IWM Lending and Credit Solutions (LCS) – Analyst/ Associate

Nomura; Mumbai; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Nomura Services India in Mumbai is seeking an Analyst/Associate to join the Lending & Credit Solutions (LCS) team based in Powai. You will originate, structure and execute financing transactions for high net worth clients, working closely with RM, IPS and Control functions to grow the loan book.

The role demands 1–7 years of relevant experience, MBA Finance / CFA/CA preferred, and strong financial analysis, credit assessment, and communication skills.

Qualifications

• MBA (Finance) / CFA / CA preferred.
• 1–7 years of relevant experience.
• Strong financial analysis and credit assessment capabilities.
• Effective communication and presentation skills required.

Responsibilities

• Origination of financing opportunities for IWM clients.
• Structuring and execution of financing transactions.
• Collaborate with RMs, IPS and Control functions across regions.
• Prepare term sheets and credit memos for approvals.
• Market lending capabilities to RMs and build the lending pipeline.

Skills

Financial analysis

Credit analysis

Communication skills

Presentation skills

Analytical thinking

Education

MBA (Finance)/CFA/CA

Tools

Excel

MS Office

Job description

Nomura is a global financial services group with an integrated network spanning approximately 30 countries and regions. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Wealth Management, Investment Management, and Wholesale (Global Markets and Investment Banking). Founded in 1925, the firm is built on a tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership. For further information about Nomura, visit www.nomura.com.

Nomura Services, India supports the group’s global businesses. With world-class capabilities in trading support, research, information technology, financial control, operations, risk management and legal support, the firm plays a key role in facilitating the group’s global operations.

At Nomura, creating an inclusive workplace is a priority. Our approach to inclusion encompasses a variety of initiatives, including sensitization campaigns, implementing conducive policies & programs, providing infrastructure support and engaging in community events. Over time, we have made meaningful progress in these areas, and this commitment has been well-recognized across the industry. We are proud recipients of the prestigious Top 10 Employers award by the India Workplace Equality Index (IWEI), IWEI Gold Employer of Choice awards, India CSR Leadership Award 2024 for Holistic Village Development Program and the YUVA Unstoppable Changemaker Awards.

Division Overview:

Nomura International Wealth Management (IWM) have more than 50 years of experience delivering value to our high net worth clients in Asia. Our commitment to deliver bespoke solutions is paired with judicious planning, coupled with Asia insights to meet clients’ wealth planning and investment goal objectives.

Nomura IWM clients have access to both global and regional investment opportunities across multiple asset classes - fixed income and equity securities, including currencies, interest rates and credit in cash, derivatives and structured products. IWM offers its clients Nomura’s research-based advice, strong execution capabilities and bespoke solutions that leverage our global expertise in Global Markets, Investment Banking, Asset Management and other affiliates.

IWM rolls up to Nomura’s Wholesale division along with Global Markets (GM) and Investment Banking (IBD).

Business Overview:

This particular role is within the IWM Lending and Credit Solutions (LCS) team that is being newly set-up. The LCS team in Powai is an extension of the Global LCS team, a key business product vertical of IWM AeJ. The Global LCS team works closely with Relationship Managers (RMs), Investment and Product Solutions (IPS) team and Control functions to originate, structure and execute financing transactions for IWM clients globally.

Position Specifications:

Corporate Title : Analyst / Associate

Functional Title : Analyst / Associate – Lending & Credit Solutions

Experience :1 – 7 years of relevant experience

Qualification :MBA (Finance) / CFA (US) / CA preferred

Role & Responsibilities:

• We are seeking a dynamic individual to join the IWM LCS team, based in Powai.


• The individual will be reporting to the Head of LCS and working closely with the LCS team, RMs,

IPS team, Control functions in Singapore/Hong Kong to facilitate and manage IWM’s loan book growth.

• The day-to-day responsibilities would include originating, structuring and executing financing transactions for high networth (HNW) and ultra-high networth (UHNW) clients of IWM.


• Daily tasks would include working with the Singapore/Hong Kong teams for:


• Origination:


• Participate in internal client reviews / portfolio analysis for identifying financing opportunities based on client KYC / RM discussions


• Marketing IWM’s financing capabilities to RMs


• Building the lending pipeline for discussion with internal control functions o Structuring & Execution:


• Working closely with Global LCS team / RMs to structure financing solutions


• Participating in internal discussions and preparing term sheets for clients


• Preparing credit memos/analysis for internal discussion and approvals


• Working on legal documentation for client execution o Marketing:


• Being an ambassador for lending to market the product offering to RMs


• Participate / conduct lending specific training to increase credit/lending awareness of the IWM franchise and improve loan penetration within the IWM book


• Platform / Process Enhancements:


• Be actively involved in designing processes for productivity improvements and improving lending sales management practices of the LCS team

Key Skills:

Sound knowledge of financial analysis for corporates from an equity analyst OR

credit analyst perspective

Good clarity of thought, effective communication skills, sound presentation skills

Strong analytical skills, team oriented, flexible, hungry to learn, diligent and selfmotivated

Collaborative mindset, respectful attitude and ability to work under pressure and tight timelines, if required

Familiar with regional / international

frameworks

Good understanding of credit processes of the wealth management business Independent decision-maker, ability to support / defend financing structures

We are committed to providing equal opportunities throughout employment including in the recruitment, training and development of employees. We prohibit discrimination in the workplace whether on grounds of gender, marital or domestic partnership status, pregnancy, carer’s responsibilities, sexual orientation, gender identity, gender expression, race, color, national or ethnic origins, religious belief, disability or age.

*Applying for this role does not amount to a job offer or create an obligation on Nomura to provide a job offer. The expression \"Nomura\" refers to Nomura Services India Private Limited together with its affiliates.

*The benefits are subject to change and will be in accordance with Company’s policies as may be applicable from time to time).