Officer Cash And Trade Processing Analyst

Citi; Gurugram District; Hybrid; INR 900,000 - 1,500,000; Full time

Benefits offered by this job

Hybrid work flexibility

Global exposure to EMEA markets

Learning & development programs

Competitive compensation and benefits

Team-oriented, performance-driven work

Job summary

Citi is seeking a Cash and Trade Processing Analyst to join its Transaction Services team in Gurgaon, India. You will manage complex mutual fund cash and trade transactions, liaising with dealers and fund counterparts to ensure timely settlement.

The role emphasizes process improvement, risk management, and regulatory compliance, with a hybrid work model offering a balance of in-office and remote days for professionals in financial services.

Qualifications

• 4 to 6 years of experience in cash and trade processing, payments operations, or a closely related financial services function.
• Hands-on experience handling mutual fund cash and trade payments and reporting within a banking or financial services environment.
• Working knowledge of EMEA market conventions, currency cut-off timelines, and cross-border payment flows.
• Practical understanding of financial industry regulations relevant to transaction processing and trade operations.
• Clear and effective communication skills, with the ability to engage confidently with dealers, fund counterparts, and internal stakeholders.

Responsibilities

• Process and manage complex mutual fund cash and trade transactions, including payments, receivables and liquidity flows
• Serve as a subject matter expert for transaction processing workflows, identifying and implementing process improvements to drive operational efficiency.
• Liaise directly with dealers and mutual fund counterparts to coordinate transaction delivery, resolve queries, and maintain service standards.
• Analyse operational data and apply technical expertise to evaluate issues and recommend practical, precedent-informed solutions.
• Manage currency cut-off deadlines effectively, including extended working hours when required, to ensure timely settlement across markets.
• Coordinate with internal and external stakeholders to respond to deliverable requests and support cash and trade operations projects.
• Monitor and manage risk across transaction activity, ensuring compliance with applicable regulations, internal policies, and control standards, and escalating issues with transparency where required.

Skills

Cash and trade processing experience

Mutual fund payments & reporting

EMEA market conventions & currency cut

Regulatory understanding

Analytical thinking

Communication with dealers & fund COUN

Education

Bachelor's degree

Job description

Job Description:

Citi is looking for a Cash and Trade Processing Analyst to join its Transaction Services team, supporting across mutual fund cash and trade payment processing and reporting. In this role, you will act as a subject matter expert managing complex transaction flows — including payments, receivables, trade activity, and liquidity — while engaging directly with dealers and mutual fund counterparts to ensure accurate and timely execution.

Responsibilities

• Process and manage complex mutual fund cash and trade transactions, including payments, receivables and liquidity flows
• Serve as a subject matter expert for transaction processing workflows, identifying and implementing process improvements to drive operational efficiency.
• Liaise directly with dealers and mutual fund counterparts to coordinate transaction delivery, resolve queries, and maintain service standards.
• Analyse operational data and apply technical expertise to evaluate issues and recommend practical, precedent-informed solutions.
• Manage currency cut-off deadlines effectively, including extended working hours when required, to ensure timely settlement across markets.
• Coordinate with internal and external stakeholders to respond to deliverable requests and support cash and trade operations projects.
• Monitor and manage risk across transaction activity, ensuring compliance with applicable regulations, internal policies, and control standards, and escalating issues with transparency where required.

Required qualifications & skills

• 4 to 6 years of experience in cash and trade processing, payments operations, or a closely related financial services function.
• Hands-on experience handling mutual fund cash and trade payments and reporting within a banking or financial services environment.
• Working knowledge of EMEA market conventions, currency cut-off timelines, and cross-border payment flows.
• Practical understanding of financial industry regulations relevant to transaction processing and trade operations.
• Clear and effective communication skills, with the ability to engage confidently with dealers, fund counterparts, and internal stakeholders.
• Strong analytical capability, with the ability to interpret transaction data, identify discrepancies, and apply sound judgement to resolve operational issues.
• Bachelor's degree or equivalent professional experience.

Beneficial skills & qualifications

• Familiarity with liquidity management and wholesale banking transaction flows.
• Experience working within a global or multi-market operations environment, particularly across EMEA time zones.
• Prior exposure to process improvement initiatives within a transaction services or operations function.

What we offer

At Citi, you will be part of a high-performing transaction services team that operates at a global scale, giving you direct exposure to EMEA markets and meaningful impact on the quality and efficiency of critical payment flows. This is a role that rewards expertise, rewards delivery, and offers genuine opportunity for professional growth.

• Hybrid working model with 3 days in the office and 2 days working remotely, providing flexibility while maintaining strong team connectivity.
• Exposure to complex, high-value transaction environments spanning mutual fund operations and EMEA market activity.
• Opportunity to deepen specialist expertise as a recognised subject matter expert within a global Transaction Services function.
• Access to learning and development programmes that support ongoing career progression within Citi's operations and transaction services network.
• Competitive compensation and a comprehensive benefits package, including financial wellbeing and family support provisions.
• A collaborative, performance-oriented team environment where your contribution directly influences operational outcomes and client service quality.

Job Family Group:

Operations - Transaction Services

Job Family:

Cash Management

Time Type:

Full time

Most Relevant Skills

Please see the requirements listed above.

Other Relevant Skills

For complementary skills, please see above.

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