Personal Finance Advisor / Certified Financial Planner

Micro1; India; Remote; INR 5,174,000 - 10,348,000; Part time

Job summary

Cashback24x7 seeks Certified Financial Planner® / Personal Financial Advisor for a remote contractor role in the US. You will help train next-generation AI systems by providing real-world financial scenarios and expert domain knowledge.

This position leverages your professional experience with budgeting, retirement planning, and debt management to create high-quality input that models can learn from. You do not need prior AI experience; your client-facing advisory expertise will guide model

Qualifications

• Five+ years of client-facing financial planning experience.
• Strong budgeting and cash-flow planning skills.
• Experience with debt management and retirement planning for everyday clients.
• CFP certification strongly preferred (or CFP exam passed with relevant experience).

Responsibilities

• Review realistic financial planning scenarios that reflect everyday client conversations.
• Evaluate AI-generated advice for suitability, clarity, and practicality for mainstream households.
• Detail how you would conduct advisory conversations with goal prioritization and tradeoffs.
• Articulate decision rules and savings benchmarks used with real clients.

Skills

Client-facing planning

Budgeting & cash-flow

Debt management & retirement

CFP certification preferred

Job description

Job Title

Certified Financial Planner® / Personal Financial Advisor

Job Type

Contractor - US ONLY

Location

Remote

Job Summary

In this role, you'll apply your expertise to help train next-generation AI systems. Your work will shape how models learn, reason, and perform through high-quality, real-world input. No prior experience in AI is required - your domain knowledge is what matters.

Key Responsibilities

• Review realistic financial planning scenarios that reflect everyday client conversations, covering budgets, emergency funds, debt payoff, retirement planning, and more.


• Evaluate AI-generated advice for suitability, clarity, and practicality for mainstream and mass-affluent households.


• Detail how you would conduct advisory conversations - including question frameworks, goal prioritization, and tradeoff discussions (e.g., mortgage payments vs. 401(k) matching, debt repayment vs. investing).


• Articulate actionable decision rules and rules of thumb used with real clients (such as cash reserve targets or savings-rate benchmarks).


• Deliver written feedback to refine AI explanations, next steps, and tradeoff framing - focusing on clear, empathetic language for non-experts.


• Identify compliance and risk considerations, advising when to stay within scope or refer to other specialists (CPA, attorney, insurance).

Required Skills and Qualifications

• Several years of client-facing experience as a Financial Planner/Advisor, Personal Financial Consultant, or similar role serving mainstream households (W-2 income, standard employer retirement plans, common debts, and insurance needs).


• Demonstrated expertise in budgeting, cash-flow planning, debt management, retirement planning, education savings, and risk management for everyday clients.


• CFP® certification strongly preferred (or CFP exam passed with relevant experience), though ChFC or other credentials considered when paired with substantial practical experience.


• Exceptional written and verbal communication skills, able to explain tradeoffs in simple, reassuring language.


• High professional integrity, strong compliance orientation, and commitment to a fiduciary/client-first standard.


• Hands-on experience with standardized planning processes and a proactive approach to financial problem-solving.

Preferred Qualifications

• Experience blending holistic planning and financial coaching, especially in mass-market or workplace advisor roles.


• Experience mentoring junior advisors or developing planning process materials (checklists, playbooks, workflows).