Personal Banker -Bengaluru- (HSR layout, sector 2)

Yes Bank; Bengaluru; On-site; INR 350,000 - 480,000; Full time

Job summary

Yes Bank is seeking a Personal Banker in Bengaluru to manage account opening, maintenance and closure processes, and to assist customers with inquiries while ensuring top service standards. You will coordinate with Sales RM and NOC teams to resolve deferrals and ensure data accuracy.

The role requires 1–6 years in banking, proficiency in MS Excel, strong communication, and a proactive, accountable mindset. A postgraduate degree and relevant certifications are advantageous.

Qualifications

• Graduate, (Post Graduate preferred).
• AMFI/NCFM/IRDA/JAIIB/CAIIB & such relevant certifications will be an added advantage.
• Past Experience: 1-6 years of work experience in Banking or Financial Services.
• Should be very proficient with use of Banking Software Systems.
• Should score at least 6 on 10 in proficiency with MS Excel and Communication skills.
• Overall Personality Must be Good & befitting the stature of the role.
• Must be a person who has strong sense of personal accountability, takes initiative & has tremendous positive energy/enthusiasm.
• Ability to balance various priorities & accomplish multiple tasks in parallel.

Responsibilities

• 1. Manage account opening, maintenance, and closure processes per YBL standards.
• 2. Scrutinize transactional documents and address inquiries from customers.
• 3. Deliver consistent service by coordinating with branch teams and handling queries.
• 4. Ensure compliance with internal, regulatory, and audit requirements.
• 5. Maintain discipline, prompt escalation, and effective vendor relations for branch operations.

Skills

Banking software systems

MS Excel

Communication skills

Personal accountability

Multitasking

Education

Graduate

Postgraduate preferred

AMFI/NCFM/IRDA/JAIIB/CAIIB certificates (advantage)

Tools

Banking Software Systems

Job description

Personal Banker

Job description

1. Account Opening & Maintenance: Run the processes for account opening, account maintenance & account closure related formalities as per YBL process Handle customers enquiries and instructions, whilst ensuring that the Bank's delivery standards are met in achieving total customer satisfaction. e.g. timely checking of account opening documentation, opening of Accounts etc. Ensure adherence to process & documentation standards (e.g.,forms/checklists, welcome calling, approvals, etc.) Ensure pro-active & sustained liaison with NOC, Product, Sales RM, etc. where required Maintain strict vigilance on the quality of forms and documentation provided Ensure timely follow up with Sales RMs of all BUs for resolution of any outstanding deferrals.

2. Transactions Related: Ensure proper scrutiny of all transactional documents submitted by the customer vis--vis branch checklist to ensure all that all necessary documents are submitted by the customer. Address all transaction related enquiries i.e. pre, during & post transaction processing & escalations Ensure strong monitoring of all transactions

3. Service & Quality: Ensure that all people, process, data & systems in the branch are well attended to deliver consistent & superior levels of service to all customers. Ensure that adequate records & data pertaining to customer queries and complaints is maintained & analysed for achieving greater process efficiency Ensure daily / weekly monitoring & analyses of various data points & reports that have bearing on Customer Service & process adherence. Play a pro-active role in new products, processes or systems roll out impacting the clients Coordinate with relationship managers and meet / interact with key clients on a periodic basis to stock take on service levels and customer satisfaction. Ensuring collection of CSS forms on periodic basis and sent to NOC. Implementation of 5S, ISO 9001:2000, Six Sigma standards & meet/exceed set quality parameters conforming to the standards.

4. Audit & Compliance: Responsible to follow all process, policies as per guidelines & audit rating of the branch Ensure comprehensive compliance with all internal, regulatory and statutory requirements as relevant for various product and services from a branch perspective Attend to any audit findings and resolve them immediately as applicable 5. Others: Maintain highest levels of discipline (punctuality, attendance, grooming standards etc) in the office Ensure timely escalation of issues that is impacting business and possible solutions to address the concerns to the BSDL. Manage Local Vendors /agency relationships to ensure smooth execution of transaction Responsible for Branch upkeep & maintenance and control over the cost Must be thorough with banking processes, regulations & guidelines across retail products. Comply with bank policies and procedures to ensure safety and security of bank's and customer's assetsEducation:

• Graduate, (Post Graduate preferred)
  
• AMFI/NCFM/IRDA/JAIIB/CAIIB & such relevant certifications will be an added advantage
  Past Experience:
  
• 1-6 years of work experience in Banking or Financial Services
  Other Aspects /
  Skills:
• Comply with bank policies and procedures to ensure safety and security of bank's and customer's assets
  Expected CandidateAge Minimum 21 to Maximum 28 years
  Profile
  Education:
  
• Should be very proficient with use of Banking Software Systems
  
• Should score at least 6 on 10 in proficiency with MS Excel and Communication skills
  
• Overall Personality Must be Good & befitting the stature of the role
  
• Must be a person who has strong sense of personal accountability, takes initiative & has tremendous positive energy/enthusiasm
  
• Ability to balance various priorities & accomplish multiple tasks in parallel