Java AWS Architect

Fable Fintech; Mumbai Suburban; On-site; INR 3,500,000 - 7,000,000; Full time

Job summary

Fable Fintech Pvt. Ltd. in Mumbai seeks an experienced Java Architect to lead the architecture, design, and development of cross-border payment platforms including remittances, FX, payout orchestration, and settlement systems.

The role focuses on scalable, secure, high-performance payment applications using Java, microservices, and distributed systems, building configurable white-label solutions for banks and financial institutions.

Qualifications

• 8+ years of experience in Java development, software architecture, or enterprise application development.
• Strong hands-on expertise in Java (Java 8/11/17 or later).
• Excellent knowledge of Spring Boot, Spring Framework, and Spring Cloud.
• Strong experience in microservices architecture and distributed systems.
• Working experience with React.js, JavaScript, HTML5, and CSS3.
• Experience in frontend and backend integration using REST APIs.
• Expertise in Apache Kafka or RabbitMQ.
• Strong database knowledge, including SQL and NoSQL.
• Experience with Docker, Kubernetes, CI/CD, and cloud deployments.
• Understanding of application security and performance optimisation.

Responsibilities

• Lead the architecture and design of scalable, high-performance Java-based applications.
• Design and implement microservices-based architectures for payment processing systems.
• Define application architecture, technology standards, design patterns, and technical roadmaps.
• Drive architectural reviews, technical documentation, and migration from legacy systems.
• Provide technical leadership in Java, Spring Boot, and related enterprise technologies.
• Design and develop scalable microservices-based applications and ensure robust API integration.
• Coordinate secure, reliable, and scalable API integrations with partners and fintech platforms.
• Support security, compliance, and performance optimisations across платform.

Skills

Java development

Architecture design

Microservices

Spring Boot

React.js

REST APIs

Kafka/RabbitMQ

SQL/NoSQL

Cloud deployments

Security & performance

Tools

Docker

Kubernetes

CI/CD

Job description

Role & responsibilities

We are looking for an experienced Java Architect to lead the architecture, design, and development of Fable Fintech's cross-border payment platforms, covering remittances, foreign exchange (FX), payout orchestration, and settlement systems.

The role involves designing scalable, secure, and high-performance payment applications using Java based technologies, microservices, and distributed systems. The candidate will be responsible for building configurable, white-label payment solutions for banks, money transfer operators, and financial institutions.

The ideal candidate should have strong expertise in Java, Spring Boot, microservices architecture, REST APIs, event-driven systems, and payment processing platforms.

Preferred candidate profile

1. Application Architecture & Design

• Lead the architecture and design of scalable, high-performance Java-based applications.
• Design and implement microservices-based architectures for payment processing systems.
• Define application architecture, technology standards, design patterns, and technical roadmaps.
• Drive architectural reviews, technical documentation, and migration from legacy systems.

2. Java Development, Full-Stack & Microservices

• Provide technical leadership in Java, Spring Boot, and related enterprise technologies.
• Design and develop scalable microservices-based applications.
• Strong experience in React.js for developing responsive and interactive frontend applications.
• Develop and integrate RESTful APIs between React.js frontend and Java-based backend services.
• Implement asynchronous processing, messaging, and distributed transaction management.
• Ensure application scalability, performance, maintainability, and code quality.

3. Payment Systems & Transaction Management

• Design end-to-end payment workflows covering transaction initiation, FX conversion, payout, reconciliation, and settlement.
• Ensure transaction integrity through idempotency, retry mechanisms, failure handling, and audit trails.
• Implement double-entry ledgering and transaction reconciliation mechanisms.
• Build systems supporting multi-currency and multiple payment rails.

4. API Integration & Platform Configuration

• Design secure partner-facing APIs for banks, payment providers, and financial institutions.
• Develop configurable workflows for transaction fees, FX margins, payment limits, and partner-specific requirements.
• Integrate third-party payment gateways, banking systems, and payout providers.
• Ensure seamless integration between internal and external payment platforms.

5. Security, Compliance & Risk Management

• Integrate KYC, AML, sanctions screening, and fraud detection mechanisms into payment workflows.
• Ensure secure API communication, authentication, authorisation, and data encryption.
• Maintain compliance with relevant financial services security and regulatory requirements.
• Support PCI DSS, SOC 2, and data residency requirements.

6. Technical Leadership & Team Management

• Establish coding standards, architecture guidelines, and engineering best practices.
• Mentor senior developers and technical teams.
• Lead architecture discussions, design reviews, and technical decision-making.
• Improve testing strategies, application observability, and production stability.

Required Skills & Qualifications

• 8+ years of experience in Java development, software architecture, or enterprise application development.
• Strong hands-on expertise in Java (Java 8/11/17 or later).
• Excellent knowledge of Spring Boot, Spring Framework, and Spring Cloud.
• Strong experience in microservices architecture and distributed systems.
• Working experience with React.js, JavaScript, HTML5, and CSS3.
• Experience in frontend and backend integration using REST APIs.
• Expertise in Apache Kafka or RabbitMQ.
• Strong database knowledge, including SQL and NoSQL.
• Experience with Docker, Kubernetes, CI/CD, and cloud deployments.
• Understanding of application security and performance optimisation

Preferred Experience

• Experience in Banking, Fintech & Payments
• Exposure to cross-border payment platforms and transaction processing systems.
• Experience managing infrastructure for regulated financial environments.
• Strong stakeholder management and technical leadership capabilities.

Ideal Candidate Profile A technically strong cloud/platform engineering professional who can independently own cloud infrastructure, drive platform reliability, strengthen security and compliance, and support the scalability of a growing fintech business.