Internal Auditor

Experian Group; Mumbai; On-site; INR 600,000 - 800,000; Full time

Benefits offered by this job

Health insurance

Pension

25 days annual leave

Discretionary bonus plan

Job summary

Experian Group in Mumbai is seeking an Internal Auditor to plan and execute audits across business and IT processes. This role involves ensuring compliance with internal controls and regulatory standards while providing actionable insights to senior management.

The ideal candidate should have at least 2 years of relevant experience and a professional qualification like CA or CIA. Benefits include a competitive compensation package, health insurance, and 25 days of annual leave.

Qualifications

• 2+ years of related experience in an Internal Audit role.
• Experience in credit risk management and underwriting.
• Ability to interpret quantitative and qualitative data.

Responsibilities

• Assist in developing risk-based audit plans.
• Lead end-to-end audits and report findings.
• Prepare clear, concise audit reports with recommendations.

Skills

Internal audit experience

Risk assessment

Audit standards knowledge

Data analysis

Commercial credit knowledge

Education

CA/CIA/ACCA/CISA or equivalent

Job description

Role Overview

An exciting opportunity to work as an Internal auditor at Experian responsible for planning, executing, and leading internal audits across business / IT processes and regulatory compliance areas. This role ensures adherence to internal controls, risk management frameworks, and compliance with applicable laws and global standards. The position requires the ability to provide actionable insights to senior management.

Responsibilities

• Assist in developing risk-based audit plans and programs aligned with organizational objectives.
• Support and lead end-to-end audits, including scoping, fieldwork, and reporting.
• Ensure completion of assigned audits and documentation of work papers on time.
• Track status of issues reported and assist in keeping relevant processes benchmarked to best practices. Assist in keeping the Audit Procedure Manual and checklists current and updated. Devise audit checklists for use by internal/concurrent Auditors and test products along with processes/procedures to foresee pitfalls and bottlenecks and ensure these are audited/resolved.
• Provide improvement suggestions to existing processes/systems to line management.
• Assist in preparing clear, concise audit reports with actionable recommendations. Present findings to senior management and track remediation progress.
• Execute assigned internal audit tasks, risk assessment, control testing, process review, and implement audit observations.
• Plan audits, prepare audit programs and checklists, and finalize them in consultation with Audit Partners.
• Have an in-depth understanding of the processes, analyze prevailing practice in the industry, determine gaps, highlight risks.
• Assist in special assignments as per management direction & investigations.
• Independently conduct audits and participate in audits of various businesses with particular emphasis on product/operations audits.

Qualifications

• 2+ years of related experience in an Internal Audit role.
• CA/CIA/ACCA/CISA or equivalent professional qualification.
• Experience in auditing credit analysis, credit review, credit risk management, underwriting, and/or lending across various industries.
• Experience assessing credit portfolios and implementing or recommending process improvements to mitigate risk.
• Knowledge/understanding of banking products and practices, operations, regulatory environment, industry competition, and potential risk areas is preferred.
• Strong commercial credit structure knowledge.
• Ability to interpret quantitative and qualitative data, formulate sound conclusions, and make consultative recommendations.
• Basic understanding of IT/IS risks and controls.
• Basic knowledge of audit standards and practices.
• Good understanding of internal controls and risk concepts.

Benefits

• Great compensation package and discretionary bonus plan.
• Core benefits include pension, health insurance and term life insurance, Sharesave scheme and more.
• 25 days annual leave with 13 bank holidays and 3 volunteering days. Additional annual leave can be purchased.
• Role location: Mumbai.
• Reports to Head of Internal Audit.
• Experian is an equal opportunities employer.
• Experian is proud to be an Equal Opportunity and affirmative action employer, committed to diversity, equity, inclusion, and providing accommodations for disabilities or special needs.