Operations Team Member - Commercial Operations

Kotak Mahindra Bank Limited; Ahmedabad District; On-site; INR 400,000 - 700,000; Full time

Job summary

Kotak Mahindra Bank Limited in Ahmedabad seeks an meticulous and proactive Operations Team Member for WBG Operations (Ops) - Commercial Operations. You will verify legal documents, maintain records, ensure compliance, and support end-to-end processing for loan documentation.

The role involves coordinating with auditors, generating MIS reports, and liaising with internal teams to ensure timely disbursements and adherence to stamping, collateral, and sanction terms.

Qualifications

• Experience in end-to-end documentation verification and record maintenance.
• Ability to ensure compliance with internal and regulatory standards.
• Experience in generating MIS reports and coordinating with auditors.

Responsibilities

• Verify executed legal documents per documentation grid and sanction letters.
• Maintain limits, collateral records, and post-disbursement tracking.
• Coordinate insurance policy maintenance and LLI with relevant teams.
• Prepare and release disbursement advice and track post-disbursement conditions.
• Liaise with auditors, generate MIS reports, and ensure timely resolution of queries.

Skills

Documentation verification

Compliance

MIS reporting

Auditor liaison

Stakeholder coordination

Attention to detail

Job description

Operations Team Member_WBG Operations (Ops)-Commercial Operations_Ahmedabad

We are looking for a meticulous and proactive Operations Team Member to join our Commercial Operations team within the Wholesale Banking Group (WBG). The ideal candidate will be responsible for verifying legal documentation, maintaining operational records, and ensuring compliance with internal and regulatory standards. This role demands strong attention to detail, excellent communication skills, and the ability to manage multiple tasks efficiently. The candidate will be involved in end-to-end documentation verification, collateral and limit maintenance, insurance policy coordination, and post-disbursement tracking. The role also includes liaison with auditors, MIS reporting, and coordination with various internal teams for seamless operational execution. Verify executed legal documents as per the Documentation Grid and Sanction Letter/Term Sheet. Ensure adherence to Stamp Duty norms as per the Legal Stamp Duty Grid. Maintain limits and collateral records accurately. Perform CERSAI maintenance including charge creation and release for various asset types. Update PSL for CCOD products based on templates received from business. Coordinate insurance policy maintenance as per sanction terms with the centralized desk. Prepare and release Disbursement Advice to Loan Maintenance Team for loan disbursements. Issue Limit Loading Instructions (LLI) to Treasury and CMS teams for respective products. Manage insertions of documents received post-disbursement. Close deferrals upon receipt of requisite documents from Business Units. Track post-disbursement conditions in DRS marked as "pre-approved". Handover files and dockets to DMT and obtain acknowledgements. Weekly handover of PDC/SPDCs to vendors and collect acknowledgements. Liaise with auditors and ensure resolution of audit queries. Generate and maintain MIS reports including daily reporting, pending status, and insertions. Confirm release of property and verify documents before handing over to stakeholders. Ensure sanction letters are signed by authorized signatories as per business/credit list.

Experience Level Mid Level