Loan Servicing - Team Member / Operations Analyst

Aumni; Bengaluru; On-site; INR 700,000 - 900,000; Full time

Job summary

JPMorgan Chase in Bengaluru seeks a Credit & Loan Servicing Specialist to execute operational tasks within SLAs, handling deals, drawdowns, rollovers, repayments, funding, and rate-fixings. You will gain expertise in Nostro & Past Due reconciliation and contribute to efficient banking operations.

The role requires a finance background with 6 months in financial services, strong analytical skills, and the ability to collaborate across multiple teams to ensure accuracy and compliance.

Qualifications

• Bachelor's degree in finance or related field; or equivalent work experience.
• Demonstrate a minimum of 6 months of experience in financial services with delivery.
• Understand business financial statements, cash flow, and loans across industries.
• Strong research, analytical and data comprehension skills.
• Manage clients, build partnerships, and lead with multiple stakeholders.
• Effective time management and prioritization to achieve objectives.
• Strong communication with interpersonal and analytical skills, able to work independently.

Responsibilities

• Adhere to established QUALITY & QUANTITY SLAs consistently.
• Ensure 100% compliance with process-related policies, guidelines, and controls.
• Manage Deal Closing, Drawdowns, Rollovers, Repayments, and other financial processes efficiently.
• Support the secondary trading desk with trade booking and settlements.
• Liaise with bank departments and external contacts, including Borrowers and Trustees.
• Follow up promptly with agents or customers for any missing notifications.
• Complete all funding within the SLA on the same day.
• Serve as the SME and first internal point of contact for process-related queries and clarifications.
• Act as the first point of escalation for process-related issues from customers.
• Pay attention to detail to ensure all documents are processed correctly.
• Identify and implement changes to processes to improve productivity and efficiency.

Skills

Financial analysis

Stakeholder management

Time management

Communication skills

Data analysis

Attention to detail

Team collaboration

Education

Bachelor's degree in finance or related field

Job description

Join our Loans group as a Credit & Loan Servicing Specialist and play a key role in supporting critical banking functions. This position offers exposure to diverse operational processes and the opportunity to contribute to the success of our financial services. Be part of a collaborative team dedicated to delivering excellence and driving client satisfaction.

Job Summary

As a Credit & Loan Servicing Specialist within the Loans group, you will execute assigned operational tasks while maintaining strict compliance with Service Level Agreements (SLAs). You will manage processes such as Deal Closing, Drawdowns, Rollovers, Repayments, Pre‑payments, Funding, Rate‑Fixings, Fees, and external payments. This role enables you to develop expertise in Nostro & Past Due Reconciliation and make a meaningful impact on our operations.

Job Responsibilities

• Adhere to established QUALITY & QUANTITY SLAs consistently.
• Ensure 100% compliance with process‑related policies, guidelines, and controls.
• Manage Deal Closing, Drawdowns, Rollovers, Repayments, and other financial processes efficiently.
• Support the secondary trading desk with trade booking and settlements.
• Liaise with bank departments and external contacts, including Borrowers and Trustees.
• Follow up promptly with agents or customers for any missing notifications.
• Complete all funding within the SLA on the same day.
• Serve as the SME and first internal point of contact for process‑related queries and clarifications.
• Act as the first point of escalation for process‑related issues from customers.
• Pay attention to detail to ensure all documents are processed correctly.
• Identify and implement changes to processes to improve productivity and efficiency.

Required qualifications, capabilities and skills

• Hold a bachelor's degree in finance or a related field, or possess equivalent work experience.
• Demonstrate a minimum of 6 months of experience in the financial services industry with a proven track record of delivery.
• Understand business financial statements, cash flow capacity, and loans across various industries.
• Exhibit strong research, analytical, and comprehension skills to analyze large data sets.
• Manage clients effectively, build partnerships, and lead while engaging multiple stakeholders.
• Utilize effective time management and prioritization skills to achieve business objectives.
• Communicate effectively with strong interpersonal and analytical skills, working independently on multiple assignments.

Preferred qualifications, capabilities, and skills

• Build relationships with clients, internal partners, and peers effectively.
• Recognize issues or problems that need to be escalated promptly.
• Develop domain learning and exhibit strong interpersonal and communication skills.
• Apply analytical thinking and problem‑solving skills effectively.
• Understand the product lifecycle and area product management thoroughly.
• Demonstrate adaptability in a dynamic work environment.
• Collaborate across teams to drive process improvements and operational excellence.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. Deliver efficient loan servicing and credit support, ensuring compliance, accuracy, and seamless banking operations for our clients