Manager, Product Development - EMV and Payment Technology

MasterCard; Pune District; On-site; INR 3,500,000 - 5,500,000; Full time

Job summary

Mastercard seeks a Manager, Product Development - EMV and Payment Technology Overview, to lead approvals for mobile payment apps, wallets, wearables, and back-end services. You will ensure compliance with Mastercard processes and coordinate with MDES, GVCP, PCI teams globally.

The role requires 9+ years in QA, PM or process engineering, with strong ENGLISH, MS Office/VB skills, and experience across software, fintech and e-commerce domains.

Qualifications

• University degree in Engineering or equivalent practical experience.
• 9+ years’ experience in quality assurance, project management, or business process engineering.
• Industry exposure in software development, financial services, telecom/mobile, e commerce.

Responsibilities

• Lead and manage operations related to Mobile Payment Applications, Wallet UI, Wearables, and Back-End Server Approvals.
• Ensure full compliance with Mastercard testing, branding, approval processes, and operational rules.
• Oversee global approval processes for Wallet UI, MPQR, Cloud-Based Payments, TSP, and TSM.
• Act as primary interface with external partners, vendors, developers, and customers.
• Organize and lead weekly stakeholder calls to track progress and resolve issues.
• Manage modifications to vendor contracts and engage legal when required.

Skills

EMV specifications

Chip card technology

Quality Assurance

Project Management

VB development

MS Access

English communication

Stakeholder management

Education

Engineering degree

Tools

Visual Basic

Microsoft Office

Job description

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary Manager, Product Development - EMV and Payment Technology Overview

Mastercard delivers robust, high quality, and fully approved technology products that enable issuers, acquirers, and partners to bring secure and innovative payment solutions to market. Within the Chip Engineering organization, the Product Approval Team plays a critical role in ensuring that these products—ranging from cardholder and acceptance devices to Wallet UIs, mobile applications, and back end systems—meet Mastercard standards and are delivered on time. This role provides the opportunity to work globally across a wide spectrum of products, including device-based solutions, wearables, mobile payment applications, cloud based payment systems, transit solutions, and backend services.

Major Responsibilities

• Lead and manage operations related to Mobile Payment Applications, Wallet UI, Wearables, and Back-End Server Approvals.
• Ensure full compliance with Mastercard testing, branding, approval processes, and operational rules.
• Oversee the execution of global approval processes and associated requirements for:
  • Wallet UI and Wearables
  • Merchant Presented QR (MPQR)
  • Cloud-Based Payments (MCBP)
  • Token Service Providers (TSP)
  • Trusted Service Managers (TSM) for SE/TEE-based solutions
  • Link with MDES, GVCP and PCI teams to ensure all pre-requisites are met
• As a backup, manage operations related to Tap-on-phone Product Approvals Vendor, Partner & Customer Engagement.
• Act as a primary interface with key external partners, vendors, developers, and customers.
• Organize and lead weekly calls with stakeholders to track progress and resolve issues.
• Manage modifications to vendor contracts or agreements, engaging legal when required.

Accredited Laboratory Management

• Manage the Global Test Bench Identifier (GTBI) tool and ensure timely delivery to labs.

Data, Reporting & Process Automation

• Maintain product approval databases and tracking files, proposing and implementing continuous improvement ideas.
• Implement AI/Agent in our daily support activities and operations (when possible).
• Visual Basic developments to automate workflows and accelerate approval operations.
• Provide management with quarterly reports covering SLAs, approval volumes, KPIs, and key statistics.
• Manage bi-weekly internal approved products report.
• Manage publications on Mastercard Connect.
• Contribute to communiqués outlining process changes and enhancements.

Regional Support

• Support Mastercard Regional teams regarding product approval processes and product migration topics.

Required Skills & Experience

Education

• University degree in Engineering or equivalent practical experience; advanced degree preferred.

Professional Background

• 9+ years’ experience in quality assurance, project management, or business process engineering.
• Industry exposure in one or more of the following: software development, financial services, telecom/mobile, e commerce.

Technical & Domain Expertise

• Strong understanding of digital payment systems.
• In depth knowledge of chip card technology and EMV specifications.
• Familiarity with testing and approval methodologies is essential.
• Strong proficiency in Microsoft Office, especially Access; Visual Basic development experience required.

Core Skills

• Excellent analytical and business writing skills.
• Strong project management capabilities with the ability to lead cross-functional initiatives without direct authority.
• Ability to manage multiple concurrent projects and global stakeholder relationships.
• Business acumen and ability to provide solutions while managing customer expectations.
• Strong presentation and communication skills, with clarity in explaining concepts and processes.
• Self motivated with a strong record of success in team-based environments.
• Excellent command of English (Mandarin if possible), both spoken and written.

Corporate Security Responsibility

• All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
• Abide by Mastercard’s security policies and practices;
• Ensure the confidentiality and integrity of the information being accessed;
• Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

Everyone wants easier ways to pay; we invent them. Checkout lines are slow; we speed them along. Merchants want more sales; we give them data and insights. People need financial access; we connect them. Corporate purchasing is complicated; we make it simple. Commuters are busy; we speed them on their way. Governments need greater efficiencies; we help create them. Small businesses are virtual; we give them access to a world of buyers. Retailers want to fight fraud; we provide the tools.