Manager - Credit operations - Immediate Joiner- 2 Openings

R Systems International; Bengaluru; On-site; INR 1,300,000 - 1,800,000; Full time

Job summary

R Systems International is seeking an experienced Manager in Bengaluru to lead credit documentation and loan analysis. The role requires strong financial expertise and team leadership in a fast-paced environment.

Candidates should have at least 5 years of experience in US Mortgage or Commercial Lending, alongside team management experience. A proactive approach to process improvement and regulatory compliance is essential.

Qualifications

• 5+ years in US Mortgage/Commercial Lending or related areas.
• At least 2 years of managerial experience.
• Experience in BFSI/lending/financial services.

Responsibilities

• Oversee credit documentation and loan analysis operations.
• Ensure compliance with credit policies and regulatory standards.
• Lead process improvement initiatives and team development.

Skills

Strong financial expertise

Loan documentation knowledge

Client interaction skills

Team leadership

Communication skills

Job description

We are looking for an experienced Manager with strong financial expertise and in-depth knowledge of loan documentation and credit analysis. This role involves strategic oversight, team leadership, and complete ownership of documentation quality, compliance, and service delivery in a fast-paced, SLA-driven environment.

Role Overview

• Minimum 5+ years of experience in US Mortgage/Commercial Lending, Credit Operations, Loan Documentation, or Underwriting Support.
• Prior experience in team management within BFSI, lending, or financial services is preferred.
• Willingness to work night shifts and from office (WFO).
• Strong verbal and written communication skills.
• Experience in client interaction and stakeholder management.
• Proven ability to handle and lead teams effectively.

Key Responsibilities

• Lead and oversee end-to-end credit documentation and loan analysis operations, ensuring compliance with credit policies, program guidelines, and regulatory standards
• Review loan applications and supporting documents for accuracy, completeness, and adherence to compliance requirements
• Develop and implement quality control frameworks, standardized checklists, and audit mechanisms to maintain high documentation standards
• Guide teams in the collection, verification, and organization of borrower documentation, including financial statements, tax returns, ownership structures, and insurance records
• Identify and resolve complex documentation discrepancies related to financial data, ownership, entity structures, and compliance risks.
• Act as the primary escalation point for critical credit, documentation, and process-related issues.
• Collaborate with Sales, Underwriting, Closing teams, and external stakeholders to ensure smooth workflow and timely loan closures
• Monitor SLA adherence, productivity, quality metrics, and overall team performance; drive necessary improvements.
• Lead process improvement initiatives, including automation and workflow optimization.
• Ensure accurate data entry, tracking, and reporting within CRM and Loan Origination Systems.
• Support team development through coaching, training, and succession planning.

Eligibility Criteria

• Minimum 5+ years of experience in Commercial Lending, Credit Operations, Loan Documentation, or Underwriting Support.
• At least 2 years of managerial experience (official designation as Manager is mandatory).
• Experience managing teams in BFSI/lending/financial services environments preferred.
• Flexibility to work night shifts and in a work-from-office (WFO) setup.