KYC Operations Senior Analyst - Deactivations Wise Hyderabad, IN Onboarding & KYC check more →

Neobankbeat; Hyderabad; On-site; INR 900,000 - 1,300,000; Full time

Job summary

Wise in Hyderabad is seeking a KYC Operations Senior Analyst - Deactivations to conduct enhanced due diligence, review risk-based customer histories, and ensure compliance with AML/CFT regulations. You will collaborate with cross functional teams to manage high-risk cases, provide guidance, and support audits and policy updates.

The role requires on-site presence in Hyderabad to execute onboarding and deactivation workflows with a strong focus on risk management and regulatory adherence.

Responsibilities

• Conduct Enhanced Due Diligence (EDD) reviews based on customer’s risk profile.
• Take frequent risk based approach decisions while conducting customer reviews ensuring risk management standards are met.
• Review customer transaction history and provide insights into customer behaviour patterns that may indicate risks.
• Conduct periodic reviews and analyse changes in customers history and account usage.
• Review and assess high risk customer reports to provide analysis and approval as per the set policies and procedures.
• Exercise discretion in setting priorities, identifying customer records that require further review and taking action to obtain and follow-up on the information and/or documentation requested.
• Ensure that information and documentation provided by customers meet our risk appetite for onboarding and maintaining high risk customers.
• Conduct in depth analysis, using provided documentation or external sources (e.g. websites and company registries) ensuring that only customers within risk appetite are onboarded.
• Perform searches utilising internet sources and/or third-party vendors to obtain information on prospects and new/existing customers.
• Communicate with other internal teams when required to handle escalated or complicated cases.
• Provide guidance and responses to daily inquiries from peers, front-line and management regarding complex matters and case analysis, when appropriate.
• Maintain a high understanding of AML/CFT Regulations and how these impact the business, as well as Wise products and services.
• Taking part in and leading projects related to the team processes and guidelines.
• Assist in identifying improvement opportunities and contribute to policy updates, training materials, and standard operating procedures.
• Support Wise in internal and external audits and regulatory process related queries reviews.
• Effective communication with customers by the relevant communication channels that the team operates with.
• Perform your tasks and responsibilities within the expected key performance indicators set by the leadership team.

Job description

onboarding & kyc · Wise# KYC Operations Senior Analyst - DeactivationsHyderabad, INOnboarding & KYCOn-siteposted todayJob Responsibilities* Conduct Enhanced Due Diligence (EDD) reviews based on customer’s risk profile. Take frequent risk based approach decisions while conducting customer reviews ensuring risk management standards are met.* Review customer transaction history and provide insights into customer behaviour patterns that may indicate risks. Conduct periodic reviews and analyse changes in customers history and account usage.* Review and assess high risk customer reports to provide analysis and approval as per the set policies and procedures.* Exercise discretion in setting priorities, identifying customer records that require further review and taking action to obtain and follow-up on the information and/or documentation requested.* Ensure that information and documentation provided by customers meet our risk appetite for onboarding and maintaining high risk customers.* Conduct in depth analysis, using provided documentation or external sources (e.g. websites and company registries) ensuring that only customers within risk appetite are onboarded. Perform searches utilising internet sources and/or third-party vendors to obtain information on prospects and new/existing customers.* Communicate with other internal teams when required to handle escalated or complicated cases.* Provide guidance and responses to daily inquiries from peers, front-line and management regarding complex matters and case analysis, when appropriate.* Maintain a high understanding of AML/CFT Regulations and how these impact the business, as well as Wise products and services.* Taking part in and leading projects related to the team processes and guidelines. Assist in identifying improvement opportunities and contribute to policy updates, training materials, and standard operating procedures.* Support Wise in internal and external audits and regulatory process related queries reviews.* Effective communication with customers by the relevant communication channels that the team operates with.* Perform your tasks and responsibilities within the expected key performance indicators set by the leadership team.