Financial Advisor (CFA or CFP)

Micro1; India; Remote; INR 2,066,000 - 4,822,000; Part time

Job summary

Cashback24x7 is seeking an Everyday Personal Finance Advisor (CFP® AI Trainer) to help shape AI-assisted financial planning. You’ll review real-world scenarios, evaluate AI guidance, and provide actionable feedback for mainstream households navigating budgeting, debt, saving, and retirement planning.

The role emphasizes fiduciary, client-first service and collaboration with an AI lab. Remote, async work with a focus on clear, practical advice for W-2 earners and middle-income families.

Qualifications

• Several years of hands-on, client-facing experience providing holistic financial planning to mainstream households.
• Expertise in budgeting, cash flow analysis, debt management, retirement savings strategies, college planning, and basic risk management.
• CFP certification strongly preferred (or CFP exam passed with substantial relevant experience); CFA, ChFC, or similar planning credentials considered.
• Exceptional written and verbal communication skills, with a talent for breaking down complex topics for non-experts.
• Demonstrated commitment to fiduciary standards, compliance, and high-integrity client service.
• Experience mentoring others, developing workflows, or standardizing planning processes.
• Comfort working asynchronously and independently in a remote setting.

Responsibilities

• Evaluate and review advisory scenarios involving budgets, emergency funds, debt management, retirement planning, and investment decisions tailored to mainstream households.
• Assess AI-generated recommendations for suitability, compliance, and actionable practicality for W-2 earners and middle-income families.
• Document how actual advisor-client conversations unfold, including prioritizing goals, discussing tradeoffs, and walking clients through decision points.
• Detail decision rules, rules of thumb, and benchmarks commonly used in practice (e.g., cash reserve targets, debt payoff sequencing, retirement savings rates).
• Deliver clear, plain-language written feedback to enhance AI explanations, next steps, and client communication.
• Identify and flag compliance or risk issues, emphasizing a fiduciary, client-first approach and appropriate referral scenarios (CPA, attorney, insurance).
• Contribute to the development of workflows and processes that reflect best practices in everyday personal finance advising.

Skills

Client-facing experience

Holistic financial planning

Budgeting

Cash flow analysis

Debt management

Retirement planning

College planning

Insurance needs analysis

CFP certification preferred

Excellent communication

Fiduciary standards

Remote work

Education

CFP certification

CFP exam passed with substantial experience

CFA / ChFC considered

Job description

Job Title: Financial Advisor (CFA or CFP)

Job Type: Consulting/Contract

Location: Remote

Job Summary

Join our customer's team as an Everyday Personal Finance Advisor (CFP®) AI Trainer and help shape the future of AI-assisted financial planning. In this impactful role, you'll leverage your expertise with mainstream American households to review real-world client scenarios, evaluate AI-generated guidance, and offer actionable feedback to ensure technology truly serves both advisors and clients. You'll collaborate asynchronously with a leading AI lab, focusing on practical, empathetic advice for everyday people navigating budgeting, debt, saving, retirement planning, and basic investing decisions.

Key Responsibilities

• Evaluate and review realistic advisory scenarios involving budgets, emergency funds, debt management, retirement planning, and investment decisions tailored to mainstream households.
• Assess AI-generated recommendations for suitability, clarity, compliance, and actionable practicality for W-2 earners and middle-income families.
• Document how actual advisor-client conversations unfold, including prioritizing goals, discussing tradeoffs, and walking clients through decision points.
• Detail decision rules, rules of thumb, and benchmarks commonly used in practice (e.g., cash reserve targets, debt payoff sequencing, retirement savings rates).
• Deliver clear, plain-language written feedback to enhance AI explanations, next steps, and client communication.
• Identify and flag compliance or risk issues, emphasizing a fiduciary, client-first approach and appropriate referral scenarios (CPA, attorney, insurance).
• Contribute to the development of workflows and processes that reflect best practices in everyday personal finance advising.

Required Skills and Qualifications

• Several years of hands-on, client-facing experience providing holistic financial planning to mainstream households in roles such as Financial Advisor, Wealth Advisor, or Personal Financial Consultant.
• Expertise in budgeting, cash flow analysis, debt management, retirement savings strategies, college planning, and basic risk management (insurance needs analysis).
• CFP® certification strongly preferred (or CFP exam passed with substantial relevant experience); CFA, ChFC, or similar planning credentials considered with strong mainstream client work.
• Exceptional written and verbal communication skills, with a talent for breaking down complex topics for non-experts.
• Demonstrated commitment to fiduciary standards, compliance, and high-integrity client service.
• Experience mentoring others, developing workflows, or standardizing planning processes.
• Comfort working asynchronously and independently in a remote setting.

Preferred Qualifications

• Prior experience in roles blending financial planning and ongoing coaching, such as workplace financial consultant or advisor at national firms.
• Background designing or improving standardized planning processes or digital advisory journeys.
• Familiarity with personal finance apps, digital advice platforms, or AI-driven tools and a strong interest in innovation within the advisory space.