KYC_ Associate Core_Services

Morgan Stanley; Mumbai; On-site; INR 900,000 - 1,300,000; Full time

Job summary

Morgan Stanley in Mumbai seeks an Associate to be a subject matter expert on AML/KYC documents and processes. The role sits in Core Services, supporting client relationships, data quality, and regulatory compliance, with a focus on timely execution and risk controls.

You will join a team that partners with business units to automate and optimize processes while maintaining high standards of accuracy and audit readiness.

Qualifications

• At least 2 years' relevant AML/KYC experience expected for this role.
• Subject matter expertise in supported business areas and client requirements, ensuring controls satisfy client requests.
• Culture carrier across Operations, aligned with the Firm's core values.
• Strong risk and control mindset with good judgment and time management.
• Excellent written and verbal communication to engage internal/external stakeholders.
• Maintain accurate records, manage data responsibly, and support audit-ready documentation.
• Experience in AML/KYC, ideally in case management, quality control or data management.

Responsibilities

• Execute processes and support process management, leveraging systems and markets knowledge.
• Identify risks in day-to-day processes and contribute to improvements.
• Build relationships within team and with internal stakeholders.
• Participate in projects and initiatives, aiding in solution formulation for timely execution.
• Perform event trigger validation per Firm policies and procedures, ensuring accuracy and timeliness.
• Escalate any risks, data discrepancies, or issues identified during validation.
• Update Firm systems/databases with complete and accurate information per policies.
• Collaborate with GFC/FCR to resolve data discrepancies and ensure data quality.
• Partner with other teams to collect required evidence and information to meet regulatory and policy needs.
• Ensure feedback from checker reviews is addressed accurately and promptly.

Skills

AML/KYC knowledge

Risk assessment

Stakeholder communication

Data accuracy

Process improvement

Project collaboration

Job description

We're seeking someone to join our team as an Associate to act as a subject matter expert on required AML/ KYC documents and process.

In the Operations division, we partner with business units across the Firm to support financial transactions, devise and implement effective controls and develop client relationships, driving strategic automation solutions by embracing a transformation mindset and challenging the status quo.

This is a Professional position at Associate within Core Services, which is responsible for managing internal and external client relationships. We do this by engaging in client service activities, optimizing the client experience, and managing vendor/external business partner relationships.

Since 1935, Morgan Stanley is known as a global leader in financial services, always evolving and innovating to better serve our clients and our communities in more than 40 countries around the world.

What You'll Do In The Role

• Execute processes/functions and/or support process management and project efforts, leveraging knowledge of the systems, markets and instruments that influence the team
• Recognize risk in day-to-day processes to draw out the key issues and contribute to process improvements
• Build relationships within team and internal stakeholders, sharing knowledge to contribute to team output
• Participate in projects and initiatives, aiding in solution formulation with a focus on timely execution
• Perform event trigger validation in accordance with the Firm's policies and procedures, ensuring outcomes are accurate, fully supported, and completed within required timelines
• Escalate appropriately any risks, data discrepancies, or process issues identified during the trigger validation review process
• Update Firm systems and databases with complete and accurate information and documentation in accordance with internal processes, policies, and record management standards
• Work closely with GFC/FCR to address discrepancies within internal data and support consistent data quality across the review population
• Partner with other teams to collect required evidence and associated information to meet regulatory, internal policy, and documentation requirements
• Ensure feedback following checker review is addressed accurately and in a timely manner

What We're Looking For

• Ability to establish clear goals and priorities, and address non-standard issues within area of expertise with minimal guidance and supervision
• Subject matter expertise in business areas supported, client requirements, and ability to ensure control is not compromised to comply with client requests
• Culture carrier across Operations, embracing the Firm's core values
• Sound risk and control mindset, excellent judgement, and ability to prioritize work to meet required timelines
• Strong written and oral communication skills, with the ability to engage internal and external stakeholders clearly and effectively
• Ability to maintain accurate records, manage data responsibly, and support audit-ready documentation standards
• Previous experience working in an AML/KYC role, preferably within case management, quality control, data management, or related operational review activities
• At least 2 years' relevant experience would generally be expected to find the skills required for this role

What You Can Expect From Morgan Stanley

At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that’s differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work.

To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser.

Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents.

Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.

For more information, please visit: https://www.morganstanley.com/people-opportunities/eeo.