Manager Credit, Consumer PBU

A300-Good Year India Limited; New Delhi; In loco; INR 1.500.000 - 2.100.000; Tempo pieno

Descrizione del lavoro

Goodyear currently seeks a Credit Risk Manager to evaluate customer creditworthiness and set prudent credit terms. You will oversee receivables, monitor overdue accounts, and analyze financial statements to identify risks.

Collaboration with Sales and Finance will be essential to balance growth with risk mitigation. The ideal candidate holds a Chartered Accountant designation with 5–7 years of experience in credit risk or receivables management, and is proficient in MS Excel and SAP ERP.

Competenze

• CA qualification is mandatory.
• 5-7 years of relevant experience in credit management or related finance roles.
• Strong understanding of credit assessment, cash flow analysis, and working capital management.

Mansioni

• Evaluate customer creditworthiness and determine credit limits and payment terms.
• Manage credit risks across the Consumer PBU portfolio.
• Monitor accounts receivable, overdue balances, and collection performance.
• Analyze customer financial statements, payment behavior, and credit history.
• Review and recommend credit limit enhancements and extensions.
• Collaborate with Sales and Commercial teams to support business growth with proper credit controls.
• Monitor ageing reports and develop action plans to address overdue payments.

Conoscenze

Credit risk analysis

Financial analysis

Accounts receivable management

Stakeholder management

Excel proficiency

Formazione

Chartered Accountant (CA) qualification

Strumenti

MS Excel

SAP ERP

Descrizione del lavoro

You will be responsible for:

• You will be responsible for evaluating customer creditworthiness, assessing financial health, and recommending appropriate credit limits and payment terms.
• You will be responsible for managing credit risks across the Consumer PBU portfolio, ensuring adherence to the organization’s credit policies and approval processes.
• You will be responsible for monitoring accounts receivable, overdue balances, and collection performance to minimize credit exposure and improve working capital.
• You will be responsible for analyzing customer financial statements, payment behavior, credit history, and other relevant financial indicators to identify potential risks.
• You will be responsible for reviewing and recommending credit limit enhancements, extensions, and exceptions based on business requirements and risk assessments.
• You will be responsible for partnering with Sales and Commercial teams to facilitate business growth while maintaining appropriate credit controls and risk mitigation measures.
• You will be responsible for monitoring ageing reports, identifying high‑risk accounts, and developing action plans to address overdue payments and potential bad debts.
• You will be responsible for coordinating with internal stakeholders to resolve credit‑related disputes, payment issues, and customer account discrepancies.
• You will be responsible for preparing credit risk reports, receivables dashboards, and periodic management updates to support informed decision‑making.
• You will be responsible for identifying opportunities to strengthen credit processes, improve operational efficiency, and enhance receivables management.
• You will be responsible for ensuring compliance with internal controls, audit requirements, and applicable financial policies and procedures.

What you’ll bring:

• Chartered Accountant (CA) qualification is mandatory.
• 5-7 years of relevant experience in credit management, credit risk, receivables management, or commercial finance.
• Strong understanding of credit assessment, financial analysis, credit control, and working capital management.
• Experience in evaluating customer financials, managing credit limits, and monitoring receivables and overdue accounts.
• Strong analytical, problem‑solving, and financial reporting skills.
• Ability to collaborate effectively with Sales, Finance, and cross‑functional stakeholders.
• Proficiency in MS Excel and financial reporting tools; experience with ERP systems such as SAP will be an advantage.
• Strong communication, stakeholder management, and decision‑making skills.

Goodyear is one of the world's largest tire companies. It employs about 63,000 people and manufactures its products in 48 facilities in 19 countries around the world. Its two Innovation Centers in Akron, Ohio, and Colmar‑Berg, Luxembourg, strive to develop state‑of‑the‑art products and services that set the technology and performance standard for the industry. For more information about Goodyear and its products, go to www.goodyear.com/corporate Goodyear is an equal employment opportunity employer.

All qualified applicants will receive consideration for employment without regard to any characteristic protected by law.

At Goodyear, we make life's connections easier every day. People around the world count on us to get them where they need to go, now and into the future. But our relentless pursuit of forward motion doesn't just keep the world moving. It shapes a workplace that celebrates our different talents, experiences, and culture. It inspires us to continue developing our skills and encourages our career moves all while keeping us focused on building a better future for our associates, our business, and the planet. Come discover the opportunities ahead with Team Goodyear.

Working at Goodyear A true member of the Goodyear hiring team will always interview candidates in‑person or over the phone before extending any job offers. Candidates are never asked to download software, provide financial information or send payment as part of the employment process. Goodyear is committed to providing a website that is accessible to the widest possible audience, regardless of technology or ability.

If you need reasonable accommodation to complete the online application, or any other part of the employment process, please call the Goodyear Candidate Care Line at 330.796.4500. When contacting us, please provide your name, telephone number, and email address, along with a description of your request for accommodation.

Reasonable workplace accommodations are considered on a case‑by‑case basis. Please note that only those inquiries concerning a request for a reasonable workplace accommodation will be responded to. Goodyear is an Equal Employment Opportunity and Appreciative Action Employer.

All qualified applicants will receive consideration for employment without regards to that individual's race, color, religion or creed, national origin or ancestry, sex (including pregnancy), sexual orientation, gender identity, age, physical or mental disability, veteran status, genetic information, ethnicity, citizenship, or any other characteristic protected by law.

Notice: Federal law requires Goodyear to verify the identity and employment eligibility of all persons hired to work in the United States. Goodyear will provide the Social Security Administration (SSA) and, if necessary, the Department of Homeland Security (DHS), with information from each new employee’s Form I-9 to confirm work authorization. See posters below for details. E-Verify Participation Poster (English and Spanish) If you have the right to work, don't let anyone take it away.