Internal Auditor

Experian; Mumbai; On-site; INR 800,000 - 1,200,000; Full time

Benefits offered by this job

Great compensation

Pension plan

Health insurance

Sharesave scheme

25 days annual leave

Job summary

Experian in Mumbai is seeking an Internal Auditor to plan, execute, and lead internal audits across business and IT processes and regulatory compliance areas. This role ensures adherence to internal controls, risk management frameworks, and global standards, providing actionable insights to senior management.

The incumbent will conduct audits that independently evaluate risk within the business and lead the audit function, overseeing strategy-related reviews of initiatives, products, or client

Qualifications

• 2+ years of related experience in Internal Audit role.
• Professional qualification: CA/CIA/ACCA/CISA or equivalent.
• Experience in credit analysis, credit risk management, underwriting, or lending.
• Knowledge of banking products, practices, and regulatory considerations.
• Understanding of IT/IS risks and controls.
• Knowledge of audit standards and internal controls.

Responsibilities

• Assist in developing risk-based audit plans and programs aligned with organizational objectives.
• Lead end-to-end audits including scoping, fieldwork, and reporting.
• Document work papers and ensure on-time completion of audits.
• Track issues and keep audit procedures current and updated.
• Provide recommendations to improve processes and controls to line management.
• Prepare audit reports with actionable recommendations and present findings to senior management.
• Conduct risk assessments, test controls, and support audit observations.
• Plan audits and prepare programs and checklists in consultation with audit partners.
• Independently conduct audits across Businesses with emphasis on Product/Operations.

Skills

Internal Audit

Credit analysis

Credit risk

IT risks

Education

CA/CIA/ACCA/CISA

Job description

Job Description

An exciting opportunity to work as an Internal auditor at Experian responsible for planning, executing, and leading internal audits across business / IT processes and regulatory compliance areas. This role ensures adherence to internal controls, risk management frameworks, and compliance with applicable laws and global standards. The position requires the ability to provide actionable insights to senior management. The incumbents responsibilities shall also include performing audits that provide an independent and objective evaluation of risk within the business and leading the audit function that include duties like maintaining an overview of the business related strategies and risk metrics to identify areas for investigations, leading audits of strategy management processes, and supporting colleagues engaged in reviews of strategically important initiatives, business areas, products or client types.

What You Will Do

• Assist in developing risk-based audit plans and programs aligned with organizational objectives. Support and lead end-to-end audits, including scoping, fieldwork, and reporting.
• Ensure completion of assigned audits and documentation of work papers on time.
• Track status of issues reported and assist in keeping relevant processes benchmarked to Best Practices. Assist in keeping Audit Procedure Manual and checklists current and updated. Devise audit checklists for use of internal/concurrent Auditors and test products along with processes/procedures to foresee pitfalls and bottlenecks and ensure these are audited/resolved.
• Provide improvement/suggestions to existing process/systems to line management.
• Assist in preparing clear, concise audit reports with actionable recommendations. Present findings to senior management and track remediation progress.
• Executing assigned Internal Audit tasks, risk assessment, control testing, process review with and to implement audit observation.
• Planning Audit, preparing Audit Program and Audit checklist and finalizing in consultation of the Audit Partners.
• Having in-depth understanding of the processes, analyzing prevailing practice in the industry, determining gaps, highlighting risks.
• Assist in the Special Assignments as per Management direction & investigations.
• Independently conduct Audits and responsible to participate in audits of various Businesses with particular emphasis on Product / Operations audits.

Qualifications

• 2+ Years of related experience in Internal Audit role.
• CA/CIA/ACCA/CISA or equivalent professional qualification.
• Experience required in review of auditing of credit analysis, credit review, credit risk management, underwriting, and/or lending in a variety of industry types.
• Experience required with risk assessing credit portfolios and implementing or recommending process improvements to mitigate risk.
• Knowledge/understanding of banking products and practices, operations, regulatory, industry, banking competition, and potential risk areas is preferred.
• Strong commercial credit structure knowledge.
• Interpret quantitative and qualitative data, formulate sound conclusions, and make consultative recommendations.
• Basic understanding of IT/IS risks and controls.
• Basic knowledge of audit standards and practices.
• Good understanding of internal controls and risk concepts.

Benefits/Perks

• Great compensation package and discretionary bonus plan.
• Core benefits include pension, health insurance and term life insurance, Sharesave scheme and more.
• 25 days annual leave with 13 bank holidays and 3 volunteering days. You can also purchase additional annual leave.
• You will report to Head of Internal Audit.
• Role Location: Mumbai.
• Experian is an equal opportunities employer.

Experian is also proud to be an Equal Opportunity and affirmative action employer.