Mortgage Underwriter

Enrich And Enlight Business Consulting; Nashik District; On-site; INR 600,000 - 900,000; Full time

Job summary

Enrich And Enlight Business Consulting is seeking a Team Leader for mortgage underwriting to oversee a team evaluating credit decisions on mortgage applications in line with underwriting policies and investor guidelines.

The role requires 5–8 years of US mortgage underwriting experience and 1–3 years of team leadership, along with strong communication and analytical skills to drive compliance, efficiency, and client satisfaction across processes.

Qualifications

• Minimum 1-3 years of Team Handling experience.
• Minimum 5-8 years of US Mortgage Underwriting experience.
• Excellent communication and analytical skills.
• Ability to prioritize and multi-task effectively.

Responsibilities

• Manage the day-to-day operations of the mortgage loan underwriters.
• Maintain monthly performance measurements: Timeliness, production goals, compliance/regulatory, and customer satisfaction
• Ensures compliance with state and federal lending laws and investor guidelines
• Develops, analyzes, and completes monthly reports to track and monitor production, efficiency, compliance with investor guidelines against stated objectives and underwriter quality against established standards
• Disseminates policies, procedures, and announcements to staff in a timely manner and conducts regular and recurring meetings with staff to build an effective communication flow.
• Maintain quality and production standards as defined by business. Perform other job-related duties and special projects as required.
• Develops performance standards and measurements for staff in order to accurately assess actual performance against established goals.
• Maintaining service level standards
• Perform internal Quality check, providing floor support and feedback to other staff.
• Responding to all emails efficiently

Skills

Strong communication skills

Analytical skills

Issue resolution

Prioritization

Tools

MS Office

Job description

Role & responsibilities

Job Description

The Team Leader is responsible for Managing the team involved in auditing credit decisions on mortgage applications consistent with underwriting policies, mortgage commitments, and verifying supporting documentation as submitted by applicants.

• Maintain monthly performance measurements: Timeliness, production goals, compliance/regulatory, and customer satisfaction
• Manages the day-to-day operations of the mortgage loan underwriters. Ensures compliance with state and federal lending laws and investor guidelines
• Develops, analyzes, and completes monthly reports in order to track and monitor production, efficiency, compliance with investor guidelines against stated objectives and underwriter quality against established standards
• Disseminates policies, procedures, and announcements to staff in a timely manner and conducts regular and recurring meetings with staff in order to build an effective communication flow.
• Maintain quality and production standards as defined by business. Perform other job-related duties and special projects as required.
• Develops performance standards and measurements for staff in order to accurately assess actual performance against established goals.

Additional responsibilities of the UW TL includes:

• Maintaining service level standards
• Perform internal Quality check, providing floor support and feedback to other staff.
• Responding to all emails efficiently

Person Specification

Knowledge/Experience:

• Minimum 1-3 years of Team Handling experience
• Minimum 5-8 years of US Mortgage Underwriting experience

Competencies/Skills:

• Strong communication skills, verbal and written.
• Strong analytical skills
• Demonstrated ability to resolve complicated issues as they arise.
• Proven organizational skills and demonstrated ability to prioritize and multi-task.

Skills:

• Flexible (Willingness to work in night shift),
• Knowledge of MS Office
• Positive and flexible attitude
• Attention to detail.
• Customer focused.
• Good Team Player/Strong Interpersonal skills