Principal – Asset-Backed Investments

Artha India Ventures; Mumbai City; On-site; INR 3,600,000 - 4,500,000; Full time

Benefits offered by this job

Retention Bonus

Performance-linked Upside

ESOPs

Job summary

Artha India Ventures is seeking a Principal to lead the development of its fixed income vertical in Mumbai. This role involves building a diversified portfolio of cash flow-generating opportunities and requires a Chartered Accountant (CA) with 8–15 years of relevant experience in structured finance or asset-backed investing. Compensation includes a total annual package of ₹45,00,000 with performance-linked bonuses and ESOPs. The ideal candidate will possess strong analytical skills, leadership abilities, and a focus on capital preservation.

Qualifications

• 8–15 years of experience in fixed income, structured finance, private credit, or asset-backed investing.
• Strong understanding of income-oriented investment models.
• Experience in building or managing income-generating portfolios.

Responsibilities

• Build and manage a diversified portfolio of cash flow-generating opportunities.
• Identify scalable models across asset-backed revenue streams.
• Work with senior leadership to define the fixed income strategy.

Skills

Cash flow-based underwriting

Structured finance

Investment management

Risk mitigation

Team leadership

Education

Chartered Accountant (CA)

Job description

Artha Group is a performance-first investment house managing ₹2,300 crores across domestic and international investment vehicles, including Category I & II AIFs, LLPs, and Private Limited companies. With active investments in 130+ startups, with 32+ successful exits, and 10+ renewable energy projects. We operate at the convergence of capital precision and operational depth.

Role Overview

This is a Principal-level role focused on building and institutionalizing Artha’s fixed income vertical.

The mandate is to identify, evaluate, and scale predictable, cash flow-oriented opportunities across asset-backed and operating models while ensuring disciplined portfolio construction, strong risk frameworks, and consistency of income.

The role requires a balance of origination, underwriting judgment, and portfolio oversight, along with the ability to work closely with senior leadership to shape this vertical into a meaningful and stable contributor to the firm’s capital strategy.

Defined pathway to Partnership & Strategic Leadership Roles

Core Responsibilities

• Build and manage a diversified portfolio of cash flow-generating, asset-backed opportunities
• Map and monitor portfolio performance across cash flows, yield profiles, durations, and risk exposure
• Establish frameworks for income visibility, downside protection, and capital efficiency
• Continuously assess portfolio performance and identify opportunities for optimization, reallocation, or exit
• Develop internal benchmarks to track risk-adjusted performance and consistency

Deal Flow Origination & Pipeline Development

• Build and sustain a high-quality pipeline of fixed income and structured opportunities
• Identify scalable models across asset-backed, contract-driven, or usage-linked revenue streamsEvaluate opportunities with a focus on cash flow certainty, counterparty quality, and structural safeguards
• Structure transactions with appropriate risk controls, documentation standards, and return thresholds
• Maintain discipline across selection, underwriting, and execution processes

Strategic Collaboration & Capital Alignment

• Work closely with the CFO and CEO to define and scale the fixed income strategy
• Align portfolio construction with broader firm-level capital allocation priorities
• Contribute to the development of structures and frameworks to expand this vertical
• Integrate fixed income strategies within the firm’s overall investment platform

Thought Leadership & Domain Expertise

• Develop deep expertise across asset-backed investing, structured finance, and alternative fixed income models
• Track evolving market opportunities and structures within the income-generating ecosystem
• Contribute to internal strategy with clear frameworks and informed perspectives
• Establish credibility as an internal authority on fixed income and structured opportunities

Leadership, Training & Team Development

• Mentor and guide team members across evaluation, execution, and monitoring
• Build structured approaches to underwriting, diligence, and portfolio tracking
• Strengthen internal capability to scale the vertical with consistency and rigor
• Instill a culture of ownership, discipline, and attention to detail

Internal Discipline & Execution Rigor

• Establish and maintain strong processes across pipeline tracking, evaluation, and execution
• Ensure all opportunities meet defined standards of documentation, governance, and risk control
• Maintain clarity and consistency in internal reporting and decision frameworks
• Uphold high standards of precision, accountability, and follow-through

Must-Have Qualifications

• Chartered Accountant (CA) is mandatory
• 8–15 years of experience in fixed income, structured finance, private credit, or asset-backed investing
• Strong understanding of cash flow-based underwriting and income-oriented investment models
• Demonstrated experience in building or managing income-generating portfolios
• Familiarity with structured transactions, contracts, and risk mitigation frameworks
• Ability to independently evaluate opportunities with sound commercial and financial judgment
• Experience working with senior leadership or investment committees

Traits That Matter

• Strong orientation toward predictability, discipline, and capital preservation
• Ability to balance return generation with downside protection
• Structured thinker with high attention to detail
• Composed decision-making in complex or uncertain scenarios
• High ownership and accountability for outcomes
• Intellectual curiosity with a commitment to developing domain depth

Compensation

Total Annual Compensation – ₹45,00,000 + Performance-linked upside tied to portfolio scale and outcomes

• Fixed Salary – ₹36,00,000
• Retention Bonus – ₹4,00,000 (paid annually)
• ESOPs – ₹5,00,000 (annual grant, subject to vesting applicable)