KYC,Associate,Core Services

Morgan Stanley; Mumbai City; On-site; INR 700,000 - 1,000,000; Full time

Job summary

Morgan Stanley in Mumbai seeks an Associate to act as a subject matter expert on AML/KYC documents and processes. This role supports internal teams, manages client documentation, and ensures regulatory compliance across KYC.

The candidate will engage with MS stakeholders and external partners to meet requirements. Responsibilities include process execution, risk recognition, and driving improvements while maintaining strong client relationships and timely execution across projects.

Qualifications

• Experience with AML/KYC documentation and client due diligence.
• Ability to interpret regulatory changes around KYC and documentation.
• Collaborate with internal and external stakeholders to ensure compliance.

Responsibilities

• Execute processes and support process management and projects using relevant systems and markets.
• Identify risks in daily tasks and contribute to process improvements.
• Build relationships within the team and with internal stakeholders.
• Participate in projects and initiatives, aiding in timely solutions.
• Stay current with regulatory changes around client KYC, suitability and documents.
• Escalate any risks found during the documentation review process.
• Coordinate with client-facing teams and external clients to collect required documents.
• Act as a subject matter expert on AML/KYC documents and processes.
• Manage client due diligence and involve MS stakeholders with KYC responsibilities.
• Serve as point of contact for KYC and reporting issues for designated clients.

Skills

AML/KYC knowledge

Risk awareness

Stakeholder management

Process improvement

Job description

We’re seeking someone to join our team as an Associate to act as a subject matter expert on required AML/ KYC documents and process.

In the Operations division, we partner with business units across the Firm to support financial transactions, devise and implement effective controls and develop client relationships, driving strategic automation solutions by embracing a transformation mindset and challenging the status quo.

This is a Professional position at Associate within Core Services , which is responsible for managing internal and external client relationships. We do this by engaging in client service activities, optimizing the client experience, and managing vendor/external business partner relationships.

Since 1935, Morgan Stanley is known as a global leader in financial services, always evolving and innovating to better serve our clients and our communities in more than 40 countries around the world.

What you’ll do in the role:

• Execute processes/functions and/or support process management and project efforts, leveraging knowledge of the systems, markets and instruments that influence the team
• Recognize risk in day-to-day processes to draw out the key issues and contribute to process improvements
• Build relationships within team and internal stakeholders, sharing knowledge to contribute to team output
• Participate in projects and initiatives, aiding in solution formulation with a focus on timely execution
• The Refresh Process Specialists are expected to stay current with all regulatory changes and requirements around client KYC, Suitability and Documentation.
• Able to escalate appropriately any risks identified during the documentation review process.
• Partnering with the client facing teams and external clients to collect required documents and associated information to meet all regulatory and internal polices
• Act as a subject matter expert on required AML/ KYC documents and process.
• Manage and facilitate client due diligence, including coordinating the participation of MS stakeholders who have KYC responsibilities
• Serve as point of contact for KYC and reporting issues for designated clients

What you’ll bring to the role:

• Ability to establish clear goals and priorities, and address non-standard issues within area of expertise with minimal guidance and supervision
• Subject matter expertise in business areas supported, client requirements, and ability to ensure control is not compromised to comply with client requests
• Culture carrier across Operations, embracing the Firm’s core values
• Ability to successfully navigate a complex infrastructure that involves numerous groups and individuals
• Consultative approach, understanding and anticipating business partner needs and proactively delivering solutions
• Ability to work under pressure and fixed deadlines
• At least 2 years’ relevant experience would generally be expected to find the skills required for this role

WHAT YOU CAN EXPECT FROM MORGAN STANLEY:

At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what’s best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work.

To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser.

Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents.

Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.

For more information, please visit: https://www.morganstanley.com/people-opportunities/eeo.