Lead Regulatory Reporting

YES BANK; Mumbai; On-site; INR 1,500,000 - 2,500,000; Full time

Job summary

YES BANK in Mumbai is seeking a Team Lead for Prudential Regulation & Basel Norms to guide interpretation, computation, and regulatory reporting under RBI and Basel III frameworks, ensuring accurate capital, liquidity, and leverage metrics while advising senior management on regulatory matters.

The role leads Basel III capital computations, manages RWA across risk types, and ensures timely RBI submissions, collaborating with Finance, Risk, Treasury, and Audit to strengthen controls and drive

Qualifications

• 8–12 years in regulatory reporting / capital management within a bank or financial institution.
• CA / MBA (Finance) / CFA / FRM preferred.
• Strong Basel III and RBI prudential knowledge.
• Experience with RBI submissions and Pillar 3 disclosures.

Responsibilities

• Lead computation and review of Basel III capital adequacy and related metrics.
• Oversee RWA across Credit, Market, and Operational risk.
• Ensure timely RBI prudential returns submission and regulatory tracking.
• Drive automation and continuous improvement in regulatory processes.

Skills

Basel III / RBI norms

Capital adequacy

RWA

LCR/NSFR

Leverage ratio

Regulatory reporting

Education

CA / MBA (Finance) / CFA / FRM

Job description

Team Lead - Prudential Regulation & Basel Norms

Location: Mumbai

Reporting To: Head - Regulatory Reporting

Role Purpose

To lead the interpretation, computation, and regulatory reporting of prudential requirements under RBI and Basel III frameworks, ensuring accurate capital, liquidity, and leverage compliance while providing expert support to senior management on regulatory and capital-related matters.

Key Responsibilities

• Lead computation and review of Basel III capital adequacy, including CET1, AT1, Tier 2 and Total Capital.
• Oversee Risk-Weighted Assets (RWA) across Credit, Market, and Operational Risk.
• Ensure accurate application of regulatory deductions, buffers, and adjustments.

Prudential & Basel Compliance

• Lead computation and review of Basel III capital adequacy, including CET1, AT1, Tier 2 and Total Capital.
• Oversee Risk-Weighted Assets (RWA) across Credit, Market, and Operational Risk.
• Ensure accurate application of regulatory deductions, buffers, and adjustments.

Liquidity & Leverage

• Supervise LCR, NSFR, and Leverage Ratio calculations and regulatory monitoring.
• Partner with Treasury, ALM, and Risk teams on liquidity and balance sheet implications.

Regulatory Reporting & RBI Interface

• Ensure timely and accurate submission of RBI prudential returns (Capital Adequacy, Liquidity, LEF, Leverage, etc.).
• Track RBI circulars, Master Directions, and Basel updates; assess regulatory impact and implement changes.
• Act as key point of contact for RBI inspections, supervisory reviews, and regulatory queries.

Governance & Controls

• Maintain strong control frameworks, documentation, and audit readiness.
• Lead resolution of internal audit, concurrent audit, statutory audit, and RBI observations.

Stakeholder & Management Support

• Serve as prudential regulation subject-matter expert to Finance, Risk, Treasury, and senior leadership.
• Support capital planning, stress analysis, and regulatory disclosures (Pillar 3).

Team Leadership

• Lead and mentor the prudential reporting team, ensuring quality, consistency, and process efficiency.
• Drive automation and continuous improvement in regulatory processes.

Key Skills & Experience

• Strong expertise in Basel III / RBI prudential norms, capital adequacy, RWA, LCR, NSFR, leverage.
• Solid understanding of banking products, balance sheet dynamics, and regulatory disclosures.
• 8-12 years' experience in regulatory reporting / capital management within a bank or financial institution.
• Qualified CA / MBA (Finance) / CFA / FRM preferred.

Key Outcomes

• Accurate and timely regulatory submissions
• Zero material regulatory breaches
• Effective audit and inspection closure
• Strong team capability and continuity