


• Ensure all opportunities meet defined standards of documentation, governance, and risk control


• Maintain clarity and consistency in internal reporting and decision frameworks


• Uphold high standards of precision, accountability, and follow-through

Must-Have Qualifications

• Chartered Accountant (CA) is mandatory


• 815 years of experience in fixed income, structured finance, private credit, or asset-backed investing


• Strong understanding of cash flow-based underwriting and income-oriented investment models


• Demonstrated experience in building or managing income-generating portfolios


• Familiarity with structured transactions, contracts, and risk mitigation frameworks


• Ability to independently evaluate opportunities with sound commercial and financial judgment


• Experience working with senior leadership or investment committees

Traits That Matter

• Strong orientation toward predictability, discipline, and capital preservation


• Ability to balance return generation with downside protection


• Structured thinker with high attention to detail


• Composed decision-making in complex or uncertain scenarios


• High ownership and accountability for outcomes


• Intellectual curiosity with a commitment to developing domain depth

Compensation

• Total Annual Compensation - 45,00,000 + Performance-linked upside tied to portfolio scale and outcomes


• Fixed Salary - 36,00,000


• Retention Bonus - 4,00,000 (paid annually)


• ESOPs - 5,00,000 (annual grant, subject to vesting applicable)